NOT LISTED FOR SALE

4480 Vista Dr Petoskey, MI 49770

Estimated Value: $5,705,078 - $6,667,000

7 Beds
7 Baths
6,548 Sq Ft
$923/Sq Ft Est. Value

Sale Details

Date Sold: September 10, 2025

Last sale price $6,600,000 $1,008 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $37,463 / mo

Highlights

  • Water Views
  • Wood Flooring
  • Thermal Windows
  • Deck
  • Main Floor Primary Bedroom
  • 3 Car Attached Garage

About This Home

As of September 2025

This is a true legacy Bay Harbor home to create memories for all generation of family and friends. This once in a lifetime home is as cozy as it is luxurious. Completely renovated by The Cottage Company in 2019, the owners have designed and created the look and feel of a lakeside cottage, featuring 7 bedrooms and 5 full baths, turning it into a dream summer retreat. The incredible water views embrace the entire home, allowing calming blue waters into your sight at every turn. A glorious open floor plan includes floor to ceiling windows and slider doors bring the outside in, allowing an abundance of natural light. A spacious back porch over looks the beach, Lake Michigan and beyond the horizon, perfect for stunning sunsets. The deck is meant for lounging and entertaining, and is a perfect boat watching dream spot. The main level has 12' ceilings adding to a great sense of space and openness. The kitchen is integrated with separate gathering areas, dining table and two fireplaces. A butler's pantry with a refrigerator and sink assists in keeping the pristine white kitchen always looking immaculate. The upper level has four guest rooms, including two that are oversized with private decks. All rooms offer gorgeous water views. The walkout lower level features 10' ceilings, another bedroom suite, as well as a bar, fireplace sitting area, billiards and a large section media space. The bunk room above the garage is customized for kids and includes six beds, a sectional TV space and a luxury bathroom. A three car garage, circle drive, firepit and beach access rounds out this world-class home in Bay Harbor. The home is sold fully furnished, so it can be experienced just as it was designed.

Last Agent to Sell the Property

Eric Yetter

Harbor Sothebys International Realty Listed on: 09/10/2025

Harbor Sothebys International Realty

Last Buyer's Agent

Bill Shearer

Harbor Sothebys International Realty

Harbor Sothebys International Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • Sprinkler System

HOA Fees

  • $434 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 6,548 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Thermal Windows
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Second Floor Utility Room
  • Wood Flooring
  • Water Views
  • Home Security System

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 7 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 3 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Bay Harbor Bh Association

Listing and Financial Details

  • Assessor Parcel Number 52-18-10-120-101/126-151

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

0 Sq Ft Lot

HOA Fees

$434 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 1998
  • Lvt Date: 09/17/2025
  • Section: 10
  • Second Address Number: 4480
  • Directions: Take US31 towards Charlevoix, turn right into the Bay Harbor Yacht Club Gatehouse. Follow Vista Drive towards to Yacht Club, first home on the left.
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1998

Interior Features

  • Features: Built In Microwave, Cable, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Garbage Disposal, Gas Fireplace, Patio, Paved Drive, Range, Refrigerator, Sprinkler System, Washer, Wood Fireplace, Wood Floors, Security System
  • Total Finished Sq Ft: 6548
  • Master Bedroom: On Level: Main
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: Upper
  • Basement: Full, Walkout, Finished, Poured
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Main
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 3627
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 7
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Thermo, Insulated

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither
  • Water View: Yes

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Three

Utilities

  • Heat Type: Natural Gas, Forced Air
  • Sewer: City
  • Water: City
  • Water Heater: Natural Gas

Condo/Co-op/Association

  • Association: Bay Harbor BH
  • Association: Yes
  • Fees: 5211
  • Other Association Fees: Dock-$4670

Schools

  • School District: Petoskey

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 52-18-10-120-101/126-151

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2025
Closed on
Sep 10, 2025
Sold by
Turek George C and Wagner Albert P
Bought by
Mallard Holdings Llc
Seller's Agent
Eric Yetter
Harbor Sothebys International Realty
Buyer's Agent
Bill Shearer
Harbor Sothebys International Realty
Sold Price
$6,600,000
Views
12
Current Estimated Value
$6,201,617

