445 Morgan St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $278,000 - $302,000
4
Beds
2
Baths
1,528
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Detached Garage
- Senior Tax Exemptions
- Sun or Florida Room
- Central Air
About This Home
As of February 2021Incredible charm and character in this darling 2 story home with a full finished basement! Fresh paint throughout the first and second floor. Amazing hardwood floors that have recently been refinished, new countertops and original moldings. Updated kitchen with built-in combo microwave/oven unit, surface range and hood, backsplash and flooring. Separate formal dining room and generous living room. Enjoy the large 4 season room year round. Full basement boasts a large family room ideal for entertaining. Full basement bathroom and laundry space. A second gas oven is also downstairs refreshed with a new supply line and valve - perfect for additional cooking potential during the holidays. Close to schools, interstate, shopping/dining, and downtown! Dont miss this Elgin stunner - will go fast!
Last Listed By
Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 12/18/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,154
Year Built
- 1913
Lot Details
- 6,970
Parking
- Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- Separate Shower
- Sun or Florida Room
- Wood Flooring
- Storm Screens
Kitchen
- Built-In Oven
- Cooktop with Range Hood
- Microwave
- Dishwasher
- Disposal
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Eco-Friendly Details
- North or South Exposure
Utilities
- Central Air
- Heating System Uses Gas
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 18, 2020
Closed on
Feb 8, 2021
Sold by
Hopp Eric V and The Vernon E Hopp Trust
Bought by
Gibson Donald Ray and Grish Michelle
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Bradley Magnant
Guidance Realty
List Price
$200,000
Sold Price
$210,000
Premium/Discount to List
$10,000
5%
Total Days on Market
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,198
Original Mortgage
$205,196
Outstanding Balance
$187,973
Interest Rate
2.5%
Mortgage Type
FHA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Elgin, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gibson Donald Ray | $210,000 | Chicago Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gibso Donald Ray | $11,267 | |
| Open | Gibson Donald Ray | $205,196 | |
| Previous Owner | Hopp Vernon E | $90,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/12/2021 02/12/21 | Sold | $210,000 | +5.0% | $137 / Sq Ft |
| 01/05/2021 01/05/21 | Pending | -- | -- | -- |
| 12/18/2020 12/18/20 | For Sale | $200,000 | -- | $131 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,154 | $68,460 | $12,931 | $55,529 |
| 2022 | $4,893 | $62,424 | $11,791 | $50,633 |
| 2021 | $4,226 | $58,362 | $11,024 | $47,338 |
| 2020 | $4,078 | $55,715 | $10,524 | $45,191 |
| 2019 | $3,929 | $53,072 | $10,025 | $43,047 |
| 2018 | $3,794 | $49,373 | $9,444 | $39,929 |
| 2017 | $3,669 | $46,675 | $8,928 | $37,747 |
| 2016 | $3,445 | $43,302 | $8,283 | $35,019 |
| 2015 | -- | $39,690 | $7,592 | $32,098 |
| 2014 | -- | $39,200 | $7,498 | $31,702 |
| 2013 | -- | $40,234 | $7,696 | $32,538 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Leonard
Seller's Agent in 2021
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
(224) 239-3966
2 in this area
2,810 Total Sales
-
Bradley Magnant
Buyer's Agent in 2021
Bradley Magnant
Guidance Realty
(312) 529-0989
1 in this area
32 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10956111
APN: 06-23-259-004
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