$364,900
PENDING $10K PRICE DROP

45 Gemstone Dr Stuarts Draft, VA 24477

Estimated payment $2,070/month

Total Views 3,214
3 Beds
2 Baths
1,486 Sq Ft
$246 Price per Sq Ft

Highlights

  • Front Porch
  • Double Vanity
  • Breakfast Bar
  • Double Pane Windows
  • Walk-In Closet
  • Forced Air Heating and Cooling System

About This Home

Conveniently located in the Stone Valley Community in Stuarts Draft; this 3 bedroom, 2 bath end unit townhome with a 2 car garage is a must-see!! This home boasts a spacious living area, a well-appointed kitchen and dining area. The primary bedroom closet has an installed closet organization system and an ensuite bath with dual sinks. This townhome also offers a covered front porch, and a back deck that is just a few steps away from a walking path in the rear. The common amenities include a swimming pool, tennis courts and a playground. The heat pump was replaced this year (2025) and the refrigerator is newer - around 3 years old. Call for your showing today!!

Listing Agent

Vincenzo Pugliese

AMERICAN REAL ESTATE Listed on: 09/30/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $1,670

Year Built

  • Built in 2013

HOA Fees

  • $17 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Property Attached
  • Brick Exterior Construction
  • HardiePlank Siding
  • Stick Built Home

Interior Spaces

  • 1,486 Sq Ft Home
  • 1-Story Property
  • Electric Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Tilt-In Windows
  • Window Screens
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity

Schools

  • Stuarts Draft Elementary And Middle School
  • Stuarts Draft High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Underground Utilities

Additional Features

  • Front Porch
  • 5,227 Sq Ft Lot

Community Details

  • Stone Valley Subdivision

Listing and Financial Details

  • Assessor Parcel Number 075/B1 2/ /321 /

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$1,670

Year Built

Built in 2013

Lot Details

0

HOA Fees

$17 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 075/B1 2/ /321 /
  • Property Sub Type: Attached
  • LotSizeAcres: 0.12
  • Road Frontage Type: Public Road
  • Subdivision Name: STONE VALLEY
  • Above Grade Finished Sq Ft: 1486.0
  • Property Attached Yn: Yes
  • Structure Type: Townhouse
  • PreviousStandardStatus: Active
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Interior Amenities: Double Vanity, Primary Downstairs, Walk-In Closet(s), Breakfast Bar
  • Living Area: 1486.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Double Pane Windows, Insulated Windows, Screens, Tilt-In Windows, Vinyl

Exterior Features

  • Roof: Architectural
  • View: Residential
  • Disclosures: Seller Disclosure
  • Exclusions: Washer, dryer, curtains & curtain rods
  • Common Walls: End Unit
  • Construction Type: Brick, HardiPlank Type, Stick Built
  • Foundation Details: Brick/Mortar
  • Patio And Porch Features: Brick, Composite, Concrete, Deck, Front Porch, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Electricity, Garage Faces Front, Garage, Garage Door Opener

Utilities

  • Heating: Central, Forced Air, Heat Pump
  • Utilities: Cable Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200.0

Schools

  • Elementary School: Stuarts Draft
  • Middle Or Junior School: Stuarts Draft

Lot Info

  • Lot Features: Landscaped, Level
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: PUD Planned Unit Development

Building Info

  • Year Built: 2013

Tax Info

  • Year: 2025
  • Tax Annual Amount: 1670.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Stuarts Draft

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,671 $321,300 $50,000 $271,300
2024 $1,698 $326,600 $50,000 $276,600
2023 $1,243 $197,300 $45,000 $152,300
2022 $1,243 $197,300 $45,000 $152,300
2021 $1,243 $197,300 $45,000 $152,300
2020 $1,243 $197,300 $45,000 $152,300
2019 $1,243 $197,300 $45,000 $152,300
2018 $1,189 $188,740 $45,000 $143,740
2017 $1,094 $188,740 $45,000 $143,740
2016 $1,094 $188,740 $45,000 $143,740
2015 -- $188,740 $45,000 $143,740
2014 -- $188,740 $45,000 $143,740
2013 -- $40,000 $40,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Pending -- -- --
10/15/2025 10/15/25 Price Changed $364,900 -2.7% $246 / Sq Ft
09/30/2025 09/30/25 For Sale $374,900 -- $252 / Sq Ft
Source: Charlottesville Area Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $198,900 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $141,000 Land Contract Argmt. Of Sale
Source: Public Records

Source: Charlottesville Area Association of REALTORS®

MLS Number: 669599

Charlottesville Area Association of REALTORS®

APN: 075B1-2-321