Seller's Agent in 2026
Joel Luebkeman
Compass
(415) 242-1454
2 in this area
49 Total Sales
460 Francisco St Unit 204 San Francisco, CA 94133
North Waterfront NeighborhoodEstimated Value: $905,123 - $946,000
2
Beds
1
Bath
921
Sq Ft
4,530
Sq Ft Lot Lot
Highlights
- 0.1 Acre Lot
- 3-minute walk to Taylor And Bay
- Balcony
- Garfield Elementary School Rated A-
- Contemporary Architecture
- 3-minute walk to Joe DiMaggio Playground
About This Home
As of February 2026Located in the heart of North Beach, this modern and light-filled two-bedroom condominium delivers the quintessential San Francisco lifestyle. Set on a charming tree-lined street, the home enjoys picturesque Coit Tower views, deeded parking and sunny south-facing balcony, ideal for morning coffee or evening relaxation. A formal entry with central intercom opens to a thoughtfully designed kitchen featuring quartz counter tops, ample cabinetry, wine rack, pantry, and a new refrigerator, perfectly suited for both everyday living and entertaining. The open floor plan flows seamlessly into the spacious living and dining area. A generously sized primary bedroom with a mounted television and large closet. The second bedroom or work from home space has direct access to the balcony. The well-appointed bathroom offers a shower-over-tub, abundant counter and storage space. Recent updates include new carpet, lighting, window shades, and fresh paint throughout, creating a move-in-ready opportunity. Additional highlights include deeded parking, elevator access, and a sunlit building stairwell. Steps from Trader Joe's, Butter & Crumble Bakery, Washington Square Park, Grant Avenue nightlife, World Famous Fisherman's Wharf, award-winning dining, and the vibrant neighborhoods of North Beach, Chinatown, and Telegraph Hill. This vibrant neighborhood has been the backdrop to many award winning, classic movies: Dirty Harry, Mrs. Doubtfire, Vertigo, Basic Instinct, Bullitt. This home offers an iconic San Francisco living experience.
Property Details
Home Type
- Condominium
Year Built
- Built in 1981 | Remodeled
Lot Details
- 4,530
HOA Fees
- $474 Monthly HOA Fees
Parking
- 1 Car Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Concrete Foundation
- Stucco
Interior Spaces
- 4-Story Property
- Formal Entry
- Living Room
- Dining Room
- Dishwasher
- Laundry in Garage
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub
Outdoor Features
- Balcony
Utilities
- Baseboard Heating
- Internet Available
- Cable TV Available
Community Details
Overview
- Association fees include common areas, elevator, insurance on structure, maintenance structure, roof, sewer, trash, water
- 12 Units
- 460 Francisco Street Association
Pet Policy
- Limit on the number of pets
- Pet Size Limit
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 25, 2026
Closed on
Feb 9, 2026
Sold by
Gumina Russell and Gumina Jilda K
Bought by
Dunn Madeleine
Seller's Agent
Joel Luebkeman
Compass
Buyer's Agent
Valerie Del Valle
Compass
List Price
$899,000
Sold Price
$945,000
Premium/Discount to List
$46,000
5.12%
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,469
Avg. Annual Appreciation
-9.13%
Original Mortgage
$756,000
Outstanding Balance
$755,269
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$168,262
Purchase Details
Closed on
Aug 25, 2016
Sold by
Gumina Russell J
Bought by
Gumina Russell J and Gumina Jilda K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$550,000
Interest Rate
3.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 12, 2016
Sold by
Gumina Russell
Bought by
Gumina Russell J
Purchase Details
Closed on
Dec 9, 2013
Sold by
Gumina Jilda
Bought by
Gumina Russell J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$573,298
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 4, 2013
Sold by
Desautels Anne C
Bought by
Gumina Russell
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$573,298
Interest Rate
4.04%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 27, 1994
Sold by
Lucoff William D
Bought by
Desautels Anne Catherine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,600
Interest Rate
3.87%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dunn Madeleine | -- | First American Title | |
| Gumina Russell J | -- | Chicago Title Company | |
| Gumina Russell J | -- | None Available | |
| Gumina Russell J | -- | Old Republic Title Company | |
| Gumina Russell | $717,000 | Old Republic Title Company | |
| Desautels Anne Catherine | $231,000 | Fidelity National Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dunn Madeleine | $756,000 | |
| Previous Owner | Gumina Russell J | $550,000 | |
| Previous Owner | Gumina Russell | $573,298 | |
| Previous Owner | Desautels Anne Catherine | $184,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/13/2026 02/13/26 | Sold | $945,000 | +5.1% | $1,026 / Sq Ft |
| 02/02/2026 02/02/26 | Pending | -- | -- | -- |
| 01/25/2026 01/25/26 | For Sale | $899,000 | -- | $976 / Sq Ft |
Source: San Francisco Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,249 | $95,349 | $35,082 | $60,267 |
| 2024 | $1,249 | $93,481 | $34,395 | $59,086 |
| 2023 | $1,222 | $91,649 | $33,721 | $57,928 |
| 2022 | $1,116 | $89,853 | $33,060 | $56,793 |
| 2021 | $1,097 | $88,092 | $32,412 | $55,680 |
| 2020 | $1,099 | $87,190 | $32,080 | $55,110 |
| 2019 | $1,064 | $85,481 | $31,451 | $54,030 |
| 2018 | $1,031 | $83,806 | $30,835 | $52,971 |
| 2017 | $1,019 | $82,164 | $30,231 | $51,933 |
| 2016 | $974 | $80,554 | $29,639 | $50,915 |
| 2015 | $962 | $79,345 | $29,194 | $50,151 |
| 2014 | $1,197 | $77,792 | $28,623 | $49,169 |
Source: Public Records
Agents Affiliated with this Home
-
Joel Luebkeman
-
Ron Wong
Seller Co-Listing Agent in 2026
Ron Wong
Compass
(415) 517-1405
1 in this area
62 Total Sales
-
Valerie Del Valle
V
Buyer's Agent in 2026
Valerie Del Valle
Compass
(415) 660-9955
2 in this area
46 Total Sales
-
Ruth Krishnan
Buyer Co-Listing Agent in 2026
Ruth Krishnan
Compass
(415) 735-5867
3 in this area
360 Total Sales
Map
Source: San Francisco Association of REALTORS®
MLS Number: 426098675
APN: 0041-095
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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