NOT LISTED FOR SALE

45 Underrock Rd Sparta, NJ 07871

Sparta Area

Estimated Value: $884,000 - $962,000

4 Beds
3 Baths
3,886 Sq Ft
$238/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2021

Last sale price $660,000 $170 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $6,567 / mo

6 Days on Market

Highlights

  • 2.85 Acre Lot
  • Lake Privileges
  • Deck
  • Sparta High School Rated A
  • Colonial Architecture
  • Wooded Lot

About This Home

As of June 2021

Private wooded Sunset Lakes Location with stunning entertainment sized decking and patio. Fenced rear yard. Cathedral ceiling in F.R. w/ flr. to ceiling F.P. Ctr Isle kit. 2nd F.R. on 1st flr.

Last Agent to Sell the Property

TERENCE CALLAHAN

WEICHERT REALTORS Listed on: 04/27/2021

Last Buyer's Agent

Karen Girgenti

GENESIS ASSOCIATES, INC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,326

Year Built

  • Built in 1993

Lot Details

  • 2.85 Acre Lot
  • Open Lot
  • Sprinkler System
  • Wooded Lot

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Additional Parking

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Fiberglass Roof
  • Vinyl Siding

Interior Spaces

  • 3,886 Sq Ft Home
  • Central Vacuum
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Thermal Windows
  • Family Room with Fireplace
  • Great Room
  • Living Room
  • Formal Dining Room
  • Library
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Self-Cleaning Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island
  • Trash Compactor

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Jetted Tub in Primary Bathroom
  • Hydromassage or Jetted Bathtub
  • Separate Shower

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Lake Privileges
  • Deck
  • Patio
  • Porch

Utilities

  • Zoned Heating and Cooling System
  • Hot Water Baseboard Heater
  • Underground Utilities
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 2818-35006-0000-00085-0000-

Community Details

Overview

  • Association fees include maintenance-common area

Recreation

  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,326

Year Built

Built in 1993

Lot Details

2.85 Acres

HOA Fees

$21 per month

Parking

3

Listing Details

  • Style: Colonial
  • Primary Style: Colonial
  • Subproperty Type: Single Family
  • Year Built: 1993
  • Year Built Description: Approximate
  • County Name: Sussex
  • Directions: East Mountain Rd, right on Morning Star to left on Rose to left on Under Rock to 45
  • I D: 5066651
  • Section Subdiv Development: SUNSET LAKES
  • First Name: TERENCE
  • First Name3: KAREN
  • Last Name: CALLAHAN
  • Last Name3: GIRGENTI
  • Office Phone: 973-726-3927
  • Office Phone3: 2014443333
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpeting, Wood
  • Fireplace Description: Family Room, Wood Burning
  • Number of Fireplaces: 1
  • Appliances: Carbon Monoxide Detector, Central Vacuum, CookElec, Dishwasher, Refrigerator, Self Cleaning Oven, Trash Compactor, OvnWElec
  • Interior Amenities: Carbon Monoxide Detector, Cathedral Ceiling, Fire Extinguisher, High Ceilings, JacuzTyp, Security System, Smoke Detector, Walk-In Closet
  • Bedrooms: 4
  • Master Bedroom Desc: Full Bath, Walk-In Closet
  • Bedroom 1 Level: Second
  • Bedroom 2 Level: Second
  • Bedroom 3 Level: Second
  • Bedroom 4 Level: Second
  • Primary Bathroom Features: Jetted Tub, Stall Shower
  • Bathrooms: 3.00
  • Full Bathrooms: 3
  • Basement: Yes
  • Basement Description: Full, Unfinished
  • Dining Room Level: First
  • Dining Area: Formal Dining Room
  • Den Level: First
  • Family Room Level: First
  • Kitchen Area: Center Island, Eat-In Kitchen, Pantry
  • Kitchen Dim: 20x13
  • Kitchen Level: First
  • Living Room Dim: 17x13
  • Living Room Level: First
  • Other Room1 Dim: 17x12
  • Other Room1 Level: First
  • Other Room 2: Media Room
  • Other Room2 Dim: 24x14
  • Other Room2 Level: Second
  • Other Room 3: Leisure Room
  • Estimated Sq Ft: 3886
  • Ground Level Rooms: Bath(s) Other, Dining Room, Family Room, Great Room, Kitchen, Library, Living Room
  • Phone: 973-729-2700

Exterior Features

  • Exterior Description: Brick, Vinyl Siding
  • Exterior Features: Deck, Open Porch(es), Patio, Thermal Windows/Doors, Underground Lawn Sprinkler
  • Roof Description: Fiberglass

Garage/Parking

  • Garage Description: Attached Garage, Garage Door Opener
  • Number Garage Spaces: 3
  • Parking Driveway Description: Additional Parking, Blacktop

Utilities

  • Cooling: Central Air
  • Fuel Type: OilAbIn
  • Heating: Baseboard - Hotwater, Multi-Zone
  • Sewer: Septic, Septic 4 Bedroom Town Verified
  • Utilities: All Underground
  • Water: Public Water
  • Water Heater: From Furnace

Condo/Co-op/Association

  • Amenities: Jogging/Biking Path, Lake Privileges
  • Association Maintenance Fee: 250
  • Association Maintenance Fee Frequency: Annually
  • Association Maintenance Fee Includes: Maintenance-Common Area

