NOT LISTED FOR SALE

476 Sapphire Dr Carmel, IN 46032

Westfield Area

Estimated Value: $810,000 - $884,000

4 Beds
3 Baths
3,861 Sq Ft
$220/Sq Ft Est. Value

Sale Details

Date Sold: May 16, 2025

Last sale price $860,000 $223 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,361 / mo

3 Days on Market

Highlights

  • Lake Front
  • Docks
  • Updated Kitchen
  • Shamrock Springs Elementary School Rated A
  • Tennis Courts
  • Clubhouse

About This Home

As of May 2025

Welcome to this stunning 4-bedroom, 3-bathroom two-story home beautifully situated on a serene, natural, and rare waterfront lot in sought after Village Farms subdivision. Hardwood floors greet you in the entryway and lead into the impressive two-story great room, featuring a cozy gas log fireplace and built-in bookcases-perfect for relaxing or entertaining. The main level features a library/office and updated kitchen with stainless steel appliances, tile flooring, and a charming breakfast room. Enjoy peaceful water views from the sunroom, great room, and the main-floor primary suite. The primary bedroom includes a spacious en-suite bath with a separate Whirlpool tub, shower, and walk-in closet. The unfinished walk-out basement offers additional living space and room to expand or customize with an already plumbed in bathroom. With an additional bedroom and two full baths on the main level, as well as two more bedrooms and full bathroom upstairs, along with a loft, and unfinished storage/bonus room that could become a fifth bedroom. Outside, take a stroll down the dock and enjoy kayaking or paddle boating on the lake. Don't miss your chance to enjoy lake living with room to grow!

Last Agent to Sell the Property

Raymond Habash MS

F.C. Tucker Company Brokerage Email: raymond.habash@talktotucker.com License #RB22001116 Listed on: 04/24/2025

F.C. Tucker Company

Last Buyer's Agent

Tina Smith

CENTURY 21 Scheetz

CENTURY 21 Scheetz

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,860

Year Built

  • Built in 2001 | Remodeled

Lot Details

  • 16,117 Sq Ft Lot
  • Lake Front
  • Sprinkler System

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Wired For Sound
  • Built-in Bookshelves
  • Tray Ceiling
  • Vaulted Ceiling
  • Paddle Fans
  • Gas Log Fireplace
  • Thermal Windows
  • Window Screens
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Lake Views
  • Attic Access Panel

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Unfinished Basement

  • Walk-Out Basement
  • 9 Foot Basement Ceiling Height
  • Sump Pump
  • Basement Storage

Outdoor Features

  • Docks
  • Tennis Courts
  • Deck
  • Covered Patio or Porch

Schools

  • Shamrock Springs Elementary School
  • Westfield Middle School
  • Westfield Intermediate School
  • Westfield High School

Utilities

  • Humidifier
  • Forced Air Heating System
  • Programmable Thermostat
  • Gas Water Heater
  • Water Softener is Owned
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 750
  • Assessor Parcel Number 290914407013000015
  • Seller Concessions Not Offered

Community Details

Overview

  • Association fees include home owners, clubhouse, insurance, maintenance, nature area, parkplayground, tennis court(s), walking trails
  • Association Phone (317) 816-7010
  • Village Farms Subdivision
  • Property managed by Village Farms HOA

Amenities

  • Clubhouse

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,860

Year Built

Built in 2001 | Remodeled

Lot Details

0.37 Acres

HOA Fees

$50 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Builder Name: Homes by Reckelhoff
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2001
  • Building Area Total: 5634
  • Garage Y N: Yes
  • Lot Size Acres: 0.37
  • On Market Date: 2025-04-24
  • Subdivision Name: Village Farms
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Website: https://www.thevillagefarms.com/
  • MBR_AttributionContact: raymond.habash@talktotucker.com
  • Attribution Contact: raymond.habash@talktotucker.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Roughed In, Storage Space, Unfinished, Walk Out
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Microwave, Electric Oven, Oven, Refrigerator, Gas Water Heater, Humidifier, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Built In Book Shelves, Raised Ceiling(s), Tray Ceiling(s), Entrance Foyer, Paddle Fan, Hardwood Floors, Hi-Speed Internet Availbl, Eat-in Kitchen, Pantry, Programmable Thermostat, Screens Complete, Surround Sound Wiring, Walk-in Closet(s), Windows Thermal
  • Living Area: 3861
  • Other Equipment: Sump Pump
  • Spa Y N: No
  • Areas Interior: Bath Jack-n-Jill,Bedroom Other on Main
  • Eating Area: Breakfast Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 2585
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1276
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Direction Faces: South
  • Exterior Features: Clubhouse, Sprinkler System, Tennis Community, Tennis Court(s)
  • Fencing: Fence Full Rear
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered Patio, Deck Main Level
  • Pool Private Y N: No
  • Property Condition: Updated/Remodeled
  • View: Lake, Water
  • View Y N: Yes
  • Waterfront Features: Dock, Lake Front, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Concrete, Garage Door Opener, Side Load Garage
  • Garage Parking Other: Guest Street Parking

