45 White Cliffs Ln Santa Rosa Beach, FL 32459
Blue Mountain NeighborhoodEstimated payment $18,783/month
Total Views
35,318
5
Beds
7
Baths
4,279
Sq Ft
$747
Price per Sq Ft
Highlights
- Beach
- Deeded access to the beach
- Gulf View
- Dune Lakes Elementary School Rated A-
- Fitness Center
- Primary Bedroom Suite
About This Home
Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda.
The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury. The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home.
The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler's pantry with wine cooler, ice maker and custom cabinetry adds both function and flair.
Each bedroom is a sanctuary, featuring en suite baths with spa-like finishes, generous closet space, and designer lighting. The home features two true primary suites, each offering its own distinctive character and comfort. The first suite boasts a serene sitting area, expansive custom-built closet, and a spa-like bath with freestanding soaking tub, oversized glass shower, and twin vanities. A second primary suite dazzles with chevron-accent feature wall, designer lighting, and a bath featuring upscale decor.
The home also features a built-in bunk room, a separate dedicated office, two laundry areas, and a drop-zone style mudroom with custom storage built-ins. Tech-savvy upgrades include motorized window shades, surround sound, and elevator access to all levels. Even the garage has been outfitted with cabinets and extra storage.
Outdoor living is just as exceptional. The covered summer kitchen is equipped with built-in grill, vent hood, sink, and prep space, while the adjacent fireplace lounge with TV connection invites year-round enjoyment. The third-story covered veranda captures breezes and gulf viewsideal for morning coffee or golden-hour gatherings.
Additional highlights:
" Oversized two-car garage with extended paver driveway
" Exquisite trim detail
" Offered fully furnished with Restoration Hardware pieces
" Non-short-term rental community with deeded beach access, resort-style community pool, and tennis court
" Gated entry in the heart of Blue Mountain Beach
All within walking distance to favorites like Red Fish Taco, Blue Mountain Creamery, Basmati's, Mimmo's and so much more.
A rare offering in one of 30A's most sought-after enclaveswhere design meets livability, and every detail is polished to perfection.
Listing Agent
Scenic Sotheby's International Realty Brokerage Phone: 850-714-4252 License #3370928 Listed on: 07/01/2026
Co-Listing Agent
Scenic Sotheby's International Realty Brokerage Phone: 850-714-4252 License #3278329
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,868
Year Built
- Built in 1995
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 63 x 201 x 70 x 130
- Property fronts a private road
- Partially Fenced Property
- Corner Lot
- Sprinkler System
- Cleared Lot
Parking
- 3 Car Attached Garage
- 1 Carport Space
Home Design
- Beach House
- Newly Painted Property
- Exterior Columns
- Cement Board or Planked
- Stucco
Interior Spaces
- 4,279 Sq Ft Home
- 3-Story Property
- Wet Bar
- Furnished
- Bookcases
- Wainscoting
- Cathedral Ceiling
- Recessed Lighting
- Fireplace
- Plantation Shutters
- Mud Room
- Living Room
- Dining Area
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Double Oven
- Cooktop with Range Hood
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Suite
- Freestanding Bathtub
- Soaking Tub
Laundry
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Outdoor Kitchen
- Outdoor Grill
- Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- No Short Term Rentals Allowed
- Assessor Parcel Number 12-3S-20-34631-00B-0010
Community Details
Overview
- Property has a Home Owners Association
- Association fees include land recreation, management, recreational faclty
- Village Of White Cliffs The Subdivision
- The community has rules related to covenants
- Accessible Features in Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Game Room
- Meeting Room
- Elevator
Recreation
- Beach
- Tennis Courts
- Pickleball Courts
- Fitness Center
- Exercise Course
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,384 | $1,989,943 | $551,250 | $1,438,693 |
| 2024 | $14,722 | $1,695,512 | $551,250 | $1,144,262 |
| 2023 | $14,722 | $1,620,248 | $551,250 | $1,068,998 |
| 2022 | $13,757 | $1,484,465 | $545,715 | $938,750 |
| 2021 | $9,588 | $1,000,388 | $214,043 | $786,345 |
| 2020 | $8,902 | $891,777 | $195,822 | $695,955 |
| 2019 | $8,304 | $873,566 | $190,118 | $683,448 |
| 2018 | $5,820 | $620,990 | $0 | $0 |
| 2017 | $5,660 | $608,217 | $0 | $0 |
| 2016 | $5,590 | $595,707 | $0 | $0 |
| 2015 | $5,639 | $591,566 | $0 | $0 |
| 2014 | $5,672 | $586,871 | $0 | $0 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/10/2026 08/10/26 | Pending | -- | -- | -- | |
| 05/21/2026 05/21/26 | Price Changed | $3,195,000 | -3.0% | $747 / Sq Ft | |
| 01/16/2026 01/16/26 | Price Changed | $3,295,000 | -5.7% | $770 / Sq Ft | |
| 08/22/2025 08/22/25 | Price Changed | $3,495,000 | -1.4% | $817 / Sq Ft | |
| 07/02/2025 07/02/25 | Price Changed | $3,545,000 | -6.6% | $828 / Sq Ft | |
| 05/08/2025 05/08/25 | For Sale | $3,795,000 | +359.2% | $887 / Sq Ft | |
| 12/02/2019 12/02/19 | Sold | $826,400 | 0.0% | $215 / Sq Ft | View Prior Sale |
| 10/11/2019 10/11/19 | Pending | -- | -- | -- | |
| 01/15/2019 01/15/19 | For Sale | $826,400 | -25.9% | $215 / Sq Ft | |
| 07/06/2018 07/06/18 | Sold | $1,115,000 | 0.0% | $289 / Sq Ft | View Prior Sale |
| 06/12/2018 06/12/18 | Pending | -- | -- | -- | |
| 05/24/2018 05/24/18 | For Sale | $1,115,000 | -- | $289 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,900,000 | Attorney | |
| Warranty Deed | $826,400 | Mcneese Title Llc | |
| Warranty Deed | $1,115,000 | Attorney | |
| Warranty Deed | $1,017,500 | Southern Escrow & Title Llc | |
| Warranty Deed | $535,000 | -- | |
| Warranty Deed | $385,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,520,000 | New Conventional | |
| Previous Owner | $1,003,500 | No Value Available | |
| Previous Owner | $200,000 | No Value Available | |
| Previous Owner | $814,000 | No Value Available | |
| Previous Owner | $409,050 | No Value Available | |
| Previous Owner | $400,000 | No Value Available | |
| Previous Owner | $50,000 | No Value Available | |
| Previous Owner | $250,000 | No Value Available |
Source: Public Records
About the Listing Agent
Integrity is Everything and Passion is our Differentiation.
Blake Jones embodies a strong entrepreneurial spirit and an unwavering commitment to excellence. His journey began with his first job working for his father, a second-generation home builder, where he developed a lifelong passion for real estate and hard work. After earning a degree in finance from the University of Arkansas, Blake launched a career in banking. Shortly after, he obtained his MBA and transitioned into a financial
Blake's Other Listings
-
$1,375,000 New Construction
- 4 Beds
- 4.5 Baths
- 2,469 Sq Ft
- 101 Deluna Place
- Unit B
- Panama City Beach, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 975852
APN: 12-3S-20-34631-00B-0010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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