NOT LISTED FOR SALE

4420 Michigan Ave Covington, KY 41015

Latonia-Rosedale Neighborhood

Estimated Value: $156,000 - $167,108

2 Beds
1 Bath
1,152 Sq Ft
$141/Sq Ft Est. Value

Sale Details

Date Sold: September 23, 2025

Last sale price $162,500 $141 Per Sq Ft

Current estimated payment $1,000 / mo

20 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Porch
  • Wood Flooring
  • Fireplace
  • Eat-In Kitchen

About This Home

As of September 2025

Welcome to this charming 2-bedroom, 1-bath home in the heart of Latonia tucked against one of the top public golf courses in the Greater Cincinnati/NKY region, Twin Oaks. Inside you'll find, timeless hardwood floors, Eat in kitchen, first floor laundry, walkout basement that opens directly to the backyard-adding flexibility and even more convenience. This home is a must-see gem for buyers craving comfort, charm, and smart functionality-all at an attractive price point in an amazing location!

Last Agent to Sell the Property

The Berens Team

Keller Williams Realty Service Listed on: 08/06/2025

Keller Williams Realty Service

Last Buyer's Agent

Outside Agent

Outside Sales

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1926

Lot Details

  • 2,960 Sq Ft Lot
  • Lot Has A Rolling Slope

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,152 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Fireplace
  • Family Room
  • Living Room
  • Storage
  • Laundry Room
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Electric Oven

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom
  • Bathtub with Shower

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage

Outdoor Features

  • Porch

Schools

  • Latonia Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-43-10-022.00

Home Details

Home Type

Single Family

Year Built

Built in 1926

Lot Details

2,960 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1926
  • Lot Size: Irregular
  • Ownership: Consumer
  • Directions: Get on I-71 N/I-75 N, Use the left lane to merge onto I-71 N/I-75 N, Use the right 2 lanes to take exit 185 to merge onto I-275 E, Take exit 79 for KY-16 toward Pride Pkwy/Taylor Mill/Covington, Use the left 2 lanes to turn left onto KY-16 E/Taylor Mill Rd, Turn right onto E 42nd St, Turn right onto Decoursey Ave, Turn left onto E 44th St, Turn right onto Michigan Ave, Destination will be on left
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Latonia Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • General Property Description:Approx SqFt2: 1404.0
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.068
  • General Property Description:Living Area: 1152.0
  • General Property Description:Lot Size Square Feet: 2960.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 056-43-10-022.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Roof:Composition: Yes
  • Location Tax Legal Info:Property Sub Type: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-In Closet(s), Storage, Eat-in Kitchen, Ceiling Fan(s), Natural Woodwork
  • Basement: Full, Storage Space, Unfinished, Walk-Out Access
  • Heating: Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Electric Oven, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1152.0
  • Window Features: Storm Window(s)
  • Full Basement: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Storage Space: Yes

Exterior Features

  • Roof: Composition, Shingle
  • Lot Features: Rolling Slope
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Rolling Slope: Yes
  • Window Features:Storm Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Latonia Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 2960.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Sep 23, 2025
Sold by
Bought by
Seller's Agent
The Berens Team
Keller Williams Realty Service
Buyer's Agent
Outside Agent
Outside Sales
List Price
$175,000
Sold Price
$162,500
Premium/Discount to List
-$12,500
-7.14%
Views
50
Current Estimated Value
$162,527

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27
Avg. Annual Appreciation
0.02%

Purchase Details

Closed on
Jul 26, 2023
Sold by
Bought by

Purchase Details

Listed on
Sep 9, 2022
Closed on
Sep 9, 2022
Sold by
Bought by
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
Melissa Maxwell
RE/MAX Victory + Affiliates
List Price
$110,000
Sold Price
$110,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.85%
Original Mortgage
$93,500
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,113
Interest Rate
3.45%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 30, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,113
Interest Rate
3.45%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 27, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$5,000
Interest Rate
5.73%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 10, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,478
Interest Rate
5.68%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 12, 2002
Sold by
Bought by

Purchase Details

Closed on
Oct 2, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,707
Interest Rate
6.96%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 28, 1995
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,900
Interest Rate
7.82%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$162,500 None Listed On Document
$2,658 None Listed On Document
$110,000 --
$76,500 None Listed On Document
$76,500 Lawyers Title Cincinnati Inc
$86,000 --
$62,600 Kentucky Land Title Agency
-- Solomon Title Company
$71,000 --
$58,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $93,500
Previous Owner $75,113
Previous Owner $5,000
Previous Owner $83,420
Previous Owner $64,478
Previous Owner $70,707
Previous Owner $55,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/23/2025 09/23/25 Sold $162,500 -7.1% $141 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
08/24/2025 08/24/25 For Sale $175,000 0.0% $152 / Sq Ft
08/09/2025 08/09/25 Pending -- -- --
08/06/2025 08/06/25 For Sale $175,000 +59.1% $152 / Sq Ft
09/19/2022 09/19/22 For Sale $110,000 0.0% $37 / Sq Ft
09/09/2022 09/09/22 Sold $110,000 -- $37 / Sq Ft View Prior Sale
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,458 $110,000 $10,000 $100,000
2024 $1,447 $110,000 $10,000 $100,000
2023 $1,465 $110,000 $10,000 $100,000
2022 $1,638 $120,700 $10,000 $110,700
2021 $1,219 $76,500 $10,000 $66,500
2020 $1,213 $76,500 $10,000 $66,500
2019 $1,226 $76,500 $10,000 $66,500
2018 $1,251 $76,500 $10,000 $66,500
2017 $1,268 $76,500 $10,000 $66,500
2015 $1,643 $76,500 $10,000 $66,500
2014 $1,628 $76,500 $10,000 $66,500
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2025

    The Berens Team

    Keller Williams Realty Service

    (859) 663-8464

    6 in this area

    301 Total Sales

    The Berens Team
    Section Image

  • O

    Buyer's Agent in 2025

    Outside Agent

    Outside Sales

  • M

    Buyer's Agent in 2022

    Melissa Maxwell

    RE/MAX Victory + Affiliates

    Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635055

Northern Kentucky Multiple Listing Service

APN: 056-43-10-022.00

Kentucky Kenton County Covington 41015 Latonia-Rosedale

4420 Michigan Ave, Covington, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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