$1,300,000

4459 Clipper Cove Destin, FL 32541

Estimated payment $7,736/month

Total Views 1,186
5 Beds
4.5 Baths
2,378 Sq Ft
$547 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Maid or Guest Quarters
  • Beach House
  • Destin Elementary School Rated A-
  • Deck
  • Furnished

About This Home

Welcome to Opal Beach House, a beautifully maintained 5-bedroom, 4.5-bath coastal retreat located in the desirable Crystal Beach Cottages community. Designed for both relaxation and strong rental performance, this exceptional property offers the ideal blend of comfort, style, and investment potential. The outdoor living space is truly a highlight. The private heated pool anchors a spacious backyard oasis, surrounded by expansive deck space that provides plenty of room for lounging, sunbathing, and outdoor dining. Whether hosting a group getaway or enjoying a peaceful evening swim, the layout accommodates both large gatherings and quiet moments. A covered patio bar area with mounted TV creates the ultimate outdoor entertainment zone. Perfect for game days, evening cocktails, or relaxing poolside with your favorite show, this shaded space adds a resort-style feel that guests love. In addition to the home's private amenities, owners and guests also enjoy access to the Crystal Beach Cottages community pool, offering even more room to unwind. The property also features a separate carriage house, providing added privacy and flexibility. The carriage house includes a garage converted into a dedicated game area, delivering a fun, engaging space that enhances the guest experience and boosts rental appeal.Inside, the home offers spacious, well-appointed living areas with stylish coastal finishes and a thoughtful floor plan that comfortably accommodates multiple families or groups. As a top self-managed rental producer, Opal Beach House has a proven history of impressive returns. With its standout outdoor entertaining spaces, desirable location, and guest-focused amenities, this property presents a rare opportunity to own a high-performing vacation home that doubles as your own private beach retreat.

Listing Agent

John Moran

Keller Williams Realty Destin Listed on: 02/28/2026

Keller Williams Realty Destin

Co-Listing Agent

Courtney Ledezma

Keller Williams Realty SRB License #3258512

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,662

Year Built

  • Built in 1995

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 90x85
  • Back Yard Fenced

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • Detached Garage

Home Design

  • Beach House
  • Dwelling with Rental
  • Slab Foundation
  • Wallpaper
  • Frame Construction
  • Metal Roof
  • Wood Trim
  • Vinyl Siding

Interior Spaces

  • 2,378 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Room
  • Screened Porch
  • Fire Sprinkler System
  • Washer

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Deck
  • Built-In Barbecue

Additional Homes

  • Separate Apartment

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0583-0000-0350

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty
  • Crystal Beach Cottages Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,662

Year Built

Built in 1995

Lot Details

5,227 Sq Ft Lot

HOA Fees

$100 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.12
  • Lot Size: 90X85
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW5
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: CRYSTAL BEACH COTTAGES
  • Directions: Travel east on Hwy 98 towards the Outlets. Take a Right on Hutchinson St. At the stop sign, take a left on Luke Ave. Take your first right on Clipper Cove, home is on your right.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1995
  • Remarks Misc:Remarks: Welcome to Opal Beach House, a beautifully maintained 5-bedroom, 4.5-bath coastal retreat located in the desirable Crystal Beach Cottages community. Designed for both relaxation and strong rental performance, this exceptional property offers the ideal blend of comfort, style, and investment potential. The outdoor living space is truly a highlight. The private heated pool anchors a spacious backyard oasis, surrounded by expansive deck space that provides plenty of room for lounging, sunbathing, and outdoor dining. Whether hosting a group getaway or enjoying a peaceful evening swim, the layout accommodates both large gatherings and quiet moments. A covered patio bar area with mounted TV creates the ultimate outdoor entertainment zone. Perfect for game days, evening cocktails, or relaxing
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Separate Apartment: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Flooring: Floor Tile, Floor Vinyl, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Guest Quarters, Owner's Closet, Wallpaper, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Guest Quarters2: Yes
  • Interior:Wallpaper: Yes

Exterior Features

  • Fencing: Fenced Lot-Part
  • Lot Features: Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Siding Vinyl, Trim Wood
  • Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Pool - Gunite Concrt, Separate Bldg Rent, Shower
  • Foundation Details: Slab
  • Other Structures: Guest Quarters
  • Patio And Porch Features: Deck Open, Porch, Porch Screened
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Shower: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Guest Quarters: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage Detached
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Detached: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pool
  • Association #2 Fee: 1198.3
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 5227.2
  • Parcel #: 00-2S-22-0583-0000-0350
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 11661.71
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,662 $984,651 $471,904 $512,747
2024 $11,340 $988,837 $458,159 $530,678
2023 $11,340 $964,035 $428,185 $535,850
2022 $10,262 $851,569 $389,259 $462,310
2021 $7,852 $632,309 $267,750 $364,559
2020 $7,236 $578,314 $255,000 $323,314
2019 $7,049 $558,273 $255,000 $303,273
2018 $6,459 $502,985 $0 $0
2017 $6,265 $479,374 $0 $0
2016 $5,865 $451,513 $0 $0
2015 $3,404 $293,220 $0 $0
2014 -- $290,893 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2026 02/28/26 For Sale $1,300,000 +18.2% $547 / Sq Ft
07/16/2021 07/16/21 Sold $1,100,000 0.0% $463 / Sq Ft View Prior Sale
05/21/2021 05/21/21 Pending -- -- --
05/14/2021 05/14/21 For Sale $1,100,000 +83.0% $463 / Sq Ft
06/08/2015 06/08/15 Sold $601,000 0.0% $253 / Sq Ft View Prior Sale
04/11/2015 04/11/15 Pending -- -- --
01/15/2015 01/15/15 For Sale $601,000 -- $253 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 Championship Title Agcy Llc
Warranty Deed $1,100,000 Championship Title
Warranty Deed $601,000 Cotton Land Title Llc
Warranty Deed $482,000 None Available
Warranty Deed $542,500 Southern Escrow & Title Llc
Warranty Deed $335,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $989,890 New Conventional
Closed $989,890 New Conventional
Previous Owner $601,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $434,000 Purchase Money Mortgage
Previous Owner $299,790 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 996511

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0583-0000-0350

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