$1,200,000

4642 Main St Onekama, MI 49675

Estimated payment $6,971/month

Total Views 760
8 Beds
4.5 Baths
3,612 Sq Ft
$332 Price per Sq Ft

Highlights

  • Popular Property
  • Sun or Florida Room
  • No HOA
  • Private Waterfront
  • Corner Lot: Yes
  • Brick or Stone Mason

About This Home

Rare Stone Cottages with 57' of Portage Lake Frontage! An exceptional opportunity on scenic M-22 — three charming units all recently renovated from the studs are currently operating as a mix of full-term and short-term rentals. The main home features an upper and lower unit that could easily be combined to create a spacious six-bedroom, three-and-a-half-bath residence. The smaller two-bedroom, one-bath cottage offers additional guest accommodations or rental income potential. Enjoy beautiful views and an unbeatable location close to Lake Michigan, Arcadia Bluffs, and all that northern Michigan has to offer. Lots of potential — bring your ideas and make an offer! The Sale includes both parcels 41-450-026-00 and 41-300-034-00

Listing Agent

Corinn Fink

Five Star Real Estate (Onekama) License #6501408719 Listed on: 11/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,613

Year Built

  • Built in 1940

Lot Details

  • 8,965 Sq Ft Lot
  • Private Waterfront
  • 57 Feet of Waterfront
  • Corner Lot: Yes
  • Property is zoned Com/Res, Com/Res

Home Design

  • Brick or Stone Mason
  • Rubber Roof
  • Stone

Interior Spaces

  • 3,612 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Family Room with Fireplace
  • Sun or Florida Room
  • Laundry on main level

Bedrooms and Bathrooms

  • 8 Bedrooms | 6 Main Level Bedrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Property is near a lake

Utilities

  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,613

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 1
  • Year Built: 1940
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 512.82
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 96 x 93 and 85 x 55x 57x48
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3612.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 7613.0
  • Tax Info:Zoning3: Com/Res
  • Waterfront Options:Water Access YN: Yes
  • Sewer:Septic System: Yes
  • Substructure:Full: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Waterfront Options:Water Frontage3: 57.0
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: Yes
  • Heat Type:Hot Water: Yes
  • Substructure:Walk Out: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • Roofing:Rubber: Yes
  • General Property Info:SqFt Above Grade: 2340.0
  • Additional Items:Basement Finished: Yes
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Remarks Misc: Public Remarks: Rare Stone Cottages with 57' of Portage Lake Frontage! An exceptional opportunity on scenic M-22 — three charming units all recently renovated from the studs are currently operating as a mix of full-term and short-term rentals. The main home features an upper and lower unit that could easily be combined to create a spacious six-bedroom, three-and-a-half-bath residence. The smaller two-bedroom, one-bath cottage offers additional guest accommodations or rental income potential. Enjoy beautiful views and an unbeatable location close to Lake Michigan, Arcadia Bluffs, and all that northern Michigan has to offer. Lots of potential — bring your ideas and make an offer! The Sale includes both parcels 41-450-026-00 and 41-300-034-00
  • Remarks Misc: Agent Only Remarks: Furniture/furnishings in the Short term rental units are negotiable. Seller is motivated! Bring all reasonable offers.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Family Room, Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 8
  • Main Level Bedrooms: 6
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Full, Walk-Out Access
  • LivingArea: 3612.0
  • Window Features: Low-Emissivity Windows
  • General Property Info:Stories2: 1.0
  • Fireplace:Gas Log: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Stone
  • List Price: 1200000.0
  • Lot Features: Corner Lot
  • Patio and Porch Features: 3 Season Room
  • Road Surface Type: Paved
  • Roof: Rubber
  • Water Body Name: Portage Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Stone: Yes
  • Exterior Features 3 Season Room: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Baseboard, Hot Water
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public, Septic Tank
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Lot Info

  • Lot Size Acres: 0.21
  • Lot Size Area: 0.21
  • Lot Dimensions: 96 x 93 and 85 x 55x 57x48
  • Lot Size Sq Ft: 8965.0
  • Zoning Description: Com/Res

Tax Info

  • Tax Annual Amount: 7613.0
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,731 $163,100 $0 $0
2024 $1,677 $173,500 $0 $0
2023 $1,600 $150,500 $0 $0
2022 $1,793 $94,000 $94,000 $0
2021 $1,735 $85,400 $85,400 $0
2020 $1,697 $81,300 $81,300 $0
2019 $1,674 $76,600 $76,600 $0
2018 $1,628 $69,200 $69,200 $0
2017 $1,606 $69,500 $69,500 $0
2016 $1,343 $65,000 $65,000 $0
2015 -- $65,700 $65,700 $0
2014 -- $66,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 For Sale $1,200,000 -- $332 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Deed $190,000 --
Quit Claim Deed -- --
Warranty Deed -- --
Source: Public Records

Source: MichRIC

MLS Number: 25057989

MichRIC

APN: 41-450-026-00

Michigan Manistee County Onekama 49675

4642 Main St, Onekama, MI

For Sale

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MichRIC Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes
Corinn Fink
Listing Agent
Corinn Fink
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Five Star Real Estate (Onekama)
(231) 427-5330