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$398,383
Avg. Annual Appreciation
-13.44%

Purchase Details

Listed on
Sep 10, 2025
Closed on
Jul 30, 2025
Sold by
Selvala Richard and Selvala Richard J
Bought by
Turek George C and Wagner Albert P
Seller's Agent
Eric Yetter
Harbor Sothebys International Realty
Buyer's Agent
Bill Shearer
Harbor Sothebys International Realty
Sold Price
$6,600,000
Views
12

Purchase Details

Listed on
Mar 22, 2017
Closed on
Nov 28, 2017
Sold by
Jon M Richards
Bought by
Selvala Richard and Selvala Kristin
Seller's Agent
Eric Yetter
Harbor Sothebys International Realty
Buyer's Agent
Eric Yetter
Harbor Sothebys International Realty
List Price
$2,250,000
Sold Price
$1,900,000
Premium/Discount to List
-$350,000
-15.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.86%
Original Mortgage
$1,520,000
Interest Rate
3.92%

Purchase Details

Listed on
Mar 22, 2017
Closed on
Sep 28, 2017
Sold by
Richards Jon M and Richards Mary Curtis
Bought by
Selvala Richard and Selvala Kristin
Seller's Agent
Eric Yetter
Harbor Sothebys International Realty
Buyer's Agent
Eric Yetter
Harbor Sothebys International Realty
List Price
$2,250,000
Sold Price
$1,900,000
Premium/Discount to List
-$350,000
-15.56%

Purchase Details

Closed on
Sep 20, 1996
Bought by
Richards Jon M and Mary Curtiss
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mallard Holdings Llc -- Talon Title Agency
Turek George C -- Talon Title Agency
Selvala Richard -- --
Selvala Richard -- Devon Title Agency
Richards Jon M $338,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Selvala Richard $1,520,000
Previous Owner Selvala Richard --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/10/2025 09/10/25 Sold $6,600,000 +2.6% $1,008 / Sq Ft
07/30/2025 07/30/25 Sold $6,435,000 -0.9% $983 / Sq Ft View Prior Sale
05/19/2025 05/19/25 For Sale $6,495,000 +241.8% $992 / Sq Ft
10/02/2017 10/02/17 Sold $1,900,000 -15.6% $289 / Sq Ft View Prior Sale
07/15/2017 07/15/17 Pending -- -- --
03/22/2017 03/22/17 For Sale $2,250,000 -- $342 / Sq Ft
Source: Northern Michigan MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $47,065 $1,686,000 $1,686,000 $0
2024 $448 $1,548,200 $1,548,200 $0
2023 $42,854 $1,084,800 $1,084,800 $0
2022 $42,854 $915,300 $915,300 $0
2021 $41,631 $876,400 $876,400 $0
2020 $41,738 $882,200 $882,200 $0
2019 -- $858,600 $858,600 $0
2018 -- $741,500 $741,500 $0
2017 -- $748,500 $748,500 $0
2016 -- $737,500 $737,500 $0
2015 -- $724,500 $0 $0
2014 -- $848,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Eric Yetter

    Seller's Agent in 2025

    Eric Yetter

    Harbor Sothebys International Realty

    (231) 409-8798

    41 in this area

    45 Total Sales

    Eric Yetter
    Section Image

  • B

    Buyer's Agent in 2025

    Bill Shearer

    Harbor Sothebys International Realty

    (231) 439-2000

    7 in this area

    10 Total Sales

    Bill Shearer
    Section Image
  • Heidi Shearer

    Buyer Co-Listing Agent in 2025

    Heidi Shearer

    Harbor Sothebys International Realty

    (989) 205-4030

    14 in this area

    17 Total Sales

    Heidi Shearer
    Section Image
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Map

Source: Northern Michigan MLS

MLS Number: 477776

Northern Michigan MLS

APN: 52-18-10-120-101

Michigan Emmet County Petoskey 49770

4480 Vista Dr, Petoskey, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Michigan MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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