$350,000
SOLD AUG 27, 2025

46 Charles St Three Rivers, MA 01080

2 Beds
1 Bath
1,073 Sq Ft
0.38 Acres

Recently Sold

$326 Per Sq Ft

17% Above List Price

4 Days on Market

Highlights

  • Solar Power System
  • Property is near public transit
  • Main Floor Primary Bedroom
  • Open Floorplan
  • Wood Flooring
  • Attic

About This Home

As of August 2025

Don't be fooled by the exterior — this charming bungalow offers more space than meets the eye! With a thoughtfully designed layout maximizing every square foot, this home lives larger than expected: Sightlines from living to dining to kitchen, finished lower level w/ family room, 2 add'l bedrooms & walk-up attic w/ storage/expansion possibilities! The main level features a variety of unique details from tin ceilings & pine wainscotting to period details you would expect including hardwood floors, crown molding & a Country Kitchen w/ custom cabinets & center island. Convenient 1st floor laundry & mudroom make this 2-bedroom floor plan most functional. Be impressed by the lower level nearly doubling the living space w/ wood stove, family room & bedrooms 3 & 4. The double lot yard is just as impressive w/ covered porch, heated 2-car gar w/ propane, 220 electric & storage; extensive gardens, shed, club/playhouse, swing & firepit. Unexpected space in all the right places for a perfect fit!

Last Agent to Sell the Property

Angela Accorsi

Coldwell Banker Realty - Western MA Listed on: 07/23/2025

Coldwell Banker Realty - Western MA

Last Buyer's Agent

Susan Clark

RE/MAX Vision

RE/MAX Vision

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,625

Year Built

  • Built in 1920

Lot Details

  • 0.38 Acre Lot
  • Fenced
  • Level Lot
  • Property is zoned TR

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Heated Garage
  • Garage Door Opener
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Bungalow
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Open Floorplan
  • Central Vacuum
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • 1 Fireplace
  • Bay Window
  • Mud Room
  • Attic Access Panel

Kitchen

  • Country Kitchen
  • Range
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Wall to Wall Carpet
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Dual Closets
  • 1 Full Bathroom
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Block Basement Construction

Eco-Friendly Details

  • Energy-Efficient Thermostat
  • Solar Power System

Outdoor Features

  • Porch

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Window Unit Cooling System
  • 4 Heating Zones
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • 200+ Amp Service
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number M:78 B:110,3149150

Community Details

Overview

  • No Home Owners Association
  • Near Conservation Area

Amenities

  • Shops

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,625

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Year Built: 1920
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • Compensation Based On: Net Sale Price
  • Special Features: None

Interior Features

  • Flooring: Wood, Vinyl, Flooring - Hardwood
  • Interior Amenities: Mud Room, Central Vacuum, Walk-up Attic
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
  • Total Bedrooms: 2
  • Room Bedroom2 Level: Main,First
  • Room Bedroom2 Features: Closet, Flooring - Hardwood
  • Room Bedroom3 Features: Closet, Flooring - Wall to Wall Carpet
  • Room Bedroom3 Level: Basement
  • Room Bedroom4 Level: Basement
  • Room Bedroom4 Features: Closet, Flooring - Concrete
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Main Level Bathrooms: 1
  • Room Master Bedroom Features: Ceiling Fan(s), Flooring - Hardwood, Closet - Double
  • Room Master Bedroom Level: Main,First
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full, Closet - Linen, Flooring - Vinyl, Dryer Hookup - Electric, Washer Hookup
  • Bathroom 1 Level: Main,First
  • Room Dining Room Features: Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan
  • Room Dining Room Level: Main,First
  • Room Family Room Level: Basement
  • Room Family Room Features: Wood / Coal / Pellet Stove, Exterior Access, Flooring - Concrete
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Flooring - Vinyl, Kitchen Island, Country Kitchen, Open Floorplan
  • Laundry Features: Flooring - Vinyl, Main Level, Electric Dryer Hookup, Washer Hookup, First Floor
  • Room Living Room Level: Main,First
  • Room Living Room Features: Flooring - Hardwood, Attic Access, Chair Rail, Exterior Access
  • Basement: Full, Finished, Interior Entry, Concrete
  • Above Grade Finished Sq Ft: 1073
  • Below Grade Sq Ft: 800
  • Living Area: 1073
  • Spa YN: No
  • MAIN LO: AN6181
  • MAIN SO: K95622
  • Insulation: Mixed

Exterior Features

  • Exterior Features: Porch
  • Construction Materials: Frame
  • Fencing: Fenced/Enclosed
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Patio And Porch Features: Porch
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Garage Door Opener, Heated Garage, Storage, Paved Drive, Off Street, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup, Icemaker Connection
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Oil
  • Cooling Y N: Yes
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 4

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Park, Conservation Area, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:78 B:110,3149150
  • Zoning: TR
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.38
  • Lot Size Sq Ft: 16552
  • Lot Size Units: Acres
  • Property Attached YN: No

Green Features

  • Green Energy Efficient: Thermostat
  • Green Energy Generation: Solar

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4625

Multi Family

  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Aug 27, 2025
Sold by
Oconnor Alan M and Oconnor Dianna M
Bought by
Mileski Nichole A
Seller's Agent
Angela Accorsi
Coldwell Banker Realty - Western MA
Buyer's Agent
Susan Clark
RE/MAX Vision
List Price
$300,000
Sold Price
$350,000
Premium/Discount to List
$50,000
16.67%
Views
100
Current Estimated Value
$332,395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,605
Avg. Annual Appreciation
-18.65%
Original Mortgage
$245,000
Outstanding Balance
$244,577
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$87,818

Purchase Details

Closed on
Jul 26, 2013
Sold by
Oconnor Alan M
Bought by
Oconnor Alan M and Oconnor Dianna M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2003
Sold by
Oconnor Alan M and Oconnor Dianna M
Bought by
Oconnor Alan M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $350,000 --
Deed $350,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,000 New Conventional
Closed $245,000 New Conventional
Previous Owner $100,000 New Conventional
Previous Owner $51,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/27/2025 08/27/25 Sold $350,000 +16.7% $326 / Sq Ft
07/27/2025 07/27/25 Pending -- -- --
07/23/2025 07/23/25 For Sale $300,000 -- $280 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,082 $223,900 $59,600 $164,300
2024 $3,182 $168,700 $54,200 $114,500
2023 $3,126 $158,500 $54,200 $104,300
2022 $3,016 $138,200 $47,500 $90,700
2021 $3,026 $130,000 $52,700 $77,300
2020 $2,951 $126,000 $52,700 $73,300
2019 $2,904 $126,800 $52,700 $74,100
2018 $2,823 $123,200 $51,100 $72,100
2017 $2,741 $123,200 $51,100 $72,100
2016 $2,661 $119,900 $49,700 $70,200
2015 $2,560 $119,900 $49,700 $70,200
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73408690

MLS Property Information Network (MLS PIN)

APN: PALM-000078-000000-000110