45 W Water St Smithsburg, MD 21783
Smithsburg AreaEstimated payment $2,126/month
Highlights
- Cape Cod Architecture
- Traditional Floor Plan
- 1 Fireplace
- Smithsburg Middle School Rated A-
- Wood Flooring
- 1-minute walk to Veterans Park
About This Home
MOVE IN READY! This charming Cape Cod home in the heart of Smithsburg offers a perfect blend of comfort and style. The Hardwood Floors have been refinished and the interior and exterior are freshly painted. New roof in 2024! With 3 spacious bedrooms and 2 full bathrooms, the traditional floor plan invites you to enjoy cozy gatherings in the dining area or relax by the Living room fireplace on chilly evenings. The rustic kitchen with new faucet and vinyl plank flooring features essential appliances, including an electric oven/range a new refrigerator and new dishwasher, making meal prep a breeze. The upstairs bathroom has also been fully renovated. Step outside to a lovely porch, ideal for morning coffee or evening relaxation, and enjoy the expansive 0.4-acre lot, complete with a detached garage. The home is close to nearby parks and recreational areas perfect for outdoor activities. Experience the warmth and charm of this delightful home, where every detail is designed for comfort and convenience.
Listing Agent
(301) 271-1122 shankhomesales@gmail.com Shank & Associates Realty Llc Brokerage Phone: 3012711122 License #RS296451 Listed on: 07/30/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,464
Year Built
- Built in 1953
Lot Details
- 8,749 Sq Ft Lot
- North Facing Home
- Property is in very good condition
Parking
- 1 Car Detached Garage
- Front Facing Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Brick Foundation
- Block Foundation
- Asphalt Roof
Interior Spaces
- 1,318 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- 1 Fireplace
- Window Treatments
- Wood Frame Window
- Living Room
- Dining Room
- Storage Room
- Washer and Dryer Hookup
- Utility Room
- Wood Flooring
Kitchen
- Electric Oven or Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
Basement
- Walk-Out Basement
- Connecting Stairway
Home Security
- Storm Windows
- Storm Doors
Outdoor Features
- Shed
- Porch
Schools
- Smithburg Elementary School
- Smithsburg Middle School
- Smithsburg High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Smithsburg Subdivision
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 2207011857
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,832 | $232,467 | $0 | $0 |
| 2025 | $1,832 | $201,133 | $0 | $0 |
| 2024 | $1,547 | $169,800 | $53,700 | $116,100 |
| 2023 | $1,449 | $159,100 | $0 | $0 |
| 2022 | $1,352 | $148,400 | $0 | $0 |
| 2021 | $1,281 | $137,700 | $53,700 | $84,000 |
| 2020 | $1,281 | $137,567 | $0 | $0 |
| 2019 | $1,285 | $137,433 | $0 | $0 |
| 2018 | $1,284 | $137,300 | $53,700 | $83,600 |
| 2017 | $1,284 | $137,300 | $0 | $0 |
| 2016 | -- | $137,300 | $0 | $0 |
| 2015 | $1,519 | $142,800 | $0 | $0 |
| 2014 | $1,519 | $142,800 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/06/2026 08/06/26 | For Sale | $349,900 | 0.0% | $265 / Sq Ft |
| 08/03/2026 08/03/26 | Off Market | $349,900 | -- | -- |
| 07/30/2026 07/30/26 | For Sale | $349,900 | -- | $265 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $120,000 | Lincoln Title & Settlement S | |
| Deed | -- | -- | |
| Deed | $312,000 | -- | |
| Deed | $59,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $123,960 | VA |
Source: Bright MLS
MLS Number: MDWA2038928
APN: 07-011857
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