Dawn Bray
Premiere Plus Realty Company
(484) 666-0582
159 Total Sales
2 in Palm River Estates
$799,000 Price Range
442 Saddlebrook Ln Naples, FL 34110
Palm River Estates NeighborhoodEstimated Value: $1,054,792 - $1,113,000
4
Beds
3
Baths
2,260
Sq Ft
$479/Sq Ft
Est. Value
Highlights
- Lake Front
- Concrete Pool
- Outdoor Water Feature
- Veterans Memorial Elementary School Rated A
- Lanai
- Screened Porch
About This Home
As of January 2026A RARE FIND,in North Naples, an UPDATED 4 BR, 3 BATHROOM AND 3 CAR GARAGE, Located on a prime lakefront lot with an unobstructed water view. The floor plan is split bedrooms with crown molding throughout and tray ceiling in living room and primary bedroom. The primary-bathroom has a toilet closet, two vanities, and a separate tub and shower. The large open Kitchen has quartz counters, SS appliances, and large breakfast bar for 6. The ceilings are 9' with 8' doors throughout. The extended screened patio with SOUTHERN Exposure has a large covered and uncovered area offering plenty of space for outdoor cooking, dining, and enjoying Florida sunshine. The pool has a rock waterfall and paver deck. Horse Creek Estates is located close to A rated schools and Highway 41, Mercato, Vanderbilt Beach, and many shops and fine-dining restaurants. Also is located in FEMA zone X-500 which is not in a Special Fl Hazard Area. Low HOA Fees.
Last Agent to Sell the Property
Denny Steele
ERA Naples Realty Services License #249514964 Listed on: 02/02/2025
Last Buyer's Agent
Beth McNichols
John R Wood Properties License #249501586
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,348
Year Built
- Built in 2011
Lot Details
- 11,326 Sq Ft Lot
- Lot Dimensions are 80 x 140 x 80 x 140
- Lake Front
- Home has North and South Exposure
- Rectangular Lot
- Sprinkler System
HOA Fees
- $439 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Entry on the 1st floor
- Slate Roof
- Stucco
Interior Spaces
- 2,260 Sq Ft Home
- 1-Story Property
- Built-In Features
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Shutters
- Double Hung Windows
- Sliding Windows
- French Doors
- Entrance Foyer
- Open Floorplan
- Screened Porch
- Tile Flooring
- Lake Views
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Bathtub
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Fire and Smoke Detector
- Fire Sprinkler System
Pool
- Concrete Pool
- Heated In Ground Pool
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- Screened Patio
- Outdoor Water Feature
- Lanai
Schools
- Veterans Memorial Elementary School
- North Naples Middle School
- Aubrey Rogers High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Sewer Assessments
- High Speed Internet
- Cable TV Available
Community Details
- Association fees include management, cable TV, internet, irrigation water, legal/accounting, ground maintenance, pest control, reserve fund, road maintenance, street lights
- Association Phone (239) 596-7200
- Horse Creek Estates Subdivision
- Maintained Community
Listing and Financial Details
- Tax Lot 80
- Assessor Parcel Number 50940010948
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 2, 2025
Closed on
Jan 7, 2026
Sold by
Kaiser Darrel L and Darrel L Kaiser Revocable Trust
Bought by
Seller's Agent
Denny Steele
ERA Naples Realty Services
Buyer's Agent
Beth McNichols
John R Wood Properties
List Price
$1,249,000
Sold Price
$1,100,000
Premium/Discount to List
-$149,000
-11.93%
Views
76
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,348
Avg. Annual Appreciation
-2.34%
Original Mortgage
$1,000,000
Outstanding Balance
$994,891
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$88,057
Purchase Details
Closed on
Jan 23, 2017
Sold by
Kaiser Darrel L and Kaiser Deanna K
Bought by
Kaiser Darrel L and Darel L Kaiser Revocable Trust
Purchase Details
Listed on
