478 Harbor Dr N Indian Rocks Beach, FL 33785
Estimated payment $17,291/month
Highlights
- 91 Feet of Intracoastal Waterfront
- Access To Intracoastal Waterway
- Intracoastal View
- Anona Elementary School Rated A-
- Boat Lift
- Heated Above Ground Pool
About This Home
Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.
Listing Agent
ENGEL & VOLKERS MADEIRA BEACH Brokerage Phone: 727-394-7365 License #3370730 Listed on: 03/10/2026
Co-Listing Agent
ENGEL & VOLKERS MADEIRA BEACH Brokerage Phone: 727-394-7365 License #3618599
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $22,989
Year Built
- Built in 1968
Lot Details
- 9,640 Sq Ft Lot
- Lot Dimensions are 83x120
- 91 Feet of Intracoastal Waterfront
- Property fronts an intracoastal waterway
- East Facing Home
- Irrigation Equipment
Parking
- 2 Car Attached Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
- Metal Roof
- Concrete Siding
- Stucco
Interior Spaces
- 3,319 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Sliding Doors
- Living Room
- Intracoastal Views
- Storm Windows
Kitchen
- Built-In Oven
- Cooktop
- Recirculated Exhaust Fan
- Microwave
- Freezer
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Upstairs
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Heated Above Ground Pool
- Gunite Pool
Outdoor Features
- Access To Intracoastal Waterway
- Seawall
- Boat Lift
- Open Dock
- Dock made with Composite Material
Utilities
- Central Heating and Cooling System
- Thermostat
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot E
- Assessor Parcel Number 06-30-15-12402-000-0280
Community Details
Overview
- No Home Owners Association
- Browns Add To Re Rev Map Of Indian Beach Subdivision
- The community has rules related to allowable golf cart usage in the community
Recreation
- Tennis Courts
- Community Playground
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $29,065 | $1,426,151 | $1,120,430 | $305,721 |
| 2024 | $31,117 | $1,896,946 | $1,422,925 | $474,021 |
| 2023 | $31,117 | $1,988,347 | $1,551,727 | $436,620 |
| 2022 | $21,354 | $1,655,656 | $1,302,372 | $353,284 |
| 2021 | $14,814 | $892,241 | $0 | $0 |
| 2020 | $14,640 | $867,322 | $0 | $0 |
| 2019 | $9,430 | $585,349 | $0 | $0 |
| 2018 | $9,235 | $574,435 | $0 | $0 |
| 2017 | $9,247 | $562,620 | $0 | $0 |
| 2016 | $9,209 | $551,048 | $0 | $0 |
| 2015 | $9,413 | $547,217 | $0 | $0 |
| 2014 | $9,379 | $542,874 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/10/2026 03/10/26 | For Sale | $2,900,000 | +45.0% | $874 / Sq Ft | |
| 04/01/2025 04/01/25 | Sold | $2,000,000 | -9.1% | $603 / Sq Ft | View Prior Sale |
| 02/12/2025 02/12/25 | Pending | -- | -- | -- | |
| 01/10/2025 01/10/25 | Price Changed | $2,200,000 | -4.3% | $663 / Sq Ft | |
| 11/13/2024 11/13/24 | Price Changed | $2,299,999 | -4.2% | $693 / Sq Ft | |
| 11/12/2024 11/12/24 | For Sale | $2,399,999 | +20.0% | $723 / Sq Ft | |
| 10/15/2024 10/15/24 | Off Market | $2,000,000 | -- | -- | |
| 08/22/2024 08/22/24 | Price Changed | $2,695,000 | -3.8% | $812 / Sq Ft | |
| 06/06/2024 06/06/24 | For Sale | $2,800,000 | +24.4% | $844 / Sq Ft | |
| 01/12/2022 01/12/22 | Sold | $2,250,000 | 0.0% | $661 / Sq Ft | View Prior Sale |
| 01/10/2022 01/10/22 | Pending | -- | -- | -- | |
| 12/31/2021 12/31/21 | For Sale | $2,249,900 | 0.0% | $661 / Sq Ft | |
| 10/23/2021 10/23/21 | Pending | -- | -- | -- | |
| 10/10/2021 10/10/21 | For Sale | $2,249,900 | +219.8% | $661 / Sq Ft | |
| 12/13/2019 12/13/19 | Sold | $703,500 | -11.5% | $212 / Sq Ft | View Prior Sale |
| 10/22/2019 10/22/19 | Pending | -- | -- | -- | |
| 10/17/2019 10/17/19 | For Sale | $795,000 | +13.6% | $240 / Sq Ft | |
| 06/16/2014 06/16/14 | Off Market | $700,000 | -- | -- | |
| 12/12/2012 12/12/12 | Sold | $700,000 | 0.0% | $217 / Sq Ft | View Prior Sale |
| 09/01/2012 09/01/12 | Pending | -- | -- | -- | |
| 08/21/2012 08/21/12 | For Sale | $700,000 | -- | $217 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,000,000 | None Listed On Document | |
| Warranty Deed | $2,000,000 | None Listed On Document | |
| Warranty Deed | $2,250,000 | Amz Title | |
| Special Warranty Deed | $703,500 | Attorney | |
| Trustee Deed | -- | Attorney | |
| Warranty Deed | $387,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,000,000 | No Value Available | |
| Closed | $1,000,000 | No Value Available | |
| Open | $1,600,000 | New Conventional | |
| Closed | $1,600,000 | New Conventional | |
| Previous Owner | $1,800,000 | New Conventional | |
| Previous Owner | $675,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $310,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8484658
APN: 06-30-15-12402-000-0280
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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