Haydee Rosas
Coldwell Banker Realty
(708) 905-8427
129 Total Sales
1 in Southwest Elgin
$245,000 Price
455 Oak St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $282,000 - $332,978
4
Beds
3
Baths
--
Sq Ft
9,017
Sq Ft Lot
About This Home
As of April 2025Charming Multi-Family Property with Historic Character & Rental Income Potential! Step into this timeless, two-story, all-brick home built in 1924. It exudes classic charm with its arched front door and gleaming hardwood floors throughout the main living areas. This 3-bedroom, 2-bath home offers generous space, plus an unfinished basement ready for your personal touch-whether it's additional living space, a home office, or extra storage. The potential for personalization is yours to explore. But that's not all! Buy one home and enjoy additional income with the separate coach house at the rear of the property. Featuring 1 bedroom, 1 bath, and a full kitchen, this space is perfect for generating rental income, housing in-laws, or hosting guests. It's a smart investment that keeps on giving. While there is no garage, the property includes a long driveway and front parking, providing ample space for multiple vehicles. You'll never have to worry about parking again. Don't miss out on this versatile, income-generating opportunity! Schedule your showing today!
Last Agent to Sell the Property
Zamudio Realty Group License #471021065 Listed on: 02/15/2025
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,798
Year Built
- Built in 1924
Lot Details
- 9,017
Home Design
- Brick Exterior Construction
- Asphalt Roof
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Bathrooms
Parking
- 4 Parking Spaces
- Parking Available
- Driveway
- Off-Street Parking
- Parking Included in Price
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 52 x 175
- Heating System Uses Natural Gas
Community Details
- 2 Units
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 15, 2025
Closed on
Apr 10, 2025
Sold by
Bought by
Seller's Agent
Esther Zamudio
Zamudio Realty Group
Buyer's Agent
Ryan Gossett
Compass
List Price
$329,900
Sold Price
$315,000
Premium/Discount to List
-$14,900
-4.52%
Views
259
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,005
Avg. Annual Appreciation
-0.24%
Original Mortgage
$301,670
Outstanding Balance
$297,811
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$16,184
Purchase Details
Closed on
Aug 30, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,250
Interest Rate
3.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 27, 2015
Closed on
Dec 11, 2015
Sold by
Bought by
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Bonifacio Mondragon
Coldwell Banker Realty
List Price
$164,900
Sold Price
$135,000
Premium/Discount to List
-$29,900
-18.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$101,250
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 4, 2013
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Elgin, IL
-
Haydee Rosas
-
Esther Gonzalez
Esther Gonzalez
Responds QuicklySolaris Enterprises Inc
(773) 923-2551
43 Total Sales
1 in Southwest Elgin
$305,000 Price
-
Denise Sowder
Denise Sowder
Berkshire Hathaway HomeServices Starck Real Estate
(630) 349-6152
68 Total Sales
3 in Southwest Elgin
$230K - $285K Price Range
-
Sharon Bogetz
Sharon Bogetz
Century 21 Universal
(224) 628-7393
37 Total Sales
1 in Southwest Elgin
$316,000 Price
-
Joseph Deardurff
Joseph Deardurff
Keller Williams ONEChicago
(630) 864-6422
78 Total Sales
2 in Southwest Elgin
$238K - $285K Price Range
-
Oliva Escutia
Oliva Escutia
Real People Realty
(815) 893-2710
59 Total Sales
2 in Southwest Elgin
$220K - $271K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $315,000 | Chicago Title | ||
| $205,000 | None Available | ||
| $135,000 | Attorney | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $301,670 | ||
| Closed | $35,800 | ||
| Closed | $174,250 | ||
| Previous Owner | $101,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/11/2025 04/11/25 | Sold | $315,000 | -4.5% | -- | |
| 03/17/2025 03/17/25 | Pending | -- | -- | -- | |
| 02/15/2025 02/15/25 | For Sale | $329,900 | +144.4% | -- | |
| 12/31/2015 12/31/15 | Sold | $135,000 | 0.0% | -- | View Prior Sale |
| 10/31/2015 10/31/15 | Off Market | $135,000 | -- | -- | |
| 09/24/2015 09/24/15 | Price Changed | $149,900 | -6.3% | -- | |
| 07/28/2015 07/28/15 | Price Changed | $159,900 | -3.0% | -- | |
| 07/25/2015 07/25/15 | For Sale | $164,900 | 0.0% | -- | |
| 06/24/2015 06/24/15 | Pending | -- | -- | -- | |
| 02/13/2015 02/13/15 | For Sale | $164,900 | 0.0% | -- | |
| 02/10/2015 02/10/15 | Pending | -- | -- | -- | |
| 01/27/2015 01/27/15 | For Sale | $164,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,359 | $91,358 | $16,410 | $74,948 |
| 2024 | $6,359 | $84,147 | $15,115 | $69,032 |
| 2023 | $5,798 | $76,020 | $13,655 | $62,365 |
| 2022 | $5,490 | $69,317 | $12,451 | $56,866 |
| 2021 | $5,782 | $64,807 | $11,641 | $53,166 |
| 2020 | $5,643 | $61,868 | $11,113 | $50,755 |
| 2019 | $5,504 | $58,933 | $10,586 | $48,347 |
| 2018 | $5,489 | $55,519 | $9,973 | $45,546 |
| 2017 | $5,398 | $52,485 | $9,428 | $43,057 |
| 2016 | $5,193 | $48,692 | $8,747 | $39,945 |
| 2015 | -- | $44,630 | $8,017 | $36,613 |
| 2014 | -- | $44,079 | $7,918 | $36,161 |
| 2013 | -- | $45,242 | $8,127 | $37,115 |
Source: Public Records
Agents Affiliated with this Home
-
Esther Zamudio
Seller's Agent in 2025
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
21 in this area
585 Total Sales
-
Ryan Gossett
Buyer's Agent in 2025
Ryan Gossett
Compass
(312) 724-8670
1 in this area
162 Total Sales
-
Ben Henrikson
Seller's Agent in 2015
Ben Henrikson
RE/MAX
(847) 931-7500
6 in this area
100 Total Sales
-
B
Buyer's Agent in 2015
Bonifacio Mondragon
Coldwell Banker Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12284759
APN: 06-23-253-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Nearby Homes
- 340 Moseley St
- 515 Walnut Ave
- 205 Perry St
- 720 Adams St
- 214 S State St
- 514 Locust St
- 216 Wilcox Ave
- 85 Wilcox Ave
- 852 Carr St
- 219 Walter Ct
- 161 S Grove Ave
- 903 Erie St
- 132 Dawson Dr
- 987 South St
- 474 Sunset Dr
- 217 Michigan St
- 642 Wellington Ave
- 705 W Highland Ave
- 30 S Commonwealth Ave
- 41 Hamilton Ave
Your Personal Tour Guide
Ask me questions while you tour the home.