Seller's Agent in 2026
Kathleen Robbins
Keller Williams Realty Service
(859) 816-2502
5 in this area
162 Total Sales
451 Spencely Ct Covington, KY 41015
South Covington NeighborhoodEstimated Value: $500,000 - $534,735
6
Beds
4.5
Baths
3,272
Sq Ft
$156/Sq Ft
Est. Value
Highlights
- 0.84 Acre Lot
- Open Floorplan
- Cathedral Ceiling
- Taylor Mill Elementary School Rated 9+
- Wooded Lot
- Traditional Architecture
About This Home
As of February 2026You'll love this spacious 2-story home in desirable Saylor Woods! Offering 6 bedrooms and 4.5 baths, this traditional beauty blends charm and function. Enjoy a welcoming front porch, dramatic 2-story entry, and laminate floors throughout whole first floor. Kitchen remodeled 5 years ago with quartz counters and ample cabinetry and pantry. The open-concept kitchen with breakfast room flows into the living area, while a formal dining room and private study with French doors add versatility. Convenient first-floor laundry. Three full bathrooms upstairs ALL with double vanities. Full bath in lower level with SIXTH bedroom. The lower level is finished with a bar with plumbing started for wet bar! Oversized HEATED 4-car garage is perfect for vehicles, hobbies, RVs, boat or LOTS AND LOTS OF TOYS. Backyard has large patio to accommodate a variety of different furniture arrangements. Plenty of poured patio for a future hot tub. Located in the sought-after Scott School District, this home offers classic style, modern function, and plenty of room to spread out!
Last Agent to Sell the Property
Keller Williams Realty Service Listed on: 10/01/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2008
Lot Details
- 36,590 Sq Ft Lot
- Cul-De-Sac
- Wooded Lot
- SAYLOR WOODS SUBD SEC 1 LO T 10
- Land Lease
Parking
- Garage
- Oversized Parking
- Heated Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- On-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 3,272 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Dry Bar
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Stone Fireplace
- Gas Fireplace
- Double Hung Windows
- Panel Doors
- Entryway
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Bonus Room
- Game Room
- Storage
- Neighborhood Views
- Finished Basement
- Sump Pump
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- Dressing Area
- Double Vanity
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Laundry Chute
Outdoor Features
- Covered Patio or Porch
Schools
- Ryland Heights Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Feb 6, 2026
Sold by
Bought by
Seller's Agent
Kathleen Robbins
Keller Williams Realty Service
Buyer's Agent
Neltner Professional Team
Neltner Realty
List Price
$499,900
Sold Price
$495,000
Premium/Discount to List
-$4,900
-0.98%
Views
205
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,434
Avg. Annual Appreciation
8.08%
Original Mortgage
$486,034
Outstanding Balance
$486,034
Interest Rate
6.18%
Mortgage Type
FHA
Estimated Equity
$23,400
Purchase Details
Closed on
Aug 31, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,500
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 15, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,800
Interest Rate
6.06%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 27, 2006
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $495,000 | None Listed On Document | ||
| $310,000 | Kentucky Land Title Agency | ||
| $340,338 | Imperial Title | ||
| $260,000 | Ryland Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $486,034 | ||
| Previous Owner | $294,500 | ||
| Previous Owner | $294,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/06/2026 02/06/26 | Sold | $495,000 | -1.0% | $151 / Sq Ft |
| 01/03/2026 01/03/26 | Pending | -- | -- | -- |
| 11/13/2025 11/13/25 | For Sale | $499,900 | 0.0% | $153 / Sq Ft |
| 10/26/2025 10/26/25 | Pending | -- | -- | -- |
| 10/01/2025 10/01/25 | For Sale | $499,900 | -- | $153 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,759 | $409,200 | $55,000 | $354,200 |
| 2024 | $4,270 | $348,600 | $47,000 | $301,600 |
| 2023 | $4,399 | $348,600 | $47,000 | $301,600 |
| 2022 | $4,448 | $348,600 | $47,000 | $301,600 |
| 2021 | $4,514 | $348,600 | $47,000 | $301,600 |
| 2020 | $4,108 | $310,000 | $47,000 | $263,000 |
| 2019 | $4,119 | $310,000 | $47,000 | $263,000 |
| 2018 | $4,142 | $310,000 | $47,000 | $263,000 |
| 2017 | $4,413 | $340,300 | $47,000 | $293,300 |
| 2015 | $4,298 | $340,300 | $65,000 | $275,300 |
| 2014 | $4,237 | $340,300 | $65,000 | $275,300 |
Source: Public Records
Agents Affiliated with this Home
-
Kathleen Robbins
-
Adam Kincer
Seller Co-Listing Agent in 2026
Adam Kincer
Keller Williams Realty Service
(513) 226-5029
4 in this area
74 Total Sales
-
Neltner Professional Team
N
Buyer's Agent in 2026
Neltner Professional Team
Neltner Realty
(859) 816-0228
2 in this area
12 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636769
APN: 060-00-07-010.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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