$375,000
PENDING PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

4608 Riley Rd Milton, FL 32583

Bagdad Area

Estimated payment $2,273/month

Total Views 18,405
3 Beds
3 Baths
2,464 Sq Ft
$152 Price per Sq Ft

Highlights

  • Lake Front
  • 1.2 Acre Lot
  • Balcony
  • Docks
  • Colonial Architecture
  • Covered Deck

About This Home

*SHORT SALE! Offering $500 EMD, Buyer Closing Cost Assistance, and Home Can Be Assumed!* A Waterfront Gem with Unlimited Potential! Welcome to serene lakefront living on gorgeous Lake Bagdad. This two-story home sits on approximately 1.2 private acres with over 200 feet of water frontage — a rare find that combines natural beauty, spacious living, and incredible potential. Inside, you'll find 3 bedrooms and 3 full bathrooms spread across a flexible floor plan with two fully equipped living spaces perfect for family, guests, or exploring rental possibilities. With over 2,400 square feet, the home features a large great room with sweeping lake views and a kitchen with ample counter and cabinet space ready for your personal touch. The spacious 3-car carport is ideal for vehicles, a boat, or weekend toys. Recent updates give you a head start on modernizing: newer roof, updated windows, 3 out of 4 new exterior doors, refreshed A/C units and handlers, a newer water heater, and refreshed upstairs living areas all while leaving plenty of room to make the home your own. Step outside to enjoy the ultimate lake lifestyle. Relax on the expansive waterfront deck, launch your kayak, or fish off your private dock. With over an acre of mature lakefront land, there's room for gardens, pets, or simply soaking in the sun. Originally built in 1975, this home offers timeless charm, solid bones, and endless potential. Whether you're an investor, a visionary renovator, or a family dreaming of a private lakefront retreat, this is the opportunity you've been waiting for. Located in a quiet, private setting with no HOA restrictions, yet just a short drive to all Milton has to offer, this home is priced to allow you flexibility while building equity. This isn't just a property, it's a lifestyle, a project, and a dream all in one. Come see what's possible on Riley Road and get ready to fall in love with lakeside living!

Listing Agent

Jessica Mackrael

Coldwell Banker Realty License #3409055 Listed on: 01/12/2026

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1975

Lot Details

  • 1.2 Acre Lot
  • Lot Dimensions are 212 x 198
  • Lake Front
  • Property is Fully Fenced

Parking

  • 3 Attached Carport Spaces

Home Design

  • Colonial Architecture
  • Frame Construction
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,464 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Laminate Flooring
  • Lake Views
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms

Outdoor Features

  • Docks
  • Balcony
  • Covered Deck

Schools

  • Bagdad Elementary School
  • R. Hobbs Middle School
  • Milton High School

Utilities

  • Central Air

Listing and Financial Details

  • Assessor Parcel Number 09-1N-28-0000-01506-0000

Home Details

Home Type

Single Family

Year Built

Built in 1975

Lot Details

1.2 Acres

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 1.2
  • Lot Size: 212 x 198
  • Road Surface Type: Paved
  • Subdivision Name: None
  • Directions: Head south-east on Parkmore Plaza Dr, Turn left onto Old Bagdad Hwy, Turn left onto Riley Rd, Destination will be on the right.
  • Architectural Style: Colonial
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1975
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Laundry2: Yes
  • Waterview:Lake2: Yes
  • Waterfront:Lake: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Flooring: Floor Laminate
  • Appliances Dishwasher: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Fencing: Fenced Lot-All
  • Lot Features: Survey Available
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Frame, Siding Vinyl
  • Exterior Features: Balcony, Dock
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Lot Features:Survey Available: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Exterior:Fenced Lot-All: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 3.0
  • Covered Parking Spaces: 3.0
  • Parking Features: Carport Attached, Covered
  • General Property Info:Garage2: No
  • Parking Features:Carport Attached: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Bagdad
  • High School: Milton
  • Middle Or Junior School: R. Hobbs

Lot Info

  • Lot Size Sq Ft: 52272.0
  • Parcel #: 09-1N-28-0000-01506-0000
  • Zoning: Resid Single Family

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,830 $251,939 $38,808 $213,131
2024 $2,391 $234,294 $38,808 $195,486
2023 $2,391 $192,451 $26,139 $166,312
2022 $2,365 $191,501 $26,139 $165,362
2021 $2,192 $168,550 $26,139 $142,411
2020 $2,054 $155,996 $0 $0
2019 $1,914 $143,940 $0 $0
2018 $1,251 $125,985 $0 $0
2017 $1,176 $123,394 $0 $0
2016 $1,169 $120,856 $0 $0
2015 $1,192 $120,016 $0 $0
2014 $1,202 $119,063 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/22/2026 01/22/26 Pending -- -- --
01/12/2026 01/12/26 For Sale $375,000 0.0% $152 / Sq Ft
01/03/2026 01/03/26 Pending -- -- --
11/06/2025 11/06/25 Price Changed $375,000 -6.2% $152 / Sq Ft
10/28/2025 10/28/25 Price Changed $399,900 -4.8% $162 / Sq Ft
09/29/2025 09/29/25 Price Changed $419,900 0.0% $170 / Sq Ft
09/29/2025 09/29/25 For Sale $419,900 -8.5% $170 / Sq Ft
08/29/2025 08/29/25 Pending -- -- --
08/26/2025 08/26/25 Price Changed $459,000 -1.3% $186 / Sq Ft
07/21/2025 07/21/25 Price Changed $465,000 -2.1% $189 / Sq Ft
07/14/2025 07/14/25 Price Changed $475,000 -2.1% $193 / Sq Ft
07/05/2025 07/05/25 For Sale $485,000 +18.3% $197 / Sq Ft
04/24/2024 04/24/24 Sold $410,000 -3.5% $166 / Sq Ft View Prior Sale
04/14/2024 04/14/24 Off Market $425,000 -- --
03/16/2024 03/16/24 Pending -- -- --
11/27/2023 11/27/23 For Sale $425,000 +6.3% $172 / Sq Ft
04/19/2023 04/19/23 Sold $400,000 0.0% $162 / Sq Ft View Prior Sale
04/11/2023 04/11/23 Pending -- -- --
04/10/2023 04/10/23 For Sale $400,000 +196.3% $162 / Sq Ft
08/10/2018 08/10/18 Sold $135,000 0.0% $55 / Sq Ft View Prior Sale
07/20/2018 07/20/18 Pending -- -- --
07/19/2018 07/19/18 Off Market $135,000 -- --
07/11/2018 07/11/18 For Sale $150,000 -- $61 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $410,000 Pensacola Title
Warranty Deed $400,000 Coastal Land Title
Quit Claim Deed -- Attorney
Special Warranty Deed $135,000 Premium Title Services
Certificate Of Transfer $142,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $418,815 VA
Previous Owner $28,772 Stand Alone Second
Previous Owner $144,000 Unknown
Previous Owner $47,988 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 980227

Emerald Coast Association of REALTORS®

APN: 09-1N-28-0000-01506-0000

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