$170,000
SOLD APR 28, 2026

451 Fox St Elsmere, KY 41018

3 Beds
1 Bath
1,260 Sq Ft
6,247 Sq Ft Lot Lot

Sale Details

Date Sold: April 28, 2026

$135 Per Sq Ft

5 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Formal Dining Room
  • Private Yard
  • Covered Patio or Porch
  • Wood Frame Window

About This Home

As of April 2026

Welcome home to this larger than it looks 3 bedroom, 1 bath property offering great space and potential. Inside you will find beautiful hardwood floors and a flexible bonus room that could easily be used as a home office, guest room, or additional bedroom. The home also features a one car garage and a flat backyard that provides plenty of room for outdoor activities, gardening, or entertaining. With solid bones and comfortable living space, this home is ready for its next owner to make it their own.

Last Agent to Sell the Property

Shane Achor

Coldwell Banker Realty License #244342 Listed on: 03/12/2026

Coldwell Banker Realty

Last Buyer's Agent

Gary McCormick

eXp Realty, LLC License #268470

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1951

Lot Details

  • 6,247 Sq Ft Lot
  • Wood Fence
  • Private Yard
  • Land Lease

Parking

  • Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Concrete Block And Stucco Construction

Interior Spaces

  • 1,260 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Wood Frame Window
  • Living Room
  • Formal Dining Room
  • Electric Dryer Hookup

Kitchen

  • Gas Oven
  • Gas Cooktop

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Covered Patio or Porch

Schools

  • Miles Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1951

Lot Details

6,247 Sq Ft Lot

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1434
  • Year Built: 1951
  • Lot Size: IRR
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: Dixie Highway to Garvey to Rt. on Fox
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWW
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Natural Woodwork, High Speed Internet
  • Basement: Full
  • Heating: Forced Air, Heat Pump
  • Levels: One
  • Property Type: Residential
  • Appliances: Gas Oven, Gas Cooktop
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1260.0
  • Window Features: Vinyl Frames, Wood Frames

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Construction Type: Concrete, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Porch, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Miles Elementary School
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 6247.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2026
Closed on
Apr 28, 2026
Sold by
Bought by
Seller's Agent
Shane Achor
Coldwell Banker Realty
Buyer's Agent
Gary McCormick
eXp Realty, LLC
List Price
$169,900
Sold Price
$170,000
Premium/Discount to List
$100
0.06%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.92%
Original Mortgage
$166,920
Outstanding Balance
$166,920
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$4,107

Purchase Details

Closed on
Apr 16, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,917
Interest Rate
4.46%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,715
Interest Rate
3.6%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 19, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,849
Interest Rate
5.11%
Mortgage Type
VA
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $170,000 360 American Title
Warranty Deed $115,000 Priority National Title
Warranty Deed $98,500 Performance Title Agency Llc
Warranty Deed $86,000 Buckeye Land Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $166,920 FHA
Previous Owner $112,917 FHA
Previous Owner $96,715 FHA
Previous Owner $87,849 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/28/2026 04/28/26 Sold $170,000 +0.1% $135 / Sq Ft
03/17/2026 03/17/26 Pending -- -- --
03/12/2026 03/12/26 For Sale $169,900 -- $135 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,376 $156,400 $20,000 $136,400
2024 $2,401 $156,400 $20,000 $136,400
2023 $2,344 $156,400 $20,000 $136,400
2022 $1,930 $115,000 $10,000 $105,000
2021 $1,954 $115,000 $10,000 $105,000
2020 $1,943 $115,000 $10,000 $105,000
2019 $1,917 $115,000 $10,000 $105,000
2018 $1,686 $98,500 $10,000 $88,500
2017 $1,573 $98,500 $10,000 $88,500
2015 $1,621 $86,000 $10,000 $76,000
2014 $1,585 $86,000 $10,000 $76,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 640531

Northern Kentucky Multiple Listing Service

APN: 004-30-21-190.00

Your Personal Tour Guide

Ask me questions while you tour the home.