Nov 16, 2014
Closed on
Mar 31, 2015
Sold by
Hannon Kevin P and Hannon Catherine L
Bought by
Kaiser Darrel L and Kaiser Deanna K
Seller's Agent
Chris Lecca
William Raveis Real Estate
Buyer's Agent
Denny Steele
ERA Naples Realty Services
List Price
$549,000
Sold Price
$540,000
Premium/Discount to List
-$9,000
-1.64%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Original Mortgage
$370,000
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 30, 2010
Sold by
D R Horton Inc
Bought by
Hannon Kevin P and Hannon Catherine L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,486
Interest Rate
3.3%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 11, 2005
Sold by
Mulligan Michael P and Mulligan Theresa J
Bought by
Horse Creek Partners Ltd
Purchase Details
Closed on
Mar 2, 2005
Sold by
Horse Creek Partners Ltd
Bought by
Mulligan Michael P and Mulligan Theresa J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$618,000
Interest Rate
4.87%
Mortgage Type
Construction
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palm River Estates, FL
-
Dawn Bray
-
Yuri Castro
Yuri Castro
Responds QuicklyFLORIDA FOUNDATION REALTY, LLC
(239) 376-8492
23 Total Sales
2 in Palm River Estates
$240,000 Price Range
-
Lisa Cachon
Lisa Cachon
Cachon Realty Group. LLC
(239) 296-3495
137 Total Sales
5 in Palm River Estates
$616K - $1.1M Price Range
-
David Puskaric
David Puskaric
Parkline Realty
(239) 920-7944
14 Total Sales
2 in Palm River Estates
$740,000 Price Range
-
Meg Titcomb
Meg Titcomb
Responds QuicklyJohn R Wood Properties
(651) 395-7486
37 Total Sales
2 in Palm River Estates
$183,000 Price Range
-
Anita Colletti
Anita Colletti
John R Wood Properties
(239) 494-3594
121 Total Sales
2 in Palm River Estates
$800,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,100,000 | None Listed On Document | ||
| Kaiser Darrel L | -- | Attorney | |
| Kaiser Deanna K | -- | Attorney | |
| Kaiser Darrel L | $540,000 | Preferred Title & Settlement | |
| Hannon Kevin P | $314,959 | Dhi Title Of Florida Inc | |
| Horse Creek Partners Ltd | $250,000 | None Available | |
| Mulligan Michael P | $250,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $1,000,000 | ||
| Previous Owner | Kaiser Darrel L | $370,000 | |
| Previous Owner | Hannon Kevin P | $254,486 | |
| Previous Owner | Mulligan Michael P | $618,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/07/2026 01/07/26 | Sold | $1,100,000 | -11.9% | $487 / Sq Ft |
| 01/07/2026 01/07/26 | Pending | -- | -- | -- |
| 10/04/2025 10/04/25 | Off Market | $1,249,000 | -- | -- |
| 09/30/2025 09/30/25 | For Sale | $1,249,000 | 0.0% | $553 / Sq Ft |
| 06/09/2025 06/09/25 | Price Changed | $1,249,000 | -3.8% | $553 / Sq Ft |
| 02/02/2025 02/02/25 | For Sale | $1,299,000 | -- | $575 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,953 | $709,638 | ||
| 2025 | $7,575 | $645,125 | ||
| 2024 | $7,088 | $586,477 | ||
| 2023 | $7,088 | $533,161 | $0 | $0 |
| 2022 | $6,356 | $484,692 | $0 | $0 |
| 2021 | $5,095 | $440,629 | $139,160 | $301,469 |
| 2020 | $4,617 | $401,471 | $122,696 | $278,775 |
| 2019 | $5,182 | $449,795 | $125,440 | $324,355 |
| 2018 | $5,019 | $435,835 | $150,920 | $284,915 |
| 2017 | $5,070 | $437,128 | $150,920 | $286,208 |
| 2016 | $5,323 | $461,258 | $0 | $0 |
| 2015 | $5,163 | $439,825 | $0 | $0 |
| 2014 | $3,697 | $294,812 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
DS
Seller's Agent in 2026
Denny Steele
ERA Naples Realty Services
-
BM
Buyer's Agent in 2026
Beth McNichols
John R Wood Properties
-
Chris Lecca
Seller's Agent in 2015
Chris Lecca
William Raveis Real Estate
(239) 776-5423
303 Total Sales
Map
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 224098436
APN: 50940010948
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved
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