$2,230,000

457 Gypsy Bay Rd Sagle, ID 83860

Estimated payment $12,308/month

Total Views 1,751
4 Beds
3 Baths
3,625 Sq Ft
$615 Price per Sq Ft

Highlights

  • Popular Property
  • River View
  • 8.76 Acre Lot
  • Primary Bedroom Suite
  • Waterfront
  • Covered Deck

About This Home

It's not often you find waterfront with acreage, a private dock, and no CCRs, yet here it is. Set on 8.76 acres with 230 feet of shoreline, this well-built home offers space, privacy, and direct access to the water. Morning light filters through the trees as you walk the trail to the dock, coffee in hand. Afternoons are for paddling quiet coves or tending the garden, and evenings bring everyone to the expansive deck to watch the sky fade behind the hills. Inside, the vaulted great room draws your eye to the water beyond, framed by exposed wood beams and a striking floor-to-ceiling stone hearth with a Kuma wood stove insert. Radiant floors keep winter nights grounded and still. The main-level primary suite is tucked away for privacy, with a spa-like bath, custom walk-in shower, and a calm, relaxing feel that makes it easy to unwind. Whether you're gathering around the fire in January or boating out to dinner in Dover come July, this is where comfort and quiet come together.

Listing Agent

Benjamin Geanetta

REAL BROKER LLC License #SP46682 Listed on: 03/20/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,695

Year Built

  • Built in 2009

Lot Details

  • 8.76 Acre Lot
  • Waterfront
  • Landscaped
  • Level Lot
  • Wooded Lot
  • Lawn
  • Garden
  • Property is zoned Rural, Rural

Parking

  • Attached Garage

Property Views

  • River
  • Mountain

Home Design

  • Concrete Foundation
  • Shingle Roof
  • Composition Roof
  • Stone Exterior Construction
  • Stone

Interior Spaces

  • 3,625 Sq Ft Home
  • Multi-Level Property
  • Partially Furnished
  • Vaulted Ceiling
  • Fireplace
  • Storage Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Stone
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Primary Bedroom Suite
  • 3 Bathrooms
  • Jetted Tub in Primary Bathroom

Laundry

  • Electric Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch
  • Fire Pit
  • Exterior Lighting
  • Outdoor Storage

Utilities

  • Radiant Heating System
  • Well
  • Electric Water Heater
  • Private Sewer
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number RP56N03W034340A

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,695

Year Built

Built in 2009

Lot Details

8.76 Acres

Listing Details

  • Property Sub Type: Residential Waterfront
  • Prop. Type: Residential
  • Lot Size Acres: 8.76
  • Road Surface Type: Gravel
  • Water Body Name: Pend Oreille River
  • Subdivision Name: N/A
  • Directions: HWY 95 South of Sandpoint to Lakeshore Drive 7.7 miles make a Right on Gypsy Bay Rd. Home is on the left about 1/2 mile,
  • Year Built: 2009
  • General Property Description:Lot Acres2: 8.76
  • General Property Description:Lot Type 1: Residential
  • Legal and Taxes:Zoning2: Rural
  • Legal and Taxes:Tax Year2: 2025
  • View:Mountain(s): Yes
  • General Property Description:Building Style: Multi-Level
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: None
  • Property Subject to:Flood Zone: Unknown
  • Water:Private Well: Yes
  • Common Walls:No Common Walls: Yes
  • Fuel:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Bsmt:Full Size: Yes
  • Percent Basement Finished: Yes
  • Basement Walkout: Yes
  • Foundation:Concrete: Yes
  • Roof:Comp Shingle: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Other Structures:Storage: Yes
  • Exterior:Fiber Cement: Yes
  • Exterior:Stone: Yes
  • Flooring:Stone2: Yes
  • Wall Oven: Yes
  • Sewer:Private Sewer System: Yes
  • General Property Description:Total SqFt2: 3625.0
  • DelayedMarketingYN: No
  • Contract Information: Delayed Marketing: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Dryer, Electric Water Heater, Washer, Wall Oven, Refrigerator, Microwave, Dishwasher, Cooktop
  • Has Basement: Finished, Walk-out
  • Basement YN: Yes
  • Total Bedrooms: 4
  • Flooring: Tile, Stone, Carpet
  • Interior Amenities: High Speed Internet, Jetted Tub, Washer Hookup
  • Living Area: 3625.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Rooms per Level:Bsmt Bath: 1
  • Interior Features:Washer Hookup: Yes
  • Other Rooms:Main Floor Utilities: Yes
  • Other Rooms:Mst Bdrm Suite: Yes
  • Other Rooms:Storage2: 1
  • Appliances Dishwasher: Yes
  • Appliances:Dryer Electric: Yes
  • Appliances:Electric Water Heater2: Yes
  • Interior Features:High Speed Internet: Yes
  • Other Rooms:Mud Rm: 1
  • Appliances:Cooktop: Yes
  • Interior Features:Jetted Tub: Yes

Exterior Features

  • Fencing: Partial
  • Lot Features: Sloped, Landscaped, Level, Wooded
  • View: Mountain(s), River
  • View: Yes
  • Waterfront Features: Lot Type 2
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Fiber Cement, Stone, Concrete
  • Exterior Features: Boat Slip, Fire Pit, Garden, Lighting, Open Deck, Lawn
  • Foundation Details: Concrete Perimeter
  • Other Structures: Storage
  • Patio And Porch Features: Covered Porch, Covered Patio, Covered Deck
  • Roof: Composition
  • Lot Features:Sloping: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Covered Deck: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Lawn: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Open Deck: Yes
  • Lot Features:Level: Yes
  • View:River: Yes
  • Exterior Features:Covered Patio: Yes
  • Exterior Features:Covered Porch: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction:Concrete4: Yes
  • Construction:Insul R Value Ceiling: R-50
  • Construction:Insul R Value Wall: R-50

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Paved Parking
  • General Property Description:Garage Type2: Att Garage
  • General Property Description:Garage Stall2: 3 Car
  • Exterior Features:Paved Parking: Yes

Utilities

  • Heating: Fireplace(s), Electric, Radiant
  • Sewer: Private Sewer
  • Water Source: Well
  • Heating:Fireplace2: Yes
  • Heating:Radiant: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Kitchen Amenities:Counter Type: Granite
  • Kitchen Amenities:Bkfst Bar: Yes
  • Kitchen Amenities:Walk-In Pantry: Yes

Schools

  • Junior High Dist: Lk Pend Oreille - 84

Lot Info

  • Lot Size Sq Ft: 381585.6
  • Parcel #: RP56N03W034340A
  • Zoning: Rural

Tax Info

  • Tax Annual Amount: 4695.26
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,695 $1,333,299 $508,067 $825,232
2024 $4,426 $1,334,449 $508,067 $826,382
2023 $3,707 $1,075,526 $343,551 $731,975
2022 $4,889 $1,126,776 $317,551 $809,225
2021 $4,207 $701,542 $216,007 $485,535
2020 $4,229 $633,351 $180,251 $453,100
2019 $4,090 $603,021 $180,251 $422,770
2018 $3,555 $590,402 $167,775 $422,627
2017 $3,555 $498,495 $0 $0
2016 $3,700 $499,145 $0 $0
2015 $3,648 $488,935 $0 $0
2014 $3,707 $489,455 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/20/2026 03/20/26 For Sale $2,230,000 -- $615 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Deed -- Smith Stephen F
Source: Public Records

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 26-2510

Coeur d

APN: RP56N-03W-034340A

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