4514 Neptune Dr Hernando Beach, FL 34607
Hernando Beach AreaEstimated payment $3,683/month
Highlights
- 120 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Canal View
- Floating Dock
- Open Floorplan
- Property is near public transit
About This Home
Welcome to this spacious 3-BEDROOM, 2-BATH HOME WITH 1st level Bedroom/ Flex Room & GAME/ENTERTAINMENT SPACE, a 2-CAR GARAGE, and a desirable CUL-DE-SAC location. Situated on a corner lot with approximately 120 FEET OF CONCRETE SEAWALL AND A FLOATING DOCK, this home offers an exceptional waterfront setting and DIRECT GULF ACCESS in the heart of Hernando Beach. A covered entry welcomes you into a soaring foyer and bright main living area featuring VAULTED CEILINGS, laminate wood-look flooring and an abundance of windows. Pocketing 4-panel sliding glass doors open the living space to the SCREENED UPPER-LEVEL PORCH, creating a seamless indoor/outdoor living experience with beautiful water views. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022) featuring quartz countertops, custom blue cabinetry with accent glass doors, quartz backsplash, under-cabinet lighting, stainless steel appliances and porcelain wood-look tile flooring. A charming kitchen nook surrounded by bay windows, custom lighting, plant shelves and a pantry closet completes this bright and inviting space. The spacious primary suite features a vaulted ceiling, French doors with built-in blinds leading to the screened porch and a walk-in closet. The primary bath offers a FLOOR-TO-CEILING CUSTOM TILE SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a water view, while the guest bath features a Corian counter top, vanity and custom floor-to-ceiling tiled shower. Laundry is conveniently located on the upper level. Downstairs expands the possibilities with an approximately 25' X 18' GAME/ENTERTAINMENT ROOM with sliding glass doors opening to a covered porch, plus an approximately 14' X 11' FLEX / Bedroom ROOM ideal for an bedroom, office, hobby room, workout area or additional storage. Step outside and embrace the HERNANDO BEACH WATERFRONT LIFESTYLE with a spacious backyard, covered and screened outdoor spaces, approximately 120 FEET OF SEAWALL, floating dock and plenty of room for entertaining. Bring the boat, kayaks and paddleboards and take advantage of DIRECT GULF ACCESS, with the open Gulf just a short boat ride away. Hernando Beach is known for its laid-back coastal atmosphere, waterfront homes, canals, boating, fishing, kayaking, beautiful sunsets and easy access to the Gulf. Enjoy nearby HERNANDO BEACH BOAT RAMPS, MARINAS, WATERFRONT RESTAURANTS, BEACH ACCESS AND THE HERNANDO BEACH FLATS, a popular area for boating, fishing and enjoying the Nature Coast. Additional highlights include a 2-CAR GARAGE, 30-amp RV plug in the garage, newer front and back storm doors and a WATER SOFTENER SYSTEM INSTALLED IN 2019.Current insurance costs are approximately 1,486/YEAR FOR FLOOD INSURANCE, with a savings of approximately 4,771 dollars and and less than 3000 dollars FOR HOMEOWNERS INSURANCE. Enjoy NO HOA AND NO CDD, with SHORT-TERM RENTALS ALLOWED, offering flexibility as a full-time residence, vacation getaway or investment property. Shopping, medical facilities, entertainment and everyday conveniences are just a short drive away, with convenient access to US-19 and the Suncoast Parkway for travel toward Tampa, Brooksville and surrounding areas. COME LIVE THE HERNANDO BEACH LIFESTYLE--WHERE EVERY DAY FEELS LIKE A VACATION! THIS IS FLORIDA LIVING! There is an above ground pool present at property . Pool will be removed prior to closing and has been virtually removed from all pictures .
Listing Agent
HILL POINT REALTY INC. Brokerage Phone: 352-670-4455 License #3447180 Listed on: 08/26/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,611
Year Built
- Built in 1992
Lot Details
- 7,510 Sq Ft Lot
- 120 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- West Facing Home
- Cleared Lot
- Property is zoned R1B
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Elevated Home
- Frame Construction
- Shingle Roof
- Vinyl Siding
- Pile Dwellings
Interior Spaces
- 1,993 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Great Room
- Family Room
- Combination Dining and Living Room
- Inside Utility
- Canal Views
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Water access To Gulf or Ocean
- Property is near a marina
- Access to Saltwater Canal
- Seawall
- No Wake Zone
- Floating Dock
- Dock made with wood
- Balcony
- Covered Patio or Porch
- Outdoor Storage
Location
- Flood Zone Lot
- Flood Insurance May Be Required
- Property is near public transit
Schools
- Westside Elementary-Hn School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- Water Softener
- Cable TV Available
Community Details
- No Home Owners Association
- Gulf Coast Ret Subdivision
- The community has rules related to allowable golf cart usage in the community
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 11 / 26
- Assessor Parcel Number R12-223-16-2010-0260-0110
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,611 | $259,999 | ||
| 2024 | $3,542 | $252,672 | ||
| 2023 | $3,542 | $245,313 | $0 | $0 |
| 2022 | $3,455 | $238,168 | $0 | $0 |
| 2021 | $3,144 | $231,231 | $0 | $0 |
| 2020 | $3,261 | $228,038 | $0 | $0 |
| 2019 | $3,276 | $222,911 | $0 | $0 |
| 2018 | $2,752 | $218,755 | $0 | $0 |
| 2017 | $3,041 | $214,256 | $0 | $0 |
| 2016 | $2,870 | $209,849 | $0 | $0 |
| 2015 | $2,910 | $208,390 | $0 | $0 |
| 2014 | $3,530 | $206,736 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/26/2026 08/26/26 | For Sale | $610,000 | -- | $306 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $202,000 | Attorney | |
| Warranty Deed | $285,000 | -- | |
| Warranty Deed | $133,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $21,500 | No Value Available | |
| Open | $196,128 | VA | |
| Previous Owner | $253,289 | Fannie Mae Freddie Mac |
Source: Stellar MLS
MLS Number: W7888889
APN: R12-223-16-2010-0260-0110
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Ask me questions while you tour the home.