Listed by Windermere RE Whatcom, Inc., Bought with Windermere RE Whatcom, Inc.
NOT LISTED FOR SALE

Estimated Value: $2,228,000 - $2,872,000

4 Beds
3.5 Baths
4,200 Sq Ft
$631/Sq Ft Est. Value

Highlights

  • Lake Front
  • Docks
  • Fruit Trees
  • Kulshan Middle School Rated A-
  • RV Access or Parking
  • Deck

About This Home

Stunning Lake Whatcom Waterfront Home in Old Geneva. Located on a private non-through lane, this custom built 2010 home has quality craftsmanship & fine woodwork throughout. Vintage reclaimed wide-plank fir floors, cherry cabinetry, walnut built ins & custom fir windows & trim on every level. Thoughtfully designed Chefs kitchen & beautiful upper level family room/ double office/library. Main level primary bedroom w/walk in closet & large bathroom w/soaker tub. Lower level has 3 bedrooms, 2 bathrooms and a spacious great room that opens onto patio & lakeside yard w/ beach & new dock. New heat pump/furnace/AC. Three car garage w/ EV charging station and pull down ladder to vast storage above. Yard behind garage has plenty room for detached ADU or extra parking/RV parking. This lovely home has been meticulously maintained and is move in ready. A quiet, sunny, in-town oasis just a short walk to Geneva Elementary!

Last Agent to Sell the Property

Karen Caemmerer

Windermere RE Whatcom, Inc. License #111341 Listed on: 01/26/2026

Windermere RE Whatcom, Inc.

Last Buyer's Agent

Sue Hilton-Faust

Windermere RE Whatcom, Inc. License #46510

Windermere RE Whatcom, Inc.

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2469036

Northwest Multiple Listing Service (NWMLS)

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,870

Year Built

  • Built in 2010

Lot Details

  • 16,553 Sq Ft Lot
  • Lake Front
  • Street terminates at a dead end
  • Dog Run
  • Property is Fully Fenced
  • Level Lot
  • Sprinkler System
  • Fruit Trees
  • Garden

Home Design

  • Poured Concrete
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 4,200 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • 2 Fireplaces
  • Gas Fireplace
  • Lake Views
  • Finished Basement

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Slate Flooring

Bedrooms and Bathrooms

  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • Detached Garage
  • RV Access or Parking

Outdoor Features

  • Docks
  • Deck
  • Patio

Schools

  • Geneva Elementary School
  • Whatcom Mid Middle School
  • Bellingham High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Geneva Subdivision
  • Electric Vehicle Charging Station

Listing and Financial Details

  • Assessor Parcel Number 3803274851600000

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,870

Year Built

Built in 2010

Lot Details

0.38 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 18 - 2 Stories w/Bsmnt
  • Year Built: 2010
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 4200
  • EffectiveYearBuiltSource: See Remarks
  • SeniorExemption: false
  • NWM_ADUCount: 0
  • Special Features: None

Interior Features

  • Fireplaces: 2
  • Basement: Finished
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Hardwood, Slate, Carpet
  • Interior Amenities: Bath Off Primary, Built-In Vacuum, Fireplace, Water Heater
  • Living Area: 4200
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • BathsFullMain: 1
  • SquareFootageFinished: 4200
  • SquareFootageUnfinished: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 1
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 3
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Lake
  • Lot Features: Dead End Street, Paved
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Cement, Wood
  • Exterior Features: Cement/Concrete, Wood
  • Foundation Details: Poured Concrete

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage, RV Parking
  • Total Parking Spaces: 3

Utilities

  • Sewer: Sewer Connected
  • Water Source: Community
  • Security: Fully Fenced
  • Cooling: Central Air, Heat Pump
  • Cooling Y N: Yes
  • Heating: Forced Air, Heat Pump
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Energy
  • SewerCompany: Whatcom Water& Sewer
  • WaterCompany: Whatcom Water & Sewer
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Tankless

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Whatcom Mid

Lot Info

  • Parcel Number: 3803274851600000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.38
  • Lot Size Sq Ft: 16553
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Dock,Dog Run,Electric Car Charging,Fenced-Fully,Gas Available,High Speed Internet,Patio,RV Parking,Sprinkler System
  • MLSLotSizeSource: Public records
  • ZoningJurisdiction: County

Green Features

  • Power Production Type: Natural Gas

Tax Info

  • Year: 2025
  • Tax Annual Amount: 17870

Multi Family

  • EnergySource: Natural Gas

MLS Schools

  • Elementary School: Geneva Elem

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 26, 2026
Closed on
Feb 27, 2026
Sold by
Mullarky and Mullarky Laurie
Bought by
Seller's Agent
Karen Caemmerer
Windermere RE Whatcom, Inc.
Buyer's Agent
Sue Hilton-Faust
Windermere RE Whatcom, Inc.
List Price
$2,895,000
Sold Price
$2,895,000
Views
23
Current Estimated Value
$2,648,774

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$246,226
Avg. Annual Appreciation
-16.90%
Original Mortgage
$1,447,500
Outstanding Balance
$1,441,791
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$1,206,983
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$2,895,000 Whatcom Land Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,447,500
Previous Owner Mullarky Craig $403,000
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,871 $2,040,205 $1,117,717 $922,488
2024 $17,152 $1,980,807 $1,085,176 $895,631
2023 $17,152 $2,031,238 $1,112,804 $918,434
2022 $14,287 $1,721,422 $943,073 $778,349
2021 $13,446 $1,344,861 $736,776 $608,085
2020 $14,048 $1,245,242 $682,200 $563,042
2019 $13,260 $1,268,810 $640,316 $628,494
2018 $13,342 $1,208,375 $609,784 $598,591
2017 $11,546 $1,035,636 $522,430 $513,206
2016 $10,216 $934,555 $471,119 $463,436
2015 $10,116 $866,116 $441,436 $424,680
2014 -- $832,004 $424,050 $407,954
2013 -- $798,011 $390,126 $407,885
Source: Public Records

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2469036

Northwest Multiple Listing Service (NWMLS)

APN: 380327-485160-0000

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