Seller's Agent in 2025
Kimber Kettlety
Coldwell Banker Coastal Homes
(401) 741-8722
73 in this area
160 Total Sales
45 Cross St Westerly, RI 02891
Estimated Value: $474,000 - $499,000
3
Beds
2
Baths
1,878
Sq Ft
$257/Sq Ft
Est. Value
Highlights
- Above Ground Pool
- Wood Flooring
- Forced Air Heating System
- Cape Cod Architecture
- Bathtub with Shower
- Baseboard Heating
About This Home
As of October 2025Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.
Last Agent to Sell the Property
Coldwell Banker Coastal Homes License #RES.0022880 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,265
Year Built
- Built in 1954
Lot Details
- 6,970
Parking
- 1 Car Garage
- Carport
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Concrete Perimeter Foundation
- Plaster
Interior Spaces
- 1,878 Sq Ft Home
- 2-Story Property
- Self Contained Fireplace Unit Or Insert
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Oil
- Baseboard Heating
- 200+ Amp Service
- Oil Water Heater
Additional Features
- Above Ground Pool
- 6,970 Sq Ft Lot
Listing and Financial Details
- Tax Lot 85
- Assessor Parcel Number 45CROSSSTWEST
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 29, 2025
Closed on
Oct 31, 2025
Sold by
Bought by
Seller's Agent
Kimber Kettlety
Coldwell Banker Coastal Homes
Buyer's Agent
Ryan Lynch
Compass
List Price
$475,000
Sold Price
$480,000
Premium/Discount to List
$5,000
1.05%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,728
Avg. Annual Appreciation
0.98%
Original Mortgage
$384,000
Outstanding Balance
$382,163
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$100,565
Purchase Details
Closed on
Feb 7, 2020
Sold by
Bought by
Purchase Details
Closed on
Jan 22, 1993
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $480,000 | -- | ||
| -- | None Available | ||
| $95,000 | -- | ||
| $95,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $384,000 | ||
| Previous Owner | $149,000 | ||
| Previous Owner | $20,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $480,000 | +1.1% | $256 / Sq Ft |
| 10/02/2025 10/02/25 | Pending | -- | -- | -- |
| 09/29/2025 09/29/25 | For Sale | $475,000 | -- | $253 / Sq Ft |
Source: State-Wide MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,265 | $419,700 | $152,000 | $267,700 |
| 2024 | $3,451 | $330,200 | $108,600 | $221,600 |
| 2023 | $3,355 | $330,200 | $108,600 | $221,600 |
| 2022 | $3,335 | $330,200 | $108,600 | $221,600 |
| 2021 | $3,070 | $254,600 | $94,500 | $160,100 |
| 2020 | $3,017 | $254,600 | $94,500 | $160,100 |
| 2019 | $2,989 | $254,600 | $94,500 | $160,100 |
| 2018 | $2,648 | $214,400 | $94,500 | $119,900 |
| 2017 | $2,573 | $214,400 | $94,500 | $119,900 |
| 2016 | $2,573 | $214,400 | $94,500 | $119,900 |
| 2015 | $2,502 | $222,800 | $96,400 | $126,400 |
| 2014 | $2,462 | $222,800 | $96,400 | $126,400 |
Source: Public Records
Agents Affiliated with this Home
-
Kimber Kettlety
-
Ryan Lynch
Buyer's Agent in 2025
Ryan Lynch
Compass
(860) 572-9099
1 in this area
38 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1396403
APN: WEST-000077-000085
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