Listed by John L. Scott Bellingham, Bought with Coldwell Banker Bain
NOT LISTED FOR SALE

4452 Saltspring Dr Ferndale, WA 98248

Estimated Value: $689,333 - $725,000

3 Beds
2.5 Baths
1,388 Sq Ft
$511/Sq Ft Est. Value

Sale Details

Date Sold: October 8, 2025

Last sale price $700,000 $504 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,276 / mo

80 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Golf Course Community
  • Clubhouse
  • Ocean View
  • Community Boat Launch
  • Engineered Wood Flooring

About This Home

As of October 2025

Welcome to your dream beachside escape. This bright, airy home has been beautifully updated to blend comfort, style & coastal charm. Step inside & be greeted by natural light pouring through oversized windows, highlighting the open-concept layout. The renovated kitchen features modern cabinetry, open shelving & a butcher block island ideal for entertaining or casual meals at home. Mini-split A/C ensures year-round comfort, while the freshly painted exterior adds crisp curb appeal & durability for years to come. Enjoy Sandy Point w/ private marina access, a golf course, pool, clubhouse & boat launch...all minutes from your door. Whether you’re watching the sunset or hosting guests, this home invites you to savor coastal living at its best.

Last Agent to Sell the Property

Holly Tremaine-Swanson

John L. Scott Bellingham License #127834 Listed on: 06/18/2025

John L. Scott Bellingham

Last Buyer's Agent

Kelly Ellenz

Coldwell Banker Bain License #127907

Coldwell Banker Bain

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2394122

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,133

Year Built

  • Built in 1967

Lot Details

  • 7,841 Sq Ft Lot
  • Low Bank Waterfront Property
  • 51 Feet of Waterfront
  • Street terminates at a dead end
  • Level Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Ocean
  • Bay

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,388 Sq Ft Home
  • 1-Story Property

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Outbuilding

Utilities

  • Ductless Heating Or Cooling System
  • Heating System Mounted To A Wall or Window
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Sandy Point Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,133

Year Built

Built in 1967

Lot Details

7,841 Sq Ft Lot

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1967
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: One
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 1388
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2394122, https://www.workforce-resource.com/dpr/listing/NWMLS/2394122?w=Consumer&agent=111932
  • NWM_ADUCount: 0
  • Special Features: None

Interior Features

  • Basement: None
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Ceramic Tile, Engineered Hardwood, Vinyl, Carpet
  • Interior Amenities: Bath Off Primary, Wine/Beverage Refrigerator
  • Living Area: 1388
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • BathsFullMain: 1
  • SquareFootageFinished: 1388
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Bay, Ocean
  • Lot Features: Dead End Street, Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront Features: Low Bank
  • Waterfront: Yes
  • Construction Type: Brick, Wood
  • Exterior Features: Brick, Wood
  • Foundation Details: Poured Concrete
  • PoolType: Community
  • WaterfrontFootage: 51
  • WaterAccess: Deeded Access

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Open Parking: No
  • Parking Features: Off Street

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: Ductless
  • Cooling Y N: Yes
  • Heating: Ductless, Wall Unit(s)
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: Lummi Sewer
  • WaterCompany: Sandy Point Improvement

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Park, Playground
  • Senior Community: No
  • Association Fee: 42
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • NWM_OtherDuesOrFeesYN: true

Schools

  • Junior High Dist: Ferndale

Lot Info

  • Parcel Number: 3801085395040000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.18
  • Lot Size Sq Ft: 7841
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,High Speed Internet,Outbuildings,Patio
  • MLSLotSizeSource: Assessor

Green Features

  • Power Production Type: Electric

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5133

Multi Family

  • EnergySource: Electric

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2025
Closed on
Oct 3, 2025
Sold by
Bought by
Seller's Agent
Holly Tremaine-Swanson
John L. Scott Bellingham
Buyer's Agent
Kelly Ellenz
Coldwell Banker Bain
List Price
$720,000
Sold Price
$700,000
Premium/Discount to List
-$20,000
-2.78%
Views
20
Current Estimated Value
$708,833

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,833
Avg. Annual Appreciation
1.69%
Original Mortgage
$135,000
Interest Rate
0.0656%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 19, 2019
Closed on
Sep 12, 2020
Sold by
Bought by
Seller's Agent
Judy Bracken-Commissaris
Keller Williams Western Realty
List Price
$550,000
Sold Price
$480,000
Premium/Discount to List
-$70,000
-12.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%

Purchase Details

Closed on
Feb 26, 2016
Sold by
Bought by

Purchase Details

Closed on
Nov 18, 2010
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$700,000 Chicago Title
$299,000 Chicago Title Bellingham
$4,789,000 Chicago Title
-- None Available
$280,280 First American Title Ins
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $135,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/08/2025 10/08/25 Sold $700,000 -2.8% $504 / Sq Ft
09/06/2025 09/06/25 Pending -- -- --
06/18/2025 06/18/25 For Sale $720,000 +50.0% $519 / Sq Ft
09/15/2020 09/15/20 Sold $480,000 -8.6% $346 / Sq Ft View Prior Sale
08/26/2020 08/26/20 Pending -- -- --
06/30/2020 06/30/20 Price Changed $525,000 -3.7% $378 / Sq Ft
02/21/2020 02/21/20 Price Changed $545,000 -0.9% $393 / Sq Ft
09/19/2019 09/19/19 For Sale $550,000 -- $396 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,133 $644,613 $351,057 $293,556
2024 $4,592 $625,844 $340,840 $285,004
2023 $4,592 $653,342 $355,812 $297,530
2022 $4,034 $542,184 $295,269 $246,915
2021 $2,991 $449,670 $261,300 $188,370
2020 $3,181 $301,243 $131,175 $170,068
2019 $2,412 $290,052 $126,302 $163,750
2018 $2,997 $248,805 $108,341 $140,464
2017 $2,781 $236,925 $102,831 $134,094
2016 $2,720 $232,358 $100,842 $131,516
2015 $2,485 $228,387 $99,450 $128,937
2014 -- $210,152 $92,820 $117,332
2013 -- $210,152 $92,820 $117,332
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2394122

Northwest Multiple Listing Service (NWMLS)

APN: 380108-539504-0000

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