Listed by John L. Scott Bellingham
$629,000
PENDING $20K PRICE DROP

4440 Cable St Bellingham, WA 98229

Estimated payment $3,820/month

Total Views 3,975
3 Beds
2.5 Baths
1,424 Sq Ft
$442 Price per Sq Ft

Highlights

  • Greenhouse
  • RV Access or Parking
  • Property is near public transit and bus stop
  • Kulshan Middle School Rated A-
  • Fruit Trees
  • Territorial View

About This Home

Nestled in the desirable Geneva neighborhood, this single-story 3-bedroom, 2.5-bath home offers the perfect blend of comfort, location, and opportunity. Enjoy a prime location just minutes from top-rated schools, the renowned trails of Galbraith Mountain, and beach access at Lake Whatcom, with convenient proximity to public transit for easy commuting while maintaining a peaceful neighborhood feel. Outdoor enthusiasts will love having hiking, biking, and waterfront recreation right at their doorstep. Inside, you’ll find a functional layout ready for immediate enjoyment, featuring a spacious kitchen with abundant storage, along with thoughtful updates including a newer roof (2015), newer water heater, new gutters, fresh exterior paint, updated bathroom tile and fixtures, a new chimney cap, and newer appliances including the fridge and washer. Step outside to a sunny backyard—ideal for relaxing, gardening, or entertaining—featuring a concrete patio perfect for BBQs or the addition of a hot tub, plus an irrigated greenhouse for year-round growing. Move-in ready as-is, this home also presents a fantastic opportunity to personalize and renovate over time, allowing you to build equity while making it your own. A rare chance to invest in a sought-after location and create your ideal home.

Listing Agent

Jessa Loudon

John L. Scott Bellingham License #20118839 Listed on: 03/26/2026

John L. Scott Bellingham

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2497996

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,548

Year Built

  • Built in 1969

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 95' x 99'
  • North Facing Home
  • Corner Lot
  • Level Lot
  • Irrigation
  • Fruit Trees
  • Garden

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,424 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Dining Room
  • Territorial Views

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • RV Access or Parking

Outdoor Features

  • Greenhouse
  • Outbuilding

Location

  • Property is near public transit and bus stop

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Baseboard Heating
  • Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Geneva Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,548

Year Built

Built in 1969

Lot Details

9,148 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1969
  • Inclusions: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Pending
  • Prev Status: Pending
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1424
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2497996, https://www.workforce-resource.com/dpr/listing/NWMLS/2497996?w=Consumer&agent=131669
  • Special Features: OpenHouse

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: No
  • Flooring: Laminate, Carpet
  • Interior Amenities: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Water Heater
  • Living Area: 1424
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • BathsFullMain: 1
  • SquareFootageFinished: 1424
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Corner Lot, Curbs, Paved, Sidewalk
  • View: Yes
  • Waterfront: No
  • Construction Type: Brick, Wood
  • Direction Faces: North
  • Exterior Features: Brick, Wood
  • Foundation Details: Poured Concrete
  • Structure Type: House
  • BusLineNearby: true
  • BusRouteNumber: WTA 512
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, RV Parking
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: Lake Whatcom Water and Sewer
  • WaterCompany: Lake Whatcom Water and Sewer
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Electric
  • CableConnected: Comcast/Xfinity
  • InternetConnected: Comcast/Xfinity

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3803344245560000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.21
  • Lot Size: 95' x 99'
  • Lot Size Sq Ft: 9148
  • Zoning: UR3
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Green House,High Speed Internet,Irrigation,Outbuildings,RV Parking
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: County

Green Features

  • Power Production Type: Electric, Wood

Tax Info

  • Year: 2026
  • Tax Annual Amount: 5548

Multi Family

  • EnergySource: Electric,Wood

MLS Schools

  • Elementary School: Geneva Elem

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,061 $565,187 $294,912 $270,275
2024 $4,862 $548,733 $286,326 $262,407
2023 $4,862 $562,704 $293,616 $269,088
2022 $4,088 $476,877 $248,832 $228,045
2021 $3,850 $372,560 $194,400 $178,160
2020 $3,514 $344,963 $180,000 $164,963
2019 $3,239 $310,764 $144,300 $166,464
2018 $3,275 $293,524 $136,364 $157,160
2017 $2,860 $252,791 $117,195 $135,596
2016 $2,544 $230,038 $106,568 $123,470
2015 $2,544 $214,181 $100,523 $113,658
2014 -- $207,741 $97,500 $110,241
2013 -- $208,649 $88,500 $120,149
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/10/2026 04/10/26 Pending -- -- --
04/08/2026 04/08/26 Price Changed $629,000 -3.1% $442 / Sq Ft
03/26/2026 03/26/26 For Sale $649,000 +158.6% $456 / Sq Ft
01/26/2016 01/26/16 Sold $251,000 +0.4% $176 / Sq Ft View Prior Sale
12/12/2015 12/12/15 Pending -- -- --
12/09/2015 12/09/15 For Sale $249,900 -0.4% $175 / Sq Ft
12/09/2015 12/09/15 Off Market $251,000 -- --
11/13/2015 11/13/15 Price Changed $249,900 -3.5% $175 / Sq Ft
10/17/2015 10/17/15 For Sale $259,000 0.0% $182 / Sq Ft
10/02/2015 10/02/15 Pending -- -- --
09/23/2015 09/23/15 Price Changed $259,000 -2.2% $182 / Sq Ft
07/31/2015 07/31/15 Price Changed $264,900 -3.7% $186 / Sq Ft
07/08/2015 07/08/15 For Sale $275,000 -- $193 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $251,000 First American Title
Warranty Deed $132,900 Island Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,800 New Conventional
Previous Owner $106,320 No Value Available
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2497996

Northwest Multiple Listing Service (NWMLS)

APN: 380334-424556-0000

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