NOT LISTED FOR SALE

Montego at Cove Towers 445 Cove Tower Dr Unit 1603 Naples, FL 34110

Coastal North Naples Neighborhood

Estimated Value: $1,170,000 - $1,425,000

3 Beds
3 Baths
2,645 Sq Ft
2001 Built

Sale Details

Date Sold: January 23, 2025

Last sale price $1,390,000 $526 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $10,055 / mo

40 Days on Market

Highlights

  • Community Beach Access
  • 1 Bedroom Guest House
  • Ocean To Bay Views
  • Naples Park Elementary School Rated A-
  • Community Cabanas
  • Two Primary Bedrooms

About This Home

As of January 2025

Welcome to your stunning 16th-floor sky home at Montego in Cove Towers Preserve! A private elevator opens into an elegant foyer, unveiling breathtaking panoramic views of mangroves to the Gulf of Mexico from the expansive screened terrace. The spacious open floor plan seamlessly connects living areas, boasting volume ceilings and spectacular vistas from every room. Even the two guest rooms enjoy access to an open balcony with stunning views of the Kinsale Golf Club, currently in development. This unit includes two assigned prime parking spaces in the lower-level garage near the elevator. As a Montego resident, you gain exclusive access to the Calypso Club, which features a resort-style pool, spa, outdoor pavilion with a fireplace, grills, social room, fitness center, and two guest suites for visiting family and friends. Optional membership to the Tarpon Cove Yacht Club offers additional amenities, including a restaurant, tiki bar, pool, tennis courts, and boat shuttle service to Delnor-Wiggins State Park aboard the Endless Summer. Boat slips are also available for purchase or rent. This property isn’t just a home—it’s a lifestyle waiting for you in beautiful Naples, Florida!

Last Agent to Sell the Property

Becky Lentz

Premiere Plus Realty Company Brokerage Phone: 484-866-3395 Listed on: 10/30/2024

Premiere Plus Realty Company

Last Buyer's Agent

Gayle Satcher

William Raveis Real Estate

William Raveis Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,028

Year Built

  • Built in 2001

HOA Fees

Parking

  • 2 Parking Garage Spaces
  • Guest Parking
  • Deeded Parking

Property Views

  • Ocean To Bay
  • Gulf
  • Mangrove

Home Design

  • Entry on the 16th floor
  • Flat Roof Shape
  • Concrete Block With Brick
  • Stucco

Interior Spaces

  • 2,645 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Picture Window
  • Sliding Windows
  • Great Room
  • Breakfast Room
  • Family or Dining Combination
  • Screened Porch
  • Tile Flooring

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Master Bedroom
  • Split Bedroom Floorplan
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Washer

Home Security

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Accessible Parking
  • Southwest Facing Home
  • 1 Bedroom Guest House

Listing and Financial Details

  • Assessor Parcel Number 60560001026

Community Details

Overview

  • 58 Units
  • Private Membership Available
  • High-Rise Community
  • Montego At Cove Towers Condos
  • Cove Towers Community
  • Mandatory home owners association

Amenities

  • Restaurant
  • Trash Chute
  • Clubhouse
  • Lobby
  • Bike Room
  • Community Storage Space

Recreation

  • Community Beach Access
  • Tennis Courts
  • Bocce Ball Court
  • Exercise Course
  • Community Cabanas
  • Community Pool or Spa Combo

Pet Policy

  • Pets up to 30 lbs
  • Call for details about the types of pets allowed
  • 2 Pets Allowed

