$649,000
SOLD MAY 8, 2026

4440 Cable St Bellingham, WA 98229

3 Beds
2.5 Baths
1,424 Sq Ft
9,148 Sq Ft Lot Lot

Sale Details

Date Sold: May 8, 2026

$456 Per Sq Ft

Highlights

  • Greenhouse
  • RV Access or Parking
  • Property is near public transit and bus stop
  • Kulshan Middle School Rated A-
  • Fruit Trees
  • Territorial View

About This Home

As of May 2026

Nestled in the desirable Geneva neighborhood, this single-story 3-bedroom, 2.5-bath home offers the perfect blend of comfort, location, and opportunity. Enjoy a prime location just minutes from top-rated schools, the renowned trails of Galbraith Mountain, and beach access at Lake Whatcom, with convenient proximity to public transit for easy commuting while maintaining a peaceful neighborhood feel. Outdoor enthusiasts will love having hiking, biking, and waterfront recreation right at their doorstep. Inside, you’ll find a functional layout ready for immediate enjoyment, featuring a spacious kitchen with abundant storage, along with thoughtful updates including a newer roof (2015), newer water heater, new gutters, fresh exterior paint, updated bathroom tile and fixtures, a new chimney cap, and newer appliances including the fridge and washer. Step outside to a sunny backyard—ideal for relaxing, gardening, or entertaining—featuring a concrete patio perfect for BBQs or the addition of a hot tub, plus an irrigated greenhouse for year-round growing. Move-in ready as-is, this home also presents a fantastic opportunity to personalize and renovate over time, allowing you to build equity while making it your own. A rare chance to invest in a sought-after location and create your ideal home.

Last Agent to Sell the Property

Jessa Loudon

John L. Scott Bellingham License #20118839 Listed on: 03/26/2026

John L. Scott Bellingham

Last Buyer's Agent

Jessa Loudon

John L. Scott Bellingham License #20118839 Listed on: 03/26/2026

John L. Scott Bellingham

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2497996

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,548

Year Built

  • Built in 1969

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 95' x 99'
  • North Facing Home
  • Corner Lot
  • Level Lot
  • Irrigation
  • Fruit Trees
  • Garden

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,424 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Dining Room
  • Territorial Views

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • Attached Garage
  • RV Access or Parking

Outdoor Features

  • Greenhouse
  • Outbuilding

Location

  • Property is near public transit and bus stop

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Baseboard Heating
  • Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Geneva Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,548

Year Built

Built in 1969

Lot Details

9,148 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1969
  • Inclusions: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1424
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2497996, https://www.workforce-resource.com/dpr/listing/NWMLS/2497996?w=Consumer&agent=131669
  • Special Features: None

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: No
  • Flooring: Laminate, Carpet
  • Interior Amenities: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Water Heater
  • Living Area: 1424
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • BathsFullMain: 1
  • SquareFootageFinished: 1424
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Corner Lot, Curbs, Paved, Sidewalk
  • View: Yes
  • Waterfront: No
  • Construction Type: Brick, Wood
  • Direction Faces: North
  • Exterior Features: Brick, Wood
  • Foundation Details: Poured Concrete
  • Structure Type: House
  • BusLineNearby: true
  • BusRouteNumber: WTA 512
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage, RV Parking
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: Lake Whatcom Water and Sewer
  • WaterCompany: Lake Whatcom Water and Sewer
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Electric
  • CableConnected: Comcast/Xfinity
  • InternetConnected: Comcast/Xfinity

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3803344245560000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.21
  • Lot Size: 95' x 99'
  • Lot Size Sq Ft: 9148
  • Zoning: UR3
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Green House,High Speed Internet,Irrigation,Outbuildings,RV Parking
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: County

Green Features

  • Power Production Type: Electric, Wood

Tax Info

  • Year: 2026
  • Tax Annual Amount: 5548

Multi Family

  • EnergySource: Electric,Wood

MLS Schools

  • Elementary School: Geneva Elem

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2026
Closed on
May 7, 2026
Sold by
Bought by
Seller's Agent
Jessa Loudon
John L. Scott Bellingham
Buyer's Agent
Jessa Loudon
John L. Scott Bellingham
List Price
$649,000
Sold Price
$649,000
Views
60

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.77%
Original Mortgage
$584,100
Outstanding Balance
$584,100
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$64,547

Purchase Details

Listed on
Jul 8, 2015
Closed on
Jan 19, 2016
Sold by
Bought by
Seller's Agent
Karen Caemmerer
Windermere RE Whatcom, Inc.
Buyer's Agent
Mary Stecher
John L. Scott, Inc.
List Price
$249,900
Sold Price
$251,000
Premium/Discount to List
$1,100
0.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.67%
Original Mortgage
$200,800
Interest Rate
3.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 24, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,320
Interest Rate
8.14%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $649,000 Whatcom Land Title
Warranty Deed $251,000 First American Title
Warranty Deed $132,900 Island Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $584,100 New Conventional
Previous Owner $200,800 New Conventional
Previous Owner $106,320 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/08/2026 05/08/26 Sold $649,000 +3.2% $456 / Sq Ft
04/10/2026 04/10/26 Pending -- -- --
04/08/2026 04/08/26 Price Changed $629,000 -3.1% $442 / Sq Ft
03/26/2026 03/26/26 For Sale $649,000 +158.6% $456 / Sq Ft
01/26/2016 01/26/16 Sold $251,000 +0.4% $176 / Sq Ft View Prior Sale
12/12/2015 12/12/15 Pending -- -- --
12/09/2015 12/09/15 For Sale $249,900 -0.4% $175 / Sq Ft
12/09/2015 12/09/15 Off Market $251,000 -- --
11/13/2015 11/13/15 Price Changed $249,900 -3.5% $175 / Sq Ft
10/17/2015 10/17/15 For Sale $259,000 0.0% $182 / Sq Ft
10/02/2015 10/02/15 Pending -- -- --
09/23/2015 09/23/15 Price Changed $259,000 -2.2% $182 / Sq Ft
07/31/2015 07/31/15 Price Changed $264,900 -3.7% $186 / Sq Ft
07/08/2015 07/08/15 For Sale $275,000 -- $193 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,061 $565,187 $294,912 $270,275
2024 $4,862 $548,733 $286,326 $262,407
2023 $4,862 $562,704 $293,616 $269,088
2022 $4,088 $476,877 $248,832 $228,045
2021 $3,850 $372,560 $194,400 $178,160
2020 $3,514 $344,963 $180,000 $164,963
2019 $3,239 $310,764 $144,300 $166,464
2018 $3,275 $293,524 $136,364 $157,160
2017 $2,860 $252,791 $117,195 $135,596
2016 $2,544 $230,038 $106,568 $123,470
2015 $2,544 $214,181 $100,523 $113,658
2014 -- $207,741 $97,500 $110,241
2013 -- $208,649 $88,500 $120,149
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2497996

Northwest Multiple Listing Service (NWMLS)

APN: 380334-424556-0000

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