Denise Sowder
Berkshire Hathaway HomeServices Starck Real Estate
(630) 349-6152
69 Total Sales
3 in Southwest Elgin
$230K - $285K Price Range
455 Oak St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $331,017
4
Beds
3
Baths
--
Sq Ft
9,017
Sq Ft Lot
About This Home
As of April 2025Charming Multi-Family Property with Historic Character & Rental Income Potential! Step into this timeless, two-story, all-brick home built in 1924. It exudes classic charm with its arched front door and gleaming hardwood floors throughout the main living areas. This 3-bedroom, 2-bath home offers generous space, plus an unfinished basement ready for your personal touch-whether it's additional living space, a home office, or extra storage. The potential for personalization is yours to explore. But that's not all! Buy one home and enjoy additional income with the separate coach house at the rear of the property. Featuring 1 bedroom, 1 bath, and a full kitchen, this space is perfect for generating rental income, housing in-laws, or hosting guests. It's a smart investment that keeps on giving. While there is no garage, the property includes a long driveway and front parking, providing ample space for multiple vehicles. You'll never have to worry about parking again. Don't miss out on this versatile, income-generating opportunity! Schedule your showing today!
Last Agent to Sell the Property
Zamudio Realty Group License #471021065 Listed on: 02/15/2025
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,798
Year Built
- Built in 1924
Lot Details
- 9,017
Home Design
- Brick Exterior Construction
- Asphalt Roof
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Bathrooms
Parking
- 4 Parking Spaces
- Parking Available
- Driveway
- Off-Street Parking
- Parking Included in Price
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 52 x 175
- Heating System Uses Natural Gas
Community Details
- 2 Units
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 15, 2025
Closed on
Apr 10, 2025
Sold by
Plenary Felipe Gonzalez
Bought by
Seller's Agent
Esther Zamudio
Zamudio Realty Group
Buyer's Agent
Ryan Gossett
Compass
List Price
$329,900
Sold Price
$315,000
Premium/Discount to List
-$14,900
-4.52%
Views
259
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,017
Avg. Annual Appreciation
3.43%
Original Mortgage
$301,670
Outstanding Balance
$297,524
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$33,493
Purchase Details
Closed on
Aug 30, 2021
Sold by
Gonzalez Felipe and Gonzalez Patricia
Bought by
Gonzalez Joseph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,250
Interest Rate
3.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 27, 2015
Closed on
Dec 11, 2015
Sold by
Loring David Jacob and Loring Katherine
Bought by
Gonzalez Felipe and Gonzalez Patricia
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Bonifacio Mondragon
Coldwell Banker Realty
List Price
$164,900
Sold Price
$135,000
Premium/Discount to List
-$29,900
-18.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%
Original Mortgage
$101,250
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 4, 2013
Sold by
Loring David Jacob
Bought by
Loring Katherine Marie and Loring David Jacob
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Southwest Elgin, IL
-
Denise Sowder
-
Sharon Bogetz
Sharon Bogetz
Century 21 Universal
(224) 628-7393
37 Total Sales
1 in Southwest Elgin
$316,000 Price
-
Joseph Deardurff
Joseph Deardurff
Keller Williams ONEChicago
(630) 864-6422
75 Total Sales
2 in Southwest Elgin
$238K - $285K Price Range
-
Oliva Escutia
Oliva Escutia
Real People Realty
(815) 893-2710
58 Total Sales
2 in Southwest Elgin
$220K - $271K Price Range
-
Roberto Morales-Corona
Roberto Morales-Corona
Responds QuicklyColdwell Banker Realty
(224) 427-6956
67 Total Sales
1 in Southwest Elgin
$175,000 Price
-
Eduardo Sanchez
Eduardo Sanchez
PAK Home Realty
(855) 909-9811
86 Total Sales
1 in Southwest Elgin
$223,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $315,000 | Chicago Title | ||
| Gonzalez Joseph | $205,000 | None Available | |
| Gonzalez Felipe | $135,000 | Attorney | |
| Loring Katherine Marie | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $301,670 | ||
| Closed | Gonzalez Joseph | $35,800 | |
| Closed | Gonzalez Joseph | $174,250 | |
| Previous Owner | Gonzalez Felipe | $101,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/11/2025 04/11/25 | Sold | $315,000 | -4.5% | -- | |
| 03/17/2025 03/17/25 | Pending | -- | -- | -- | |
| 02/15/2025 02/15/25 | For Sale | $329,900 | +144.4% | -- | |
| 12/31/2015 12/31/15 | Sold | $135,000 | -- | -- | View Prior Sale |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,359 | $91,358 | $16,410 | $74,948 |
| 2024 | $6,359 | $84,147 | $15,115 | $69,032 |
| 2023 | $5,798 | $76,020 | $13,655 | $62,365 |
| 2022 | $5,490 | $69,317 | $12,451 | $56,866 |
| 2021 | $5,782 | $64,807 | $11,641 | $53,166 |
| 2020 | $5,643 | $61,868 | $11,113 | $50,755 |
| 2019 | $5,504 | $58,933 | $10,586 | $48,347 |
| 2018 | $5,489 | $55,519 | $9,973 | $45,546 |
| 2017 | $5,398 | $52,485 | $9,428 | $43,057 |
| 2016 | $5,193 | $48,692 | $8,747 | $39,945 |
| 2015 | -- | $44,630 | $8,017 | $36,613 |
| 2014 | -- | $44,079 | $7,918 | $36,161 |
| 2013 | -- | $45,242 | $8,127 | $37,115 |
Source: Public Records
Agents Affiliated with this Home
-
Esther Zamudio
Seller's Agent in 2025
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
20 in this area
578 Total Sales
-
Ryan Gossett
Buyer's Agent in 2025
Ryan Gossett
Compass
(312) 724-8670
1 in this area
153 Total Sales
-
Ben Henrikson
Seller's Agent in 2015
Ben Henrikson
RE/MAX
(847) 931-7500
6 in this area
101 Total Sales
-
BM
Buyer's Agent in 2015
Bonifacio Mondragon
Coldwell Banker Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12284759
APN: 06-23-253-006
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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