$250,000
SOLD AUG 10, 2026

4701 S Spruce Ave White Cloud, MI 49349

3 Beds
1 Bath
729 Sq Ft
0.51 Acre Lot

Sale Details

Date Sold: August 10, 2026

$343 Per Sq Ft

14% Below List Price

48 Days on Market

Highlights

  • 120 Feet of Waterfront
  • No HOA
  • Patio
  • Wooded Lot
  • 1 Car Detached Garage
  • Wood Siding

About This Home

As of August 2026

Escape to peaceful lake life with this charming 3 bedroom, 1 bath cottage on beautiful Utley Lake in White Cloud. Nestled on a spring fed no wake lake, this property offers perfect setting for relaxing weekends, fishing, kayaking, and making unforgettable memories. Enjoy an incredible 120 ft of private waterfrontage. Has been previously used as an air bnb with a permit from the twp. Whether you're looking for a quiet getaway, or summer retreat, this cottage delivers the up north feel while still being conveniently located in Newaygo County near trails recreation, and outdoor adventure. Don't miss out on this one.

Last Agent to Sell the Property

Nina Schillman

Berkshire Hathaway HomeServices Michigan Real Estate (Rock) License #6501385790 Listed on: 06/04/2026

Berkshire Hathaway HomeServices Michigan Real Estate (Rock)

Last Buyer's Agent

Amber Fox

Bellabay Realty LLC License #6501449333

Bellabay Realty LLC
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,572

Year Built

  • Built in 1955

Lot Details

  • 22,216 Sq Ft Lot
  • Lot Dimensions are 224x145.9
  • 120 Feet of Waterfront
  • Lake Front
  • Wooded Lot

Parking

  • 1 Car Detached Garage
  • Shared Driveway

Home Design

  • Cabin
  • Slab Foundation
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 729 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Built-In Electric Oven
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Water Access
  • Patio

Utilities

  • Heating System Uses Propane
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,572

Year Built

Built in 1955

Lot Details

0.51 Acres

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cabin
  • Stories: 1
  • Year Built: 1955
  • General Property Info:Basement: No
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Waterfront Options:Water Frontage3: 120.0
  • General Property Info: Association YN: No
  • Driveway:Driveway: Shared Unpaved
  • Mineral Rights:Mineral Rights: Unknown
  • Sewer:Sewer: Septic Tank
  • Util Avail at Street:Util Avail at Street: Electricity Available
  • Fireplace:Fireplace: Gas Log
  • Water Fea Amenities:Water Fea Amenities: No Wake
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6IlQwMDAwMDAwNiIsIkxpc3RpbmdJRCI6IjI2MDI2OTMwIiwiU3RhbmRhcmRTdGF0dXMiOiJDbG9zZWQiLCJNb2RpZmljYXRpb25UaW1lc3RhbXAiOiIyMDI2LTA4LTExVDE1OjU2OjAwLjAwMFoiLCJMaWNlbnNlZUlEIjoib2F1dGgyXzE0NjI5IiwiTGljZW5zZWVOYW1lIjoiSG9tZXMgUHJvIn0.R7fDEj_Mc-Id0Wl_np4un2MOn-1_NufIk0Mr0h9opig/badge
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Built-In Electric Oven
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Slab
  • LivingArea: 729.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 269900.0
  • Lot Features: Wooded
  • Patio and Porch Features: Patio
  • Roof: Metal
  • Water Body Name: Utley Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Roofing:Roofing: Metal

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached

Utilities

  • Heating: Other
  • Heating: Yes
  • Laundry Features: None
  • Utilities: Electricity Available
  • Water Source: Well
  • Heat Source:Heat Source: Propane
  • Heat Type:Heat Type: Other

Lot Info

  • Lot Size Acres: 0.51
  • Lot Size Area: 0.51
  • Lot Dimensions: 224x145.9
  • Lot Size Sq Ft: 22216.0
  • Zoning Description: Res

Tax Info

  • Tax Annual Amount: 3571.7
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 20, 2024
Closed on
May 2, 2024
Sold by
Bought by
Seller's Agent
Amanda Gerhardt
Rockford Realty Co.
Buyer's Agent
Nina Schillman
Berkshire Hathaway HomeServices Michigan Real Estate (Rock)
List Price
$215,000
Sold Price
$218,000
Premium/Discount to List
$3,000
1.4%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.39%

Purchase Details

Listed on
Nov 30, 2018
Closed on
Apr 25, 2019
Sold by
Bought by
Seller's Agent
Lavonne Last
Five Star Real Estate (Casc) - I
Buyer's Agent
James Last
Mitten Real Estate
List Price
$129,900
Sold Price
$115,000
Premium/Discount to List
-$14,900
-11.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%
Original Mortgage
$103,500
Interest Rate
4%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Aug 31, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
4.32%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 5, 2010
Sold by
Bought by

Purchase Details

Closed on
Jan 19, 1988
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $218,000 --
Warranty Deed $115,000 --
Warranty Deed $58,500 --
Land Contract -- --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $103,500 Stand Alone Refi Refinance Of Original Loan
Previous Owner $65,600 Stand Alone Refi Refinance Of Original Loan
Previous Owner $46,800 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/10/2026 08/10/26 Sold $250,000 -7.4% $343 / Sq Ft
07/22/2026 07/22/26 Pending -- -- --
07/14/2026 07/14/26 Price Changed $269,900 -1.9% $370 / Sq Ft
06/15/2026 06/15/26 Price Changed $275,000 -5.2% $377 / Sq Ft
06/04/2026 06/04/26 For Sale $290,000 +33.0% $398 / Sq Ft
05/02/2024 05/02/24 Sold $218,000 +1.4% $299 / Sq Ft View Prior Sale
04/23/2024 04/23/24 Pending -- -- --
04/20/2024 04/20/24 For Sale $215,000 +87.0% $295 / Sq Ft
04/25/2019 04/25/19 Sold $115,000 -11.5% $170 / Sq Ft View Prior Sale
03/20/2019 03/20/19 Pending -- -- --
11/30/2018 11/30/18 For Sale $129,900 -- $192 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,313 $68,200 $0 $0
2025 $703 $62,700 $0 $0
2024 $4 $50,800 $0 $0
2023 $382 $37,800 $0 $0
2022 $364 $35,800 $0 $0
2021 $1,693 $33,900 $0 $0
2020 $1,678 $30,700 $0 $0
2019 $908 $30,300 $0 $0
2018 $888 $25,300 $0 $0
2017 $874 $25,400 $0 $0
2016 $850 $25,500 $0 $0
2015 -- $25,300 $0 $0
2014 -- $23,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 26026930

MichRIC

APN: 15-33-490-001

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