K
Seller's Agent in 2025
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
(540) 761-1616
1 in this area
92 Total Sales
450 Coves Rd Union Hall, VA 24176
Estimated Value: $1,135,700 - $1,346,000
3
Beds
2.5
Baths
2,166
Sq Ft
$567/Sq Ft
Est. Value
Highlights
- 180 Feet of Waterfront
- 1 Dock Slip
- Cathedral Ceiling
- Marina
- Lake View
- Covered Patio or Porch
About This Home
As of June 2025Welcome to your dream escape in the prestigious gated community of The Coves. This 3-bedroom, 2.5-bathlakefront home offers the perfect blend of charm, character, and modern comfort--all nestled in a peaceful, natural setting on Smith MountainLake. Enjoy sweeping lake views from not one, but two covered porches, including a cozy side porch with a masonry stone, wood-burningfireplace--an ideal spot for relaxing year-round. Inside, you'll find vaulted ceilings with exposed wood beams, an open floor plan, and customwallpaper accents in the kitchen and baths that add warmth and personality. Upstairs, a versatile loft area provides bonus living space, currentlystyled as a fun and functional bunk room.
Last Agent to Sell the Property
FIRST CHOICE REAL ESTATE LLC - HARDY License #0225236405 Listed on: 04/05/2025
Last Buyer's Agent
FIRST CHOICE REAL ESTATE LLC - HARDY License #0225236405 Listed on: 04/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,829
Year Built
- Built in 2015
Lot Details
- 1.11 Acre Lot
- 180 Feet of Waterfront
- Property fronts a private road
- Cul-De-Sac
- Lot Sloped Down
- Property is zoned SM
HOA Fees
- $100 Monthly HOA Fees
Home Design
- Hardboard
Interior Spaces
- 1.5-Story Property
- Cathedral Ceiling
- Fireplace Features Masonry
- Lake Views
Kitchen
- Electric Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Dock has a Storage Area
- Boat Hoist or Davit
- 1 Dock Slip
- Covered Patio or Porch
Schools
- Glade Hill Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 7
Community Details
Overview
- The Coves Association
- The Coves Subdivision
Recreation
- Marina
- Trails
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 5, 2025
Closed on
Jun 11, 2025
Sold by
Bought by
Seller's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
Buyer's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
List Price
$1,299,000
Sold Price
$1,185,000
Premium/Discount to List
-$114,000
-8.78%
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,925
Avg. Annual Appreciation
3.74%
Original Mortgage
$999,000
Outstanding Balance
$996,002
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$232,923
Purchase Details
Closed on
Oct 4, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 1, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$456,800
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 14, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Interest Rate
2.8%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 12, 2016
Sold by
Bought by
Purchase Details
Closed on
Apr 1, 2015
Sold by
Bought by
Purchase Details
Closed on
Sep 30, 2014
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,185,000 | Fidelity National Title Insura | ||
| $100,000 | None Available | ||
| $590,000 | Fidelity National Ttl Ins Co | ||
| $440,000 | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $999,000 | ||
| Previous Owner | $75,000 | ||
| Previous Owner | $456,800 | ||
| Previous Owner | $352,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/13/2025 06/13/25 | Sold | $1,185,000 | -5.2% | $547 / Sq Ft |
| 05/06/2025 05/06/25 | Pending | -- | -- | -- |
| 04/22/2025 04/22/25 | Price Changed | $1,250,000 | -3.8% | $577 / Sq Ft |
| 04/05/2025 04/05/25 | For Sale | $1,299,000 | -- | $600 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,699 | $627,700 | $196,100 | $431,600 |
| 2024 | $2,699 | $627,700 | $196,100 | $431,600 |
| 2023 | $2,769 | $453,900 | $186,100 | $267,800 |
| 2022 | $2,769 | $453,900 | $186,100 | $267,800 |
| 2021 | $2,640 | $432,800 | $165,000 | $267,800 |
| 2020 | $2,640 | $432,800 | $165,000 | $267,800 |
| 2019 | $2,320 | $380,400 | $155,000 | $225,400 |
| 2018 | $2,320 | $380,400 | $155,000 | $225,400 |
| 2017 | $2,092 | $203,000 | $203,000 | $0 |
| 2016 | $1,623 | $203,000 | $203,000 | $0 |
| 2015 | -- | $203,000 | $203,000 | $0 |
| 2014 | -- | $203,000 | $203,000 | $0 |
| 2013 | -- | $203,000 | $203,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kathryn Pignatella
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 915924
APN: 0521000700
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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