Lot Info

  • Lot Size: 2.85 ACS
  • Easement: Unknown
  • Lot Description: Open Lot, Wooded Lot
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 2.85

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 16326
  • Tax Amount Tax: *
  • Assessor Parcel Number: 2818-35006-0000-00085-0000-
  • Assessor Parcel Number: *
  • Tax Rate Amount: 3.400
  • Tax Rate Tax: *
  • Tax Year Tax: *
  • Tax Year: 2020

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2021
Closed on
Jun 30, 2021
Sold by
Bought by
Seller's Agent
TERENCE CALLAHAN
WEICHERT REALTORS
Buyer's Agent
Karen Girgenti
GENESIS ASSOCIATES, INC
List Price
$649,500
Sold Price
$660,000
Premium/Discount to List
$10,500
1.62%
Current Estimated Value
$923,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$263,985
Avg. Annual Appreciation
6.76%
Original Mortgage
$528,000
Outstanding Balance
$468,565
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$455,420

Purchase Details

Closed on
Oct 24, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
5.83%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 5, 1998
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Sparta, NJ

  • Eric Kiamie Real Estate Agent - Weichert Realtors

    Eric Kiamie

    Weichert Realtors

    (908) 402-7147

    42 Total Sales

    1 in Sparta

    $515,900 Price

    Eric Kiamie
     Section Image
  • Amy Sova Real Estate Agent - BHHS Fox & Roach - Metuchen

    Amy Sova

    Responds Quickly

    BHHS Fox & Roach - Metuchen

    (848) 272-7427

    102 Total Sales

    1 in Sparta

    $754,000 Price

    Amy Sova
     Section Image
  • Jody Novak Real Estate Agent - Coldwell Banker, Sparta

    Jody Novak

    Responds Quickly

    Coldwell Banker, Sparta

    (862) 465-9475

    41 Total Sales

    15 in Sparta

    $7K - $1.5M Price Range

    Jody Novak
     Section Image
  • Kristin Gobbel-Swanson Real Estate Agent - COLDWELL BANKER REALTY

    Kristin Gobbel-Swanson

    COLDWELL BANKER REALTY

    (862) 362-1696

    27 Total Sales

    1 in Sparta

    $600,000 Price

    Kristin Gobbel-Swanson
     Section Image
  • Robin Dora Real Estate Agent - KL SOTHEBY'S INT'L. REALTY

    Robin Dora

    KL SOTHEBY'S INT'L. REALTY

    (973) 828-8238

    105 Total Sales

    7 in Sparta

    $30K - $3.9M Price Range

    Robin Dora
     Section Image
  • Lynette DeLisa Real Estate Agent - REALTY EXECUTIVES EXCEPTIONAL

    Lynette DeLisa

    Responds Quickly

    REALTY EXECUTIVES EXCEPTIONAL

    (862) 247-4172

    165 Total Sales

    13 in Sparta

    $375K - $1.2M Price Range

    Lynette DeLisa
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$660,000 Old Republic Title
$550,000 Chicago Title Insurance Co
$416,000 Lawyers Title Insurance Corp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $528,000
Previous Owner $440,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2021 06/30/21 Sold $660,000 +1.6% $170 / Sq Ft
05/03/2021 05/03/21 Pending -- -- --
04/27/2021 04/27/21 For Sale $649,500 -- $167 / Sq Ft
Source: Garden State MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $17,614 $480,200 $169,300 $310,900
2025 $17,614 $480,200 $169,300 $310,900
2024 $16,740 $480,200 $169,300 $310,900
2023 $16,740 $480,200 $169,300 $310,900
2022 $16,336 $480,200 $169,300 $310,900
2021 $16,077 $480,200 $169,300 $310,900
2020 $16,327 $480,200 $169,300 $310,900
2019 $15,904 $480,200 $169,300 $310,900
2018 $15,568 $480,200 $169,300 $310,900
2017 $15,376 $480,200 $169,300 $310,900
2016 $15,016 $480,200 $169,300 $310,900
2015 $17,080 $439,200 $139,300 $299,900
2014 $16,804 $439,200 $139,300 $299,900
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2021

    TERENCE CALLAHAN

    WEICHERT REALTORS

  • K

    Buyer's Agent in 2021

    Karen Girgenti

    GENESIS ASSOCIATES, INC

    (973) 930-8803

    21 Total Sales

    Karen Girgenti
    Section Image
See All Agents

Map

Source: Garden State MLS

MLS Number: 3707883

Garden State MLS

APN: 18-35006-0000-00085

New Jersey Sussex County Sparta 07871

45 Underrock Rd, Sparta, NJ

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Garden State MLS The data relating to real estate for sale on this website comes in part from the IDX Program of Garden State Multiple Listing Service, L.L.C. Real estate listings held by other brokerage firms are marked as IDX Listing.

Information deemed reliable but not guaranteed.
Copyright © 2026 Garden State Multiple Listing Service, L.L.C. All rights reserved.

Notice: The dissemination of listings on this website does not constitute the consent required by N.J.A.C. 11:5.6.1 (n) for the advertisement of listings exclusively for sale by another broker. Any such consent must be obtained in writing from the listing broker.



This information is being provided for Consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.