Seller's Agent in 2025
Cindy Gavin
RE/MAX
(904) 465-3397
487 Total Sales
45 Waterwheel Ct Saint Johns, FL 32259
Saint Johns AreaEstimated Value: $634,000
4
Beds
4
Baths
2,776
Sq Ft
$228/Sq Ft
Est. Value
Highlights
- Fitness Center
- Clubhouse
- Tennis Courts
- Open Floorplan
- Traditional Architecture
- Covered Patio or Porch
About This Home
As of July 2025Welcome to 45 Waterwheel Court, located in the beautiful gated community of Mill Creek Forest. Built in 2023 by Toll Brothers, this stunning 4-bedroom, 4-bathroom home is situated on a quiet cul-de-sac and sits on an oversized .38-acre lot—offering plenty of space to spread out and room for a future pool.
Inside, you'll find a thoughtfully designed layout with a first-floor guest bedroom and full bath, along with a dedicated home office behind elegant French glass doors. The chef's kitchen is a showstopper, featuring a large island with quartz countertops, stainless steel appliances, including a 6-burner gas cooktop, built-in microwave and oven, pot filler, and a walk-in pantry. The kitchen opens to both the spacious family room and breakfast nook—perfect for entertaining and everyday living.
The first-floor owner's suite is a serene retreat, complete with a luxurious en suite bath and an expansive walk-in closet. Upstairs, you'll find two additional bedrooms, one with its own private bath, a second full bath, and a large loftideal for a playroom, media room, or additional lounge space.
As a resident of Mill Creek Forest, you'll enjoy access to resort-style amenities including a clubhouse, events field, fitness center, yoga room, pickleball and tennis courts, hiking/biking trails, a playground, and a pool.
Last Agent to Sell the Property
RE/MAX SPECIALISTS License #3031765 Listed on: 05/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,371
Year Built
- Built in 2023
Lot Details
- 16,553 Sq Ft Lot
- Property fronts a private road
- Cul-De-Sac
- Back Yard Fenced
HOA Fees
- $141 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Shingle Roof
Interior Spaces
- 2,776 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Entrance Foyer
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Convection Oven
- Gas Range
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 4 Full Bathrooms
- Shower
Laundry
- Laundry in unit
- Dryer
Home Security
- Security Gate
- Fire and Smoke Detector
Outdoor Features
- Covered Patio or Porch
Schools
- Cunningham Creek Elementary School
- Switzerland Point Middle School
- Bartram Trail High School
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
Listing and Financial Details
- Assessor Parcel Number 0013511370
Community Details
Overview
- Mill Creek Forest Subdivision
- On-Site Maintenance
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Pickleball Courts
- Community Playground
- Fitness Center
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Jul 29, 2025
Sold by
Bought by
Seller's Agent
Cindy Gavin
RE/MAX SPECIALISTS
Buyer's Agent
Cindy Gavin
RE/MAX SPECIALISTS
List Price
$619,900
Sold Price
$615,000
Premium/Discount to List
-$4,900
-0.79%
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,000
Avg. Annual Appreciation
3.09%
Original Mortgage
$628,222
Outstanding Balance
$622,172
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
$11,828
Purchase Details
Listed on
Jan 24, 2023
Closed on
Jan 20, 2023
Sold by
Bought by
Seller's Agent
NON MLS
NON MLS (realMLS)
Buyer's Agent
Cindy Gavin
RE/MAX SPECIALISTS
List Price
$609,348
Sold Price
$609,348
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.37%
Original Mortgage
$578,881
Interest Rate
6.31%
Mortgage Type
New Conventional
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $615,000 | Town & Country Title | ||
| $609,348 | Westminster Abstract |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $628,222 | ||
| Previous Owner | $578,881 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/30/2025 07/30/25 | Sold | $615,000 | -0.8% | $222 / Sq Ft | |
| 06/15/2025 06/15/25 | Pending | -- | -- | -- | |
| 05/20/2025 05/20/25 | For Sale | $619,900 | +1.7% | $223 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $609,348 | -- | -- | |
| 01/24/2023 01/24/23 | Sold | $609,348 | 0.0% | $220 / Sq Ft | View Prior Sale |
| 01/24/2023 01/24/23 | Pending | -- | -- | -- | |
| 01/24/2023 01/24/23 | For Sale | $609,348 | -- | $220 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,119 | $540,049 | $160,000 | $380,049 |
| 2025 | $1,523 | $542,472 | ||
| 2024 | $1,523 | $527,184 | $150,000 | $377,184 |
| 2023 | $1,523 | $100,000 | $100,000 | $0 |
| 2022 | $1,290 | $100,800 | $100,800 | $0 |
| 2021 | $0 | $5,000 | $5,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cindy Gavin
-
ANGELA LOVIN
A
Buyer Co-Listing Agent in 2025
ANGELA LOVIN
RE/MAX
34 Total Sales
-
NON MLS
N
Seller's Agent in 2023
NON MLS
NON MLS (realMLS)
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2088709
APN: 001351-1370
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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