NOT LISTED FOR SALE

45 Otter Cove Murphy, NC 28906

Estimated Value: $466,000 - $678,000

3 Beds
3 Baths
2,177 Sq Ft
$260/Sq Ft Est. Value

Sale Details

Date Sold: November 19, 2019

Last sale price $389,000 $179 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $3,224 / mo

13 Days on Market

Highlights

  • Barn
  • River Front
  • 2.4 Acre Lot
  • Home fronts a creek
  • RV or Boat Storage in Community
  • Wooded Lot

About This Home

As of November 2019

Amazing River Front Home in the middle of two lots with a 3rd river front lot included in the sale for total privacy on 2.40 acres. One level perfection w/ huge great room featuring formal dining area, formal sitting area w/ riverstone wood burning fireplace, spotless kitchen w/ pantry, granite counters, tile backsplash, breakfast bar overlooking cozy second sitting area w/ beautiful floor to ceiling stone wood-burning fireplace 2 car garage detached, 2 story workshop, storage area for boats and RVs. Awesome master en suite, 3 bedrooms, 3 full baths plus loft Outdoor living galore w/ open decks, paths meandering along the waterfront, covered porches w/ rockers, swings & idle staring spaces.

Last Agent to Sell the Property

Michelle Spies

Carolina Mountain Homes Listed on: 09/11/2019

Last Buyer's Agent

Goebel Team

Carolina Mountain Homes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,408

Year Built

  • Built in 1990

Lot Details

  • 2.4 Acre Lot
  • Home fronts a creek
  • River Front
  • Wooded Lot

Parking

  • Garage

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,177 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Workshop
  • Tile Flooring
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Range
  • Built-In Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Outdoor Storage
  • Outbuilding
  • Porch

Farming

  • Barn

Utilities

  • Central Air
  • Heating Available
  • Shared Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 1-3
  • Assessor Parcel Number see below

Community Details

Overview

  • Property has a Home Owners Association

Recreation

  • RV or Boat Storage in Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,408

Year Built

Built in 1990

Lot Details

2.4 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • Appliances: Built-In Microwave, Washer, Refrigerator, Range, Dryer
  • Original List Price: 389000.00
  • Unit Levels: One and One Half
  • Living Area: 2177.00
  • Other Structures: Barn(s), Storage, Outbuilding
  • List Price Per Sqft: 178.69
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Flooring: Tile, Ceramic Tile, Hardwood
  • Interior Amenities: Walk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s), Pantry, Walk-In Closet(s), Workshop
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Total Bedrooms: 11
  • Room Types: Laundry
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 3.00
  • Attic Features: None

Exterior Features

  • Exterior Features: Garden
  • Exterior Finish: Wood Siding
  • Fencing: None
  • Roof: Composition
  • Road Frontage Type: Creek, River
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Porch

Garage/Parking

  • Has Attached Garage?: No
  • Has Attached Garage?: No
  • Parking Features: Detached, Gravel, Garage

Utilities

  • Utilities: Fiber Optic
  • Water Heater: Electric
  • Heating System Fuel Source: Electric
  • Water Source: Shared Well
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air
  • Has Cooling?: Yes
  • Heating: Fireplace(s), Electric
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank

Condo/Co-op/Association

  • Association Amenities: RV/Boat Storage
  • Has H O A?: Yes

Lot Info

  • Deed Book: see below
  • Lot Number: 1-3
  • Zoning: None
  • Lot Features: Wooded
  • Lot Size Acres: 2.4
  • Lot Size: 2.4
  • Lot Size Sq Ft: 104544.00
  • Purchase Contract Date: 2019-09-24
  • Parcel#: see below
  • Permitted Use: Public

Tax Info

  • Tax Year: 2018
  • Tax Other Assessment Amount Frequency: none
  • Tax Amount: 1408.12

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2019
Closed on
Nov 16, 2019
Sold by
Bought by
Seller's Agent
Michelle Spies
Carolina Mountain Homes
Buyer's Agent
Goebel Team
Carolina Mountain Homes
List Price
$389,000
Sold Price
$389,000
Current Estimated Value
$566,343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$177,343
Avg. Annual Appreciation
5.91%
Original Mortgage
$309,000
Outstanding Balance
$207,607
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$358,736
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$389,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $309,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/19/2019 11/19/19 Sold $389,000 0.0% $179 / Sq Ft
09/24/2019 09/24/19 Pending -- -- --
09/11/2019 09/11/19 For Sale $389,000 -- $179 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,630 $387,330 $0 $0
2024 -- $387,330 $0 $0
2023 -- $387,330 $0 $0
2022 $0 $387,330 $0 $0
2021 $0 $387,330 $180,000 $207,330
2020 $2,039 $387,330 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Michelle Spies

    Seller's Agent in 2019

    Michelle Spies

    Carolina Mountain Homes

    (828) 342-2947

    220 in this area

    260 Total Sales

    Michelle Spies
    Section Image

  • G

    Buyer's Agent in 2019

    Goebel Team

    Carolina Mountain Homes

See All Agents

Map

Source: Hive MLS

MLS Number: 98508597

Hive MLS

APN: 457005082471000

North Carolina Cherokee County Murphy 28906

45 Otter Cove, Murphy, NC

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Hive MLS The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Homesnap, Inc. shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. ©2026 Hive MLS LLC

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