NOT LISTED FOR SALE

4512 White Bay Cir Wesley Chapel, FL 33545

Estimated Value: $385,000 - $429,000

4 Beds
2 Baths
2,391 Sq Ft
$169/Sq Ft Est. Value

Sale Details

Date Sold: May 30, 2024

Last sale price $437,500 $183 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $2,676 / mo

10 Days on Market

Highlights

  • Wood Flooring
  • Attached Garage
  • Central Heating and Cooling System
  • Corner Lot
  • Concrete Block With Brick

About This Home

As of May 2024

Welcome to your dream home at 4512 White Bay Circle in the charming town of Wesley Chapel, FL. This stunning property boasts 4 bedrooms, 2.5 bathrooms, and 2,391 square feet of living space, making it the perfect place for you and your family to call home.As you approach the house, you'll immediately notice the oversized corner lot, providing plenty of space for outdoor activities and entertaining. The PVC fence surrounding the property offers privacy and security, making it the ideal spot for children and pets to play.Step inside and be greeted by the newly installed luxury vinyl plank flooring, adding a touch of elegance to the home. The spacious living area is perfect for hosting gatherings or simply relaxing with your loved ones. The brand new carpet in all bedrooms provides a cozy and comfortable feel.The heart of this home is the newly renovated kitchen and bathrooms, featuring stunning granite countertops and modern finishes. The open concept layout allows for easy flow between

Last Agent to Sell the Property

Liz Piedra

Horizon Palm Realty Group License #3038603 Listed on: 04/16/2024

Last Buyer's Agent

PAID RECIPROCAL

Paid Reciprocal Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,792

Year Built

  • Built in 2005

Lot Details

  • 10,019 Sq Ft Lot
  • Corner Lot

HOA Fees

  • $113 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Concrete Block With Brick
  • Shingle Roof
  • Stucco Exterior

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Additional Features

  • 2-Story Property
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 14 26 20 0050 01800 0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,792

Year Built

Built in 2005

Lot Details

10,019 Sq Ft Lot

HOA Fees

$113 per month

Listing Details

  • Association Maintenance Fee: 113
  • Class: Residential
  • Construction: Concrete Block, Stucco
  • Heat: Central, Electric
  • Hoa Term: Monthly
  • HOA: Yes
  • Legal Description: NEW RIVER LAKES VILLAGE A8 PB 51 PG 078 BLOCK 18 LOT 1
  • Lot Land Type: Corner
  • Public Comments: Yes
  • Type Of Property: Single Family Residence
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bathrooms: 2
  • Bedrooms: 4
  • Dining Room: Dimensions: 11x10
  • Family Room: Dimensions: 16x11
  • Flooring: Carpet, Laminate Wood, Wood
  • Kitchen: Dimensions: 12x8
  • Master Bedroom: Dimensions: 16x13

Exterior Features

  • Roof: Shingle
  • Stories: 2

Garage/Parking

  • Parking Facilities: Attached

Utilities

  • Air Conditioner: Central, Electric

Schools

  • Elementary School: Not Zoned for Hernando
  • High School: Not Zoned for Hernando
  • Middle School: Not Zoned for Hernando

Lot Info

  • Acres: 0.23
  • Lot Size: 0.23

Tax Info

  • Assessor Parcel Number: 14 26 20 0050 01800 0010
  • Taxes: 4792.2
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2024
Closed on
May 30, 2024
Sold by
Dumke Chad and Dumke Savannah
Bought by
Melde Robert H and Melde Michelle K
Seller's Agent
Liz Piedra
Horizon Palm Realty Group
Buyer's Agent
PAID RECIPROCAL
Paid Reciprocal Office
List Price
$439,000
Sold Price
$437,500
Premium/Discount to List
-$1,500
-0.34%
Views
36
Current Estimated Value
$405,121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$32,379
Avg. Annual Appreciation
-3.91%
Original Mortgage
$429,575
Outstanding Balance
$422,654
Interest Rate
7.1%
Mortgage Type
FHA
Estimated Equity
-$17,533

Purchase Details

Listed on
Aug 6, 2021
Closed on
Sep 8, 2021
Sold by
Bechard Simone Michelle
Bought by
Dumke Chad and Dumke Savannah
Seller's Agent
Shannon Berlen
EXP REALTY LLC
Buyer's Agent
Devi Vernon
FRANK ALBERT REALTY
List Price
$350,000
Sold Price
$365,000
Premium/Discount to List
$15,000
4.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%
Original Mortgage
$288,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 20, 2019
Closed on
Mar 18, 2020
Sold by
Mclaughlin Mary L and Mclaughlin Michael S
Bought by
Bechard Simone Michelle
Seller's Agent
Andrea Rogers
EXP REALTY LLC
Buyer's Agent
Shannon Berlen
EXP REALTY LLC
List Price
$275,000
Sold Price
$270,000
Premium/Discount to List
-$5,000
-1.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.43%
Original Mortgage
$265,109
Interest Rate
3.4%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 1, 2013
Closed on
May 31, 2013
Sold by
Reynolds Joshua
Bought by
Mclaughlin Mary L and Michael Mclaughlin S
Seller's Agent
Linda Gregory
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Linda Gregory
CHARLES RUTENBERG REALTY INC
List Price
$205,000
Sold Price
$199,000
Premium/Discount to List
-$6,000
-2.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.58%

