Listed by John L. Scott Bellingham
$648,000

45 Cascade Ln Bellingham, WA 98229

Estimated payment $4,135/month

Total Views 668
4 Beds
2.5 Baths
2,586 Sq Ft
$251 Price per Sq Ft

Highlights

  • Golf Course Community
  • Community Boat Launch
  • Deck
  • Kulshan Middle School Rated A-
  • Clubhouse
  • Property is near public transit and bus stop

About This Home

Welcome home to this custom-built and thoughtfully updated, private retreat complete with 4 BR, 2.5 BA, across 2,586 sqft. Step into the bright entryway with vaulted ceilings then continue into the remodeled kitchen, feat. quartz countertops, tiled backsplash, newer SS appliances, counter seating, kitchen nook and covered patio access—perfect for grilling and al fresco dining. The kitchen flows seamlessly into the spacious dining area and impressive living room, all rooms boasting expansive picture windows showcasing the lush and green forest views. A generous main-level bedroom and beautifully updated powder room, round out this main level. Downstairs, you'll find a large family room with access to the expansive deck, spanning the entirety of the home. There are three additional bedrooms, including a spacious primary suite with walk-in closet, private deck access and a fully renovated spa-inspired ensuite bathroom featuring a soaking tub and impressive walk-in shower with dual shower heads and inset shelving and lighting. Two additional bedrooms, a beautifully updated full bath, and a laundry room, with newer washer and dryer, complete the level. Bordered by greenbelt on two sides, enjoy privacy while just minutes from Lake Whatcom beaches, miles of hiking and mountain biking trails, parks and Sudden Valley's sought-after amenities including 18-hole golf course, marina, swimming pools and sport courts. Experience modern comfort, natural beauty, and true PNW living.

Listing Agent

Jessica Davis

John L. Scott Bellingham License #133252 Listed on: 06/26/2026

John L. Scott Bellingham

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2546370

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,854

Year Built

  • Built in 2006

Lot Details

  • 6,292 Sq Ft Lot
  • Sloped Lot
  • Wooded Lot

HOA Fees

  • $167 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Composition Roof
  • Wood Composite

Interior Spaces

  • 2,586 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Wood Burning Fireplace
  • Dining Room
  • Territorial Views
  • Natural lighting in basement

Kitchen

  • Stove
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Forced Air Heating System
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Deck
  • Property is near public transit and bus stop

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance, road maintenance, security, snow removal
  • Sudden Valley Community Association
  • Sudden Valley Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,854

Year Built

Built in 2006

Lot Details

6,292 Sq Ft Lot

HOA Fees

$167 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 16 - 1 Story w/Bsmnt.
  • Year Built: 2006
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Active
  • Prev Status: Active
  • Unit Levels: One
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 2586
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • SOCComments: Thank you!
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2546370, https://www.workforce-resource.com/dpr/listing/NWMLS/2546370?w=Consumer&agent=115971
  • NWM_ADUCount: 0
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: Daylight
  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood, Carpet
  • Interior Amenities: Bath Off Primary, Dbl Pane/Storm Window, Dining Room, Fireplace, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Water Heater, Wine/Beverage Refrigerator
  • Living Area: 2586
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • BathsFullMain: 0
  • SquareFootageFinished: 2586
  • SquareFootageUnfinished: 0
  • BathsFullLower: 2
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 3
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood Products
  • BusLineNearby: true
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Community
  • Security: Security Service
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Lake Whatcom Water & Sewer
  • WaterCompany: Lake Whatcom Water & Sewer
  • WaterHeaterType: Electric

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Park, Playground, Trail(s)
  • Senior Community: No
  • Association Fee: 167
  • Association Fee Frequency: Monthly
  • Association: Yes
  • AssociationContactName: Sudden Valley Community Association

Fee Information

  • Association Fee Includes: Common Area Maintenance, Road Maintenance, Security, See Remarks, Snow Removal

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3704064341920000
  • Topography: Sloped
  • Land Lease: No
  • Lot Size Acres: 0.1444
  • Lot Size Sq Ft: 6292
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,High Speed Internet
  • MLSLotSizeSource: Realist

Green Features

  • Power Production Type: Electric, Wood

Tax Info

  • Year: 2026
  • Tax Annual Amount: 5853.96

Multi Family

  • EnergySource: Electric,Wood

MLS Schools

  • Elementary School: Geneva Elem

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,417 $594,726 $136,944 $457,782
2024 $5,110 $585,936 $134,920 $451,016
2023 $5,110 $589,514 $135,744 $453,770
2022 $4,019 $508,216 $117,024 $391,192
2021 $3,858 $368,273 $84,800 $283,473
2020 $3,669 $347,427 $80,000 $267,427
2019 $3,363 $326,428 $69,044 $257,384
2018 $3,375 $306,503 $64,800 $241,703
2017 $2,847 $261,933 $55,350 $206,583
2016 $2,549 $230,451 $48,600 $181,851
2015 $2,552 $216,055 $46,323 $169,732
2014 -- $209,884 $45,000 $164,884
2013 -- $206,014 $42,600 $163,414
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/26/2026 06/26/26 For Sale $648,000 +36.1% $251 / Sq Ft
10/15/2020 10/15/20 Sold $476,000 0.0% $184 / Sq Ft View Prior Sale
10/15/2020 10/15/20 For Sale $476,000 -- $184 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Whatcom Land Title
Quit Claim Deed $10,000 Whatcom Land Title
Warranty Deed $7,621,000 Whatcom Land Title
Warranty Deed $476,000 Whatcom Land Title
Warranty Deed $16,500 Whatcom Land Title
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2546370

Northwest Multiple Listing Service (NWMLS)

APN: 370406-434192-0000

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