NOT LISTED FOR SALE

45 Ash St Ludlow, KY 41016

Estimated Value: $169,000 - $254,230

3 Beds
1.5 Baths
1,881 Sq Ft
$115/Sq Ft Est. Value

Last Sold January 11, 2024

Last sale price $163,000 $87 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $1,440/month

31 Days on Market

Highlights

  • Traditional Architecture
  • Porch
  • Wood Fence
  • No HOA
  • Central Air
  • Heating System Uses Natural Gas

About This Home

As of January 2024

Opportunity awaits!! A great home for a first-time home buyer or a seasoned investor. This spacious 3 BR, 1.5 BA home was completely rehabbed via the Neighborhood Stabilization program. You're welcomed by a dreamy wrap around porch and views of the Ohio river. This home offers a large eat-in kitchen, dining room and light filled living room. 3 spacious bedrooms and full bath complete the 2nd floor. Stairs to the partially finished attic add additional potential for a bonus room or loft. A generous flat backyard leads to off street parking with ally access. Energy Star appliances and eco-friendly construction methods were previously used to rehab this home. This well-loved home needs some cosmetic repairs including paint and new carpet and retaining wall, but price is reflected accordingl Sold as is. Schedule your private showing today!

Last Agent to Sell the Property

Lisa Becher Wachs

Kentucky Select Properties License #265080 Listed on: 11/17/2023

Kentucky Select Properties

Co-Listed By

Emmy Kupper

Kentucky Select Properties License #216434

Last Buyer's Agent

NON MEMBER

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1920

Lot Details

  • 3,049

Parking

  • Side or Rear Entrance to Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,881 Sq Ft Home
  • 2-Story Property
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Septic Tank

Additional Features

  • Porch
  • Wood Fence

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 78
  • Assessor Parcel Number 0401103004
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: No
  • Co List Office Phone: 502-271-5000
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 1881.0
  • Architectural Style: Traditional
  • ResoBuildingAreaSource: Other
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Architectural Style Traditional: Yes
  • Special Features: None

Interior Features

  • Basement: Outside Entry, Walkout Unfinished
  • Bedroom Level: Second
  • Kitchen Level: First
  • Living Room Level: First
  • Loft Level: Third
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • ResoLivingAreaSource: Other

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Acres: 0.07
  • Construction Type: Vinyl Siding, Wood Frame
  • Patio And Porch Features: Porch
  • Construction:Frame - Wood2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, Entry Rear
  • GarageParking:Off-Street Parking: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 3049.2
  • ResoLotSizeUnits: Acres
  • Parcel #: 0401103004
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1920

Tax Info

  • Tax Block: 0
  • Tax Lot: 78

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 21, 2012
Sold by
The City Of Ludlow
Bought by
Wachs Kadie A
Current Estimated Value
$243,258

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,188
Outstanding Balance
$66,415
Interest Rate
3.25%
Mortgage Type
FHA
Estimated Equity
$149,643

Purchase Details

Closed on
Aug 1, 2012
Sold by
Housing Opportunities Of Northern Kentuc
Bought by
The City Of Ludlow

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,188
Outstanding Balance
$66,415
Interest Rate
3.25%
Mortgage Type
FHA
Estimated Equity
$149,643

Purchase Details

Closed on
Sep 7, 2010
Sold by
The City Of Ludlow
Bought by
Housing Opportunities Of Northern Kentuc

Purchase Details

Closed on
Feb 26, 2010
Sold by
Guardian Savings Bank Fsb
Bought by
City Of Ludlow

Purchase Details

Closed on
Sep 28, 2009
Sold by
Zieverink Vivian D and Hundley Gilbert P
Bought by
Guardian Savings Bank Fsb

Purchase Details

Closed on
May 29, 2007
Sold by
Hundley Gilbert P
Bought by
Zieverink Vivian D

Purchase Details

Closed on
Nov 30, 2006
Sold by
Guardian Savings Bank Fsb and Maurer Tim
Bought by
Hundley Gilbert P and Zieverink Vivian D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,650
Interest Rate
5.99%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
May 15, 2006
Sold by
Principata Joseph E and Doe Jane
Bought by
Guardian Savings Bank Fsb

Purchase Details

Closed on
Sep 24, 2001
Sold by
Helmer Jefrey
Bought by
Principata Joseph E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,950
Interest Rate
6.97%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wachs Kadie A $108,500 360 American Title Svcs Llc
The City Of Ludlow -- None Available
Housing Opportunities Of Northern Kentuc -- None Available
City Of Ludlow $20,000 Kentucky Land Title Agency
Guardian Savings Bank Fsb $36,667 None Available
Zieverink Vivian D -- None Available
Hundley Gilbert P $67,400 None Available
Guardian Savings Bank Fsb $55,000 None Available
Principata Joseph E $43,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wachs Kadie A $98,188
Previous Owner Hundley Gilbert P $60,650
Previous Owner Principata Joseph E $27,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/11/2024 01/11/24 Sold $163,000 -6.8% $87 / Sq Ft
11/30/2023 11/30/23 Price Changed $174,900 -7.9% $93 / Sq Ft
11/17/2023 11/17/23 For Sale $189,900 -- $101 / Sq Ft
Source: Metro Search, Inc.

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,129 $163,000 $10,000 $153,000
2024 $2,015 $155,000 $10,000 $145,000
2023 $1,995 $155,000 $10,000 $145,000
2022 $2,013 $155,000 $10,000 $145,000
2021 $1,585 $108,500 $8,000 $100,500
2020 $1,579 $108,500 $8,000 $100,500
2019 $1,570 $108,500 $8,000 $100,500
2018 $1,560 $108,500 $8,000 $100,500
2017 $1,540 $108,500 $10,000 $98,500
2015 $1,469 $108,500 $10,000 $98,500
2014 $1,410 $108,500 $10,000 $98,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1649949

Metro Search, Inc.

APN: 040-11-03-004.00

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