Utilities

  • Utilities: Cable Available, Electricity Connected, Gas Nearby, Water Connected
  • Electric: 200+ Amp Service
  • Heating: Forced Air
  • Laundry Features: Connections All, Main Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Basketball Court, Clubhouse, Insurance, Maintenance, Management, Park, Parking, Party Room, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Phone: 317-816-7010
  • Association YN: Yes
  • Management Company Name: Village Farms HOA
  • H O A Disclosures: Covenants & Restrictions,Rules & Regulations

Fee Information

  • Association Fee Includes: Association Home Owners, Clubhouse, Insurance, Maintenance, Nature Area, ParkPlayground, Tennis Court(s), Walking Trails

Schools

  • Middle Or Junior School: Westfield Middle School
  • MBR_IntermediateSchool: Westfield Intermediate School

Lot Info

  • Lot Features: Access, Sidewalks
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 16117
  • Parcel Number: 290914407013000015
  • Acres: 1/4-1/2 Acre

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 7860
  • Tax Lot: 750
  • Semi Annual Property Tax Amt: 3930
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • Elementary School: Shamrock Springs Elementary School
  • High School: Westfield High School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
May 16, 2025
Sold by
Bought by
Seller's Agent
Raymond Habash MS
F.C. Tucker Company
Buyer's Agent
Tina Smith
CENTURY 21 Scheetz
List Price
$825,000
Sold Price
$860,000
Premium/Discount to List
$35,000
4.24%
Views
45
Current Estimated Value
$847,853

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,147
Avg. Annual Appreciation
-1.18%
Original Mortgage
$480,000
Outstanding Balance
$474,325
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$373,528

Purchase Details

Closed on
Mar 25, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,800
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 8, 2016
Closed on
Mar 15, 2016
Sold by
Bought by
Seller's Agent
Robert `Bob` Mueller
Dropped Members
Buyer's Agent
Kate MacGill
MacGill Team, P..C.
List Price
$479,900
Sold Price
$457,000
Premium/Discount to List
-$22,900
-4.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.14%
Original Mortgage
$327,000
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2007
Sold by
Bought by

Purchase Details

Closed on
Jul 13, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.27%

Purchase Details

Closed on
Jun 27, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
7.27%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Meridian Title
-- None Available
-- None Available
-- None Available
-- None Available
-- None Available
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $480,000
Previous Owner $513,050
Previous Owner $16,000
Previous Owner $16,000
Previous Owner $500,800
Previous Owner $327,000
Previous Owner $250,000
Previous Owner $250,000
Previous Owner $275,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/16/2025 05/16/25 Sold $860,000 +4.2% $223 / Sq Ft
04/27/2025 04/27/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $825,000 +51.7% $214 / Sq Ft
05/29/2020 05/29/20 Sold $544,000 -1.1% $97 / Sq Ft View Prior Sale
03/24/2020 03/24/20 Pending -- -- --
03/13/2020 03/13/20 For Sale $549,900 +20.3% $98 / Sq Ft
03/18/2016 03/18/16 Sold $457,000 0.0% $80 / Sq Ft View Prior Sale
02/17/2016 02/17/16 Off Market $457,000 -- --
01/08/2016 01/08/16 For Sale $479,900 -- $84 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,860 $722,400 $119,000 $603,400
2024 $7,361 $685,500 $104,300 $581,200
2023 $7,426 $644,000 $104,300 $539,700
2022 $7,181 $609,400 $104,300 $505,100
2021 $6,207 $511,200 $104,300 $406,900
2020 $6,016 $490,700 $104,300 $386,400
2019 $6,016 $490,700 $104,300 $386,400
2018 $5,670 $462,400 $104,300 $358,100
2017 $5,179 $458,300 $104,300 $354,000
2016 $4,893 $433,000 $104,300 $328,700
2014 $4,639 $410,000 $104,300 $305,700
2013 $4,639 $413,500 $104,300 $309,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22032377

MIBOR Broker Listing Cooperative®

APN: 29-09-14-407-013.000-015

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