Seller's Agent in 2025
Cara Chitwood
Keller Williams Realty Service
(859) 801-9565
110 Total Sales
458 Ripple Creek Dr Elsmere, KY 41018
Estimated Value: $249,000 - $256,000
3
Beds
1.5
Baths
1,022
Sq Ft
$247/Sq Ft
Est. Value
Highlights
- Deck
- High Ceiling
- Fireplace
- Traditional Architecture
- No HOA
- Bathtub
About This Home
As of August 2025Discover this well-kept 3-bedroom, 2-bath home featuring a two-car garage, a deck perfect for entertaining, and inviting yard space ideal for play or gardening. Enjoy a convenient location close to shopping, dining, and major routes. Don't miss your opportunity to make this lovely home yours—schedule your showing today!
Last Agent to Sell the Property
Keller Williams Realty Service License #268341 Listed on: 07/15/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1994
Parking
- 2 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,022 Sq Ft Home
- High Ceiling
- Ceiling Fan
- Fireplace
- Insulated Windows
- Double Hung Windows
- Panel Doors
- Entryway
- Family Room
- Living Room
- Finished Basement
- Partial Basement
- Laundry Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Bathtub
Outdoor Features
- Deck
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 016-20-10-007.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 15, 2025
Closed on
Aug 15, 2025
Sold by
Bought by
Seller's Agent
Cara Chitwood
Keller Williams Realty Service
Buyer's Agent
Landon Howell
eXp Realty, LLC
List Price
$239,900
Sold Price
$245,000
Premium/Discount to List
$5,100
2.13%
Views
31
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,411
Avg. Annual Appreciation
3.57%
Original Mortgage
$196,000
Outstanding Balance
$194,792
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$57,619
Purchase Details
Listed on
Oct 14, 2022
Closed on
Nov 22, 2022
Sold by
Bought by
Seller's Agent
Aileen Taylor
Huff Realty - Florence
Buyer's Agent
Sherry Clark
Coldwell Banker Realty FM
List Price
$224,900
Sold Price
$230,000
Premium/Discount to List
$5,100
2.27%
Views
93
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.34%
Original Mortgage
$225,834
Interest Rate
7.08%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 18, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,500
Interest Rate
3.65%
Mortgage Type
VA
Purchase Details
Closed on
Oct 11, 1994
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,350
Interest Rate
8.53%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $245,000 | Prominent Title | ||
| $230,000 | 360 American Title | ||
| $152,500 | Navy Federal Title Svcs Llc | ||
| $85,550 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $196,000 | ||
| Previous Owner | $225,834 | ||
| Previous Owner | $152,500 | ||
| Previous Owner | $68,350 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $245,000 | +2.1% | $240 / Sq Ft | |
| 07/18/2025 07/18/25 | Pending | -- | -- | -- | |
| 07/15/2025 07/15/25 | For Sale | $239,900 | +4.3% | $235 / Sq Ft | |
| 11/22/2022 11/22/22 | Sold | $230,000 | +2.3% | $225 / Sq Ft | View Prior Sale |
| 10/21/2022 10/21/22 | Pending | -- | -- | -- | |
| 10/14/2022 10/14/22 | For Sale | $224,900 | -- | $220 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,494 | $230,000 | $25,000 | $205,000 |
| 2024 | $3,531 | $230,000 | $25,000 | $205,000 |
| 2023 | $3,448 | $230,000 | $25,000 | $205,000 |
| 2022 | $2,535 | $152,500 | $25,000 | $127,500 |
| 2021 | $2,567 | $152,500 | $25,000 | $127,500 |
| 2020 | $2,552 | $152,500 | $25,000 | $127,500 |
| 2019 | $1,576 | $133,000 | $25,000 | $108,000 |
| 2018 | $1,505 | $125,000 | $20,000 | $105,000 |
| 2017 | $1,396 | $125,000 | $20,000 | $105,000 |
| 2015 | $1,660 | $125,000 | $20,000 | $105,000 |
| 2014 | $2,304 | $125,000 | $20,000 | $105,000 |
Source: Public Records
Agents Affiliated with this Home
-
Cara Chitwood
-
Landon Howell
L
Buyer's Agent in 2025
Landon Howell
eXp Realty, LLC
(859) 600-1397
2 Total Sales
-
Aileen Taylor
Seller's Agent in 2022
Aileen Taylor
Huff Realty - Florence
(859) 322-5885
147 Total Sales
-
Sherry Clark
Buyer's Agent in 2022
Sherry Clark
Coldwell Banker Realty FM
(859) 640-6492
413 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634362
APN: 016-20-10-007.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 1514 Clovernook Dr
- 1616 Raintree Ct
- 1431 Garvey Ave
- 1133 Fallbrook Dr
- 11 Yager Ct
- 1026 Edwards Rd
- 3655 Mitten Dr
- 3 Ryle Rd
- 31 Westwood Dr
- 420 Buckner St
- 416 Buckner St
- 805 Stevenson Rd
- 99 Sanders Dr
- 620 Stevenson Rd
- 648 Bedinger St
- 617 Bedinger St
- 3443 Southway Ridge
- 3517 Susan Lewis Dr
- 30 Park Ave
- 318 Swan Cir
- 454 Ripple Creek Dr
- 450 Ripple Creek Dr
- 462 Ripple Creek Dr
- 442 Ripple Creek Dr
- 466 Ripple Creek Dr
- 457 Ripple Creek Dr
- 453 Ripple Creek Dr
- 432 Ripple Creek Dr
- 470 Ripple Creek Dr
- 465 Ripple Creek Dr
- 445 Ripple Creek Dr
- 469 Ripple Creek Dr
- 474 Ripple Creek Dr
- 422 Ripple Creek Dr
- 473 Ripple Creek Dr
- 437 Ripple Creek Dr
- 478 Ripple Creek Dr
- 477 Rifle Ln
- 433 Ripple Creek Dr
- 477 Ripple Creek Dr
Your Personal Tour Guide
Ask me questions while you tour the home.