Purchase Details

Closed on
May 6, 2008
Sold by
Tcif Reo Gcm Llc
Bought by
Reynolds Joshua

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 5, 2008
Sold by
Indymac Bank Fsb
Bought by
Tcif Reo Gcm Ll

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 19, 2007
Sold by
Lovasco Anita L
Bought by
Indymac Bank Fsb and Indymac Mortgage Holdings Inc

Purchase Details

Closed on
Nov 3, 2005
Sold by
K Hovnanian Windward Homes Llc
Bought by
Lovasco Anita L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,808
Interest Rate
7.65%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 17, 2005
Sold by
Nrd Llc
Bought by
K Hovnanian Windward Homes Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Melde Robert H $437,500 Ocean Sands Title
Dumke Chad $365,000 Aws Title Services Llc
Bechard Simone Michelle $270,000 Fidelity Natl Ttl Of Fl Inc
Mclaughlin Mary L $199,000 Meridian Title Company Inc
Reynolds Joshua $195,000 Resource Title Agency Of Flo
Tcif Reo Gcm Ll -- None Available
Indymac Bank Fsb -- None Available
Lovasco Anita L $292,260 First Florida Title Company
K Hovnanian Windward Homes Llc $41,700 First Florida Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Melde Robert H $429,575
Previous Owner Dumke Chad $288,000
Previous Owner Bechard Simone Michelle $265,109
Previous Owner Reynolds Joshua $156,000
Previous Owner Lovasco Anita L $233,808
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2024 05/30/24 Sold $437,500 -0.3% $183 / Sq Ft
04/26/2024 04/26/24 Pending -- -- --
04/16/2024 04/16/24 For Sale $439,000 +20.3% $184 / Sq Ft
09/14/2021 09/14/21 Sold $365,000 +4.3% $153 / Sq Ft View Prior Sale
08/07/2021 08/07/21 Pending -- -- --
08/05/2021 08/05/21 For Sale $350,000 +29.6% $146 / Sq Ft
03/20/2020 03/20/20 Sold $270,000 -1.8% $113 / Sq Ft View Prior Sale
02/24/2020 02/24/20 Pending -- -- --
12/20/2019 12/20/19 For Sale $275,000 +38.2% $115 / Sq Ft
06/16/2014 06/16/14 Off Market $199,000 -- --
05/31/2013 05/31/13 Sold $199,000 -2.9% $83 / Sq Ft View Prior Sale
05/03/2013 05/03/13 Pending -- -- --
04/01/2013 04/01/13 For Sale $205,000 -- $86 / Sq Ft
Source: St. Augustine and St. Johns County Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,974 $382,816 $65,390 $317,426
2025 $4,974 $382,816 $65,390 $317,426
2024 $4,974 $322,300 -- --
2023 $4,792 $312,920 $0 $0
2022 $4,308 $303,814 $0 $0
2021 $3,493 $248,706 $28,283 $220,423
2020 $4,063 $243,720 $36,598 $207,122
2019 $3,916 $232,455 $36,598 $195,857
2018 $3,744 $222,796 $36,598 $186,198
2017 $3,469 $200,479 $36,598 $163,881
2016 $3,355 $193,844 $36,598 $157,246
2015 $3,135 $177,762 $36,598 $141,164
2014 $2,789 $159,399 $33,188 $126,211
Source: Public Records

Agents Affiliated with this Home

  • Liz Piedra

    Seller's Agent in 2024

    Liz Piedra

    Horizon Palm Realty Group

    (727) 888-8998

    5 in this area

    662 Total Sales

    Liz Piedra
    Section Image

  • P

    Buyer's Agent in 2024

    PAID RECIPROCAL

    Paid Reciprocal Office

  • S

    Seller's Agent in 2021

    Shannon Berlen

    EXP REALTY LLC

  • Devi Vernon

    Buyer's Agent in 2021

    Devi Vernon

    FRANK ALBERT REALTY

    (813) 618-6488

    1 in this area

    40 Total Sales

    Devi Vernon
    Section Image
  • Andrea Rogers

    Seller's Agent in 2020

    Andrea Rogers

    EXP REALTY LLC

    (727) 492-3544

    36 Total Sales

    Andrea Rogers
    Section Image

  • L

    Seller's Agent in 2013

    Linda Gregory

    CHARLES RUTENBERG REALTY INC

    (813) 731-6394

    3 Total Sales

    Linda Gregory
    Section Image
See All Agents

Map

Source: St. Augustine and St. Johns County Board of REALTORS®

MLS Number: HC2237891

St. Augustine and St. Johns County Board of REALTORS®

APN: 14-26-20-0050-01800-0010

Florida Pasco County Wesley Chapel 33545

4512 White Bay Cir, Wesley Chapel, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

St. Augustine and St. Johns County Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2026 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.

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