$1,265,000
PENDING

455 Horseshoe Loop Rd Terra Ceia, FL 34250

Estimated payment $7,453/month

Total Views 1,066
4 Beds
3.5 Baths
3,298 Sq Ft
$384 Price per Sq Ft

Highlights

  • 40 Feet of Waterfront
  • Access to Bay or Harbor
  • Intracoastal View
  • Parking available for a boat
  • Oak Trees
  • In Ground Pool

About This Home

Under contract-accepting backup offers. Tucked away on one of Terra Ceia’s most unique and sought-after streets, this exceptional Horseshoe Loop estate captures what Old Florida living was always meant to be. Set on 5 private acres of mangrove forest and natural landscape, the property delivers complete seclusion while offering rare western-facing sunset views and sweeping 360-degree vistas of trees, sky, and water. Behind a secured gated entry, a winding paver drive leads to a custom-built, three-level residence designed to endure the elements while embracing the outdoors. Built with intention and strength, the home features a 5V 50-year standing seam metal roof, Hardie board concrete siding, Trex decking, and custom wood-framed windows with metal accordion storm panels for the expansive glass openings. Inside, a dramatic two-story foyer sets the tone. The main living level offers three bedrooms, including a primary suite, along with a grand kitchen anchored by a commercial-grade refrigerator, center island, and casual dining nook. Formal living and dining spaces open seamlessly to a 50-foot covered porch with rich wood ceiling accents—an ideal setting to take in coastal breezes and nightly sunsets. Upstairs, a massive loft provides flexible living space, complemented by a full bath, fourth bedroom or office, and a skydeck showcasing panoramic views that stretch from the Sunshine Skyway Bridge to Tropicana Field, Bradenton, and Anna Maria Island. The ground level is built for lifestyle and function. A six-plus car garage with soaring ceilings offers room for lifts, along with a deep boat bay, workshop, RV/camper storage, and ample space for a home gym, golf simulator, or serious gear storage. Outdoors, an oversized saltwater pool with expansive decking creates a true entertaining retreat. Additional features include an electric dumbwaiter, a 1,000 lb aluminum exterior lift for guests or furnishings, and a private well with irrigation. With no deed restrictions and a strong sense of community through the Terra Ceia Village, this property offers both freedom and connection. This is a place where preservation matters, history is valued, and the pace of life slows just enough to enjoy it. Escape the traffic. Escape the noise.
Five acres of Old Florida privacy, sunsets, and possibility—bring the fishing poles, the hammock, and yes, even the chickens.

Listing Agent

Jordan Chancey, PA

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3140532 Listed on: 04/03/2026

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

Co-Listing Agent

Sarah Whisnant

MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3110315

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,948

Year Built

  • Built in 1995

Lot Details

  • 5.04 Acre Lot
  • 40 Feet of Waterfront
  • 20 Feet of Bay Harbor Waterfront
  • 20 Feet of Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • East Facing Home
  • Mature Landscaping
  • Well Sprinkler System
  • Cleared Lot
  • Oak Trees
  • Fruit Trees
  • Wooded Lot
  • Garden
  • Property is zoned RSF1

Parking

  • 6 Car Attached Garage
  • 3 Carport Spaces
  • Parking Pad
  • Basement Garage
  • Workshop in Garage
  • Ground Level Parking
  • Side Facing Garage
  • Tandem Parking
  • Garage Door Opener
  • Circular Driveway
  • Guest Parking
  • Open Parking
  • Parking available for a boat
  • Golf Cart Garage

Property Views

  • Intracoastal
  • Full Bay or Harbor
  • Lagoon
  • City
  • Woods
  • Garden
  • Park or Greenbelt

Home Design

  • Custom Home
  • Coastal Architecture
  • Florida Architecture
  • Fixer Upper
  • Block Foundation
  • Slab Foundation
  • Metal Roof
  • Concrete Siding
  • Cement Siding
  • Stucco

Interior Spaces

  • 3,298 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Open Floorplan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Wood Frame Window
  • Sliding Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Loft
  • Bonus Room
  • Storage Room
  • Inside Utility
  • Utility Room
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Convection Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Pool Deck
  • Child Gate Fence
  • Auto Pool Cleaner

Outdoor Features

  • Access to Bay or Harbor
  • Limited Water Access
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Terra Ceia Community
  • Terra Ceia Island Subdivision
  • Near Conservation Area

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,948

Year Built

Built in 1995

Lot Details

5.04 Acres

Parking

6

Listing Details

  • Property Type: Residential
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Architectural Style: Coastal, Custom, Florida
  • Construction Materials: Cement Siding, Concrete, Stucco
  • Fireplace: No
  • Living Area: 3298
  • Lot Size Acres: 5.04
  • New Construction: No
  • Year Built: 1995
  • Building Area Total: 7374
  • Lot Size Sq Ft: 219542
  • Status: Pending
  • Co List Office Mls Id: MFR281531134
  • Co List Office Phone: 941-737-1500
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 685.07
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 383.57
  • Total Acreage: 5 to less than 10
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_NumAssignedParkingSpaces: 3
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Fishing,Intracoastal Waterway,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 941-737-1500
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment, Private Entrance
  • Spa Yn: No
  • Stories: 3
  • Window Features: Blinds, Window Treatments, Wood Frames
  • Additional Rooms: Bonus Room,Breakfast Room Separate,Den/Library/Office,Family Room,Formal Dining Room Separate,Inside Utility,Loft,Storage Rooms
  • Living Area Meters: 306.39

Exterior Features

  • Direction Faces: East
  • Pool Features: Auto Cleaner, Child Safety Fence, Deck, Gunite, In Ground, Salt Water
  • Exterior Features: Garden, Hurricane Shutters, Lighting, Private Entrance, Sliding Doors, Storage
  • Roof: Metal
  • Pool Private: Yes
  • View: City, Garden, Park/Greenbelt, Trees/Woods, Water
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Porch, Rear Porch
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Limited Access
  • Water View: Bay/Harbor - Partial,Gulf/Ocean - Partial,Intracoastal Waterway,Lagoon
  • Water View YN: 1
  • Waterfront Feet Total: 40
  • Water Frontage Feet Bay Harbor: 20
  • Water Frontage Feet ICW: 20

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 3
  • Carport Y N: Yes
  • Garage Spaces: 6
  • Garage Yn: Yes
  • Parking Features: Boat, Circular Driveway, Covered, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Open, Oversized, Parking Pad, Garage, Tandem, Basement, Workshop in Garage

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public, Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSF1
  • Parcel Number: 2181525201
  • Additional Parcels: No
  • Lot Features: Cleared, Conservation Area, Flood Insurance Required, FloodZone, In County, Landscaped, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 8948.2
  • Tax Lot: 8

Multi Family

  • Waterfront Features: Bay/Harbor, Intracoastal Waterway

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,411 $663,056 -- --
2023 $8,336 $625,601 $0 $0
2022 $8,139 $607,380 $0 $0
2021 $7,858 $589,689 $0 $0
2020 $8,112 $581,547 $0 $0
2019 $8,007 $568,472 $0 $0
2018 $7,954 $557,872 $0 $0
2017 $7,390 $546,398 $0 $0
2016 $7,395 $535,160 $0 $0
2015 $7,504 $531,440 $0 $0
2014 $7,504 $527,222 $0 $0
2013 $7,259 $466,618 $194,350 $272,268
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/14/2026 04/14/26 Pending -- -- --
04/03/2026 04/03/26 For Sale $1,265,000 -- $384 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Source: Public Records

Source: Stellar MLS

MLS Number: A4688242

Stellar MLS

APN: 21815-2520-1

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