NOT LISTED FOR SALE

4434 Decoursey Ave Covington, KY 41015

Latonia-Rosedale Neighborhood

Estimated Value: $197,000 - $260,000

3 Beds
1 Bath
1,672 Sq Ft
$128/Sq Ft Est. Value

Last Sold July 21, 2023

Last sale price $165,000 $99 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,292/month

1 Day on Market

Highlights

  • Traditional Architecture
  • Bonus Room
  • No HOA
  • Wood Flooring
  • Granite Countertops
  • Covered Patio or Porch

About This Home

As of July 2023

Lot of potential for first time buyer, investor for rental. 3 Bed 1 Bath large two story with alley access behind with off street parking for 2 cars and 20'x20' Garage or storage building. Large fenced double lot. Vinyl replacement windows. Freshly painted and is ready to move and enjoy.

Last Agent to Sell the Property

Walter Gentry

Hand in Hand Realty License #221583 Listed on: 06/19/2023

Last Buyer's Agent

Deborah&nl Bardonaro

Sibcy Cline, REALTORS-Florence License #276570

Sibcy Cline, REALTORS-Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1907

Lot Details

  • 5,602 Sq Ft Lot
  • Wood Fence
  • Level Lot

Parking

  • 1 Car Detached Garage
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,672 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Living Room
  • Bonus Room
  • Storage Room
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch
  • Shed
  • Outbuilding

Schools

  • Latonia Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-43-01-041.00

Home Details

Home Type

Single Family

Year Built

Built in 1907

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.13
  • Year Built: 1907
  • Lot Size: Irregular 48 x 110
  • Road Frontage Type: City Street
  • Directions: Winston to Grand Ave to Left on Decoursey to property on right.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Latonia Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular 48 x 110
  • General Property Description:Approx SqFt2: 5662.0
  • Cooling:Central Air: Yes
  • Room Type:Entry: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Nky
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1286
  • General Property Description:Living Area: 1672.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 056-43-01-041.00
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Fencing:Wood3: Yes
  • Room Type:Bonus Room2: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Roof:Asphalt: Yes
  • Entry Features:Wood Flooring: Yes
  • Other Structures:Outbuilding: Yes
  • Bonus Room Features:Storage8: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counters, Entrance Foyer, 220 Volts, Ceiling Fan(s)
  • Basement: Partial
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Gas Range, Gas Oven, Dishwasher
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1672.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Appliances:Gas Range: Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Concrete Flooring: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Appliances:Gas Oven: Yes
  • Basement:Partial: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Asphalt
  • Lot Features: Level
  • Construction Type: Aluminum Siding
  • Exterior Features: Fenced
  • Foundation Details: Block
  • Other Structures: Outbuilding, Garage(s), Shed(s)
  • Patio And Porch Features: Covered, Porch
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Accessibility Features:None15: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Level: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Off Street2: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Latonia Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 5601.82
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2023
Closed on
Jul 21, 2023
Sold by
Jetter Leah Marie
Bought by
Cundiff Debra L
Seller's Agent
Walter Gentry
Hand in Hand Realty
Buyer's Agent
Deborah&nl Bardonaro
Sibcy Cline, REALTORS-Florence
List Price
$160,000
Sold Price
$165,000
Premium/Discount to List
$5,000
3.12%
Views
68
Current Estimated Value
$213,512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,512
Avg. Annual Appreciation
10.77%
Original Mortgage
$162,011
Outstanding Balance
$157,747
Interest Rate
6.69%
Mortgage Type
FHA
Estimated Equity
$55,765

Purchase Details

Closed on
May 14, 2019
Sold by
Saalfeld Trent Michael and Saalfeld Leah Marie
Bought by
Saalfeld Leah Marie

Purchase Details

Closed on
Dec 5, 2016
Sold by
The Secretary Of Housing & Urban Develop
Bought by
Saalfeld Trent M

Purchase Details

Closed on
Apr 27, 2016
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Mar 14, 2016
Sold by
Riddle Tammy E
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Sep 30, 2009
Sold by
Gilbert Marcia T
Bought by
Riddle Tammy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,330
Interest Rate
5.11%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cundiff Debra L $165,000 Lawyers Title
Saalfeld Leah Marie -- None Available
Saalfeld Trent M $35,000 360 American Title Services
Secretary Of Housing & Urban Development -- Attorney
Wells Fargo Bank Na $38,667 None Available
Riddle Tammy E $70,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cundiff Debra L $162,011
Previous Owner Riddle Tammy E $66,330
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/21/2023 07/21/23 Sold $165,000 +3.1% $99 / Sq Ft
06/21/2023 06/21/23 Pending -- -- --
06/19/2023 06/19/23 For Sale $160,000 -- $96 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,186 $165,000 $10,000 $155,000
2024 $2,170 $165,000 $10,000 $155,000
2023 $1,241 $93,200 $10,000 $83,200
2022 $1,282 $93,200 $10,000 $83,200
2021 $1,047 $65,000 $10,000 $55,000
2020 $1,042 $65,000 $10,000 $55,000
2019 $1,053 $65,000 $10,000 $55,000
2018 $1,074 $65,000 $10,000 $55,000
2017 $621 $35,000 $10,000 $25,000
2015 $1,441 $70,000 $10,000 $60,000
2014 $1,374 $70,000 $10,000 $60,000
Source: Public Records

Agents Affiliated with this Home

  • W

    Seller's Agent in 2023

    Walter Gentry

    Hand in Hand Realty

    (859) 446-2327

    3 in this area

    5 Total Sales

    Walter Gentry
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 614566

Northern Kentucky Multiple Listing Service

APN: 056-43-01-041.00

Kentucky Kenton County Covington 41015 Latonia-Rosedale

4434 Decoursey Ave, Covington, KY

Not Listed for Sale

Detached

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