Security

  • Card or Code Access
  • Gated Community
  • High Impact Windows

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,028

Year Built

Built in 2001

Lot Details

0 Sq Ft Lot

HOA Fees

$2,109 per month

Parking

2

Listing Details

  • Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 1603
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.291278921722537$-81.81264143953175$162.18$13.33$1.00$3rJ3IJAKX8SYo5aQZDrSzg
  • Building Design: High Rise (8+)
  • Storm Protection: Impact Resistant Windows
  • Year Built: 2001
  • Directions: US 41, turn west on Wiggins Pass Rd. Left into Wiggins Bay / Cove Towers, show drivers license at man gate. Turn left into second gate. Gate code provided in showing time for second gate into Cove Towers.
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Num Unit Floor: 16
  • Price Per Sq Ft: 525.52
  • Total Floors: 1
  • Additional Rooms: Family Room, Guest Bath, Guest Room, Laundry in Residence, Screened Lanai/Porch
  • Estimated Living Area: 2645
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedroom Description: Split Bedrooms, Two Master Suites
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Room, Family Dining
  • Elevator: Private
  • Equipment: Cooktop - Electric, Dishwasher, Microwave, Refrigerator, Safe, Washer
  • Flooring: Tile
  • Floor Plan: Great Room, Split Bedrooms
  • Interior Amenities: Cathedral Ceiling
  • Kitchen: Built-In Desk, Island, Pantry
  • Primary Bathroom: 2 Masters, Dual Sinks, Separate Tub And Shower
  • Windows: Impact Resistant, Picture, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Built-Up Or Flat
  • Construction: Concrete Block
  • Irrigation: Central
  • Road: Paved Road, Private Road
  • View: Gulf, Gulf and Bay, Mangroves
  • Exterior Finish: Stucco
  • Guest House: 1 Bedroom

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2 Assigned, Covered, Deeded, Guest, Wheelchair Access

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Entry Keypad, Lobby
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded, No Commercial, No RV
  • Sub Condo Name: MONTEGO AT COVE TOWERS
  • Condo Fees: 5886.13
  • Condo Fee Frequency: Quarterly
  • Maintenance: Cable, Fidelity Bond, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Street Maintenance, Trash Removal, Water
  • Master Hoa Fee: 1768
  • Master HOA Fee Frequency: Annually
  • Development Name: COVE TOWERS

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 30
  • Pets Limit Other: 1 dog or 2 cats
  • Development: Cove Towers
  • Amenities: Beach Access, Bike Storage, Bocce Court, Cabana, Clubhouse, Community Pool, Community Spa/Hot tub, Exercise Room, Extra Storage, Guest Room, Internet Access, Private Membership, Restaurant, Streetlight, Tennis Court, Trash Chute, Underground Utility
  • Community Type: Gated
  • Units In Building: 58
  • Total Number of Units: 272

Fee Information

  • Application Fee: 150.00

Lot Info

  • Builder Product: No
  • Section: 16
  • Total Area: 3130
  • Waterfront: No
  • Rear Exposure: Southwest
  • Lot Description: Zero Lot Line
  • Parcel Number: 60560001026

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 4
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: County Only, Homestead
  • Taxes: 6028.24
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2024
Closed on
Jan 23, 2025
Sold by
Bought by
Seller's Agent
Becky Lentz
Premiere Plus Realty Company
Buyer's Agent
Gayle Satcher
William Raveis Real Estate
List Price
$1,390,000
Sold Price
$1,390,000
Views
9
Current Estimated Value
$1,288,239

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$101,761
Avg. Annual Appreciation
-5.29%
Original Mortgage
$425,000
Outstanding Balance
$412,945
Interest Rate
5.84%
Mortgage Type
New Conventional
Estimated Equity
$875,294

Purchase Details

Closed on
Jul 6, 2004
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,390,000 None Listed On Document
$1,390,000 None Listed On Document
$810,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $425,000
Closed $425,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/23/2025 01/23/25 Sold $1,390,000 0.0% $526 / Sq Ft
12/09/2024 12/09/24 Pending -- -- --
10/30/2024 10/30/24 For Sale $1,390,000 -- $526 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,608 $1,213,000 -- $1,213,000
2024 $6,280 $1,213,000 -- $1,213,000
2023 $6,280 $679,119 $0 $0
2022 $6,487 $659,339 $0 $0
2021 $6,565 $640,135 $0 $0
2020 $6,408 $631,297 $0 $0
2019 $6,303 $617,104 $0 $0
2018 $6,166 $605,598 $0 $0
2017 $6,081 $593,142 $0 $0
2016 $5,947 $580,942 $0 $0
2015 $5,998 $576,904 $0 $0
2014 $6,016 $522,325 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Becky Lentz

    Seller's Agent in 2025

    Becky Lentz

    Premiere Plus Realty Company

    (484) 866-3395

    7 in this area

    45 Total Sales

    Becky Lentz
    Section Image
  • Gayle Satcher

    Buyer's Agent in 2025

    Gayle Satcher

    William Raveis Real Estate

    (239) 450-4828

    9 in this area

    54 Total Sales

    Gayle Satcher
    Section Image
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About Montego at Cove Towers

Map

Source: Naples Area Board of REALTORS®

MLS Number: 224086500

Naples Area Board of REALTORS®

APN: 60560001026

Florida Collier County Naples 34110 Coastal North Naples

445 Cove Tower Dr Unit 1603, Naples, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2026 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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