$412,230
PENDING NEW CONSTRUCTION $18K PRICE INCREASE

Estimated payment $2,764/month

Total Views 4,568
3 Beds
2 Baths
2,021 Sq Ft
$204 Price per Sq Ft

Highlights

  • Under Construction
  • Clubhouse
  • Main Floor Primary Bedroom
  • In Ground Pool
  • Florida Architecture
  • High Ceiling

About This Home

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. This Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. Upgraded versatile flex space to a study. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Listing Agent

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 06/18/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2026 | Under Construction

Lot Details

  • 6,093 Sq Ft Lot
  • Lot Dimensions are 50x120
  • East Facing Home
  • Native Plants
  • Landscaped with Trees
  • Property is zoned 00

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Home is estimated to be completed on 12/31/26
  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Den
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • Outside Bathroom Access

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Tax Lot 453
  • Assessor Parcel Number 22-25-31-3682-0001-4530
  • $2,820 per year additional tax assessments

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Ryan Homes Association
  • Built by RYAN HOMES
  • The Crossings Subdivision, Panama Floorplan

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Year Built

Built in 2026 | Under Construction

Lot Details

6,093 Sq Ft Lot

HOA Fees

$8 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Under Construction
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.14
  • New Construction: Yes
  • Year Built: 2026
  • Building Area Total: 2600
  • Lot Size Sq Ft: 6093
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 241.55
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 203.97
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2026
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: ENERGY STAR Qualified Windows
  • Additional Rooms: Den/Library/Office,Inside Utility
  • Living Area Meters: 187.76

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground, Outside Bath Access
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Projected Completion Date: 2026-12-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Available, Public, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park, Street Lights
  • Association Amenities: Clubhouse, Playground, Pool
  • Association Fee: 96
  • Association Fee Frequency: Annually
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Leash Law.
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 96.00
  • Total Monthly Fees: 8.00
  • Monthly HOA Amount: 8.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 22-25-31-3682-0001-4530
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 50x120
  • Property Attached Yn: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term rentals.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 33/53-60
  • Tax Lot: 453
  • Tax Other Annual Assessment Amount: 2820

Multi Family

  • Approval Process: SEE HOA DOCS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,148 $11,200 $11,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/12/2026 08/12/26 Sold $386,990 0.0% $215 / Sq Ft View Prior Sale
07/22/2026 07/22/26 Off Market $386,990 -- --
07/19/2026 07/19/26 Off Market $386,990 -- --
07/01/2026 07/01/26 Price Changed $386,990 -2.6% $215 / Sq Ft
06/23/2026 06/23/26 For Sale $397,458 -- $221 / Sq Ft
Source: Stellar MLS

About the Listing Agent

William Maltbie

MALTBIE REALTY GROUP

(888) 572-9238

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Source: Stellar MLS

MLS Number: W7886854

Stellar MLS

APN: 22-25-31-3682-0001-4530

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