$139,000

45 Main St Worcester, NY 12197

Estimated payment $883/month

3 Beds
1 Bath
1,100 Sq Ft
$126 Price per Sq Ft

Highlights

  • River Access
  • Main Floor Bedroom
  • Separate Formal Living Room
  • Wood Flooring
  • 1 Fireplace
  • Home Office

About This Home

Experience the unique charm of this inviting 3-bedroom, 1-bathroom home right next to Oak Creek! Step inside the cozy living room which serves as a comfortable central hub, featuring a warm pellet stove, and the staircase leading upstairs. From here, the layout flows naturally into a welcoming eat-in kitchen, complete with a stacked washer and dryer with a walk out to the back enclosed porch and back yard. Behind the kitchen is a first floor bedroom with classic built-ins. The upper level features the primary bedroom complete with a closet, a versatile 3rd bedroom perfect for a home office, and a full renovated bathroom. Double-pane windows throughout add excellent energy efficiency, keeping the home comfortable and cozy year-round. Outdoors, there is an attached garden shed and a fully fenced-in backyard. This property with a private, peaceful yard situated right along the creek to the right, making it an incredible place to call home!

Listing Agent

Stacey Camilleri

Listing by Keller Williams Upstate NY Properties Brokerage Phone: 607-376-2279 License #40CH1109154 Listed on: 06/08/2026

Keller Williams Upstate NY Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,592

Year Built

  • Built in 1900

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 42x106
  • Home fronts a stream
  • Irregular Lot
  • Historic Home

Home Design

  • Stone Foundation
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,100 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Separate Formal Living Room
  • Home Office
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Partial Basement

Parking

  • No Garage
  • Driveway

Outdoor Features

  • River Access
  • Enclosed Patio or Porch

Utilities

  • Heating System Uses Oil
  • Baseboard Heating
  • Oil Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 185.13-1-7.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,592

Year Built

Built in 1900

Lot Details

4,356 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 607-376-2279
  • ResoLaundryFeatures: Main Level
  • Lot Features: Irregular Lot
  • Road Frontage Type: Main Thoroughfare
  • Water Body Name: Oak Creek
  • Architectural Style: Historic/Antique, Two Story
  • Flooring: Hardwood, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Eat-in Kitchen, Separate/Formal Living Room, Home Office, Bedroom on Main Level
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Oil Water Heater, Refrigerator, Washer
  • Basement: Partial, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.1
  • View: Yes
  • Waterfront Features: River Access, Stream
  • Waterfront: No
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Enclosed Porch, Porch, See Remarks
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Oil, Baseboard
  • HeatingYN: Yes
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Worcester

Lot Info

  • Parcel Number: 185.13-1-7.00
  • Lot Dimensions: 42X106
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1592.0

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,201 $26,670 $3,200 $23,470
2024 $1,566 $26,670 $3,200 $23,470
2023 $1,054 $28,200 $5,100 $23,100
2022 $1,474 $28,200 $5,100 $23,100
2021 $1,476 $28,200 $5,100 $23,100
2020 $857 $28,200 $5,100 $23,100
2019 $810 $28,200 $5,100 $23,100
2018 $810 $28,200 $5,100 $23,100
2017 $798 $28,200 $5,100 $23,100
2016 $882 $28,200 $5,100 $23,100
2015 -- $28,200 $5,100 $23,100
2014 -- $28,200 $5,100 $23,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/08/2026 06/08/26 For Sale $139,000 -- $126 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $25,000 --
Deed $25,000 --
Source: Public Records

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1686654

Otsego-Delaware Board of REALTORS®

APN: 366600-185-013-0001-007-000-0000

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