Seller's Agent in 2025
Pearl Ha
ADI Real Estate Services LLC
(518) 698-7074
33 Total Sales
48 Chiswell St Schenectady, NY 12304
Estimated Value: $212,602 - $314,000
5
Beds
2
Baths
1,832
Sq Ft
$147/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- No HOA
- Window Unit Cooling System
- Wood Flooring
- Covered Patio or Porch
- Bathroom on Main Level
About This Home
As of December 2025Back on market - attorney approval
Exceptional 2-Family Home - Perfect for Homeowners or Investors!
Beautifully updated and nestled in the desirable Woodlawn neighborhood, this property offers both comfort and convenience. Close to highways, restaurants, shopping, and bus lines, it's ideally situated for easy living.
Each unit features modern updates, including refreshed kitchens, bathrooms, flooring, and fresh paint throughout. Separate utilities, in-unit laundry hookups, front and back porches, and a private fenced backyard add to the appeal. The expansive attic provides ample storage, and with no driveway to maintain, you can enjoy the convenience of ample street parking year-round.
With a consistent rental history and strong income potential, this home is an excellent choice for owner-occupants seeking additional income or investors looking for a dependable asset.
Agent related to seller.
Last Agent to Sell the Property
ADI Real Estate Services LLC License #10491210079 Listed on: 10/20/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,963
Year Built
- Built in 1905
Lot Details
- 4,792 Sq Ft Lot
- Back Yard Fenced
- Garden
Home Design
- Duplex
- Traditional Architecture
- Slate Roof
- Vinyl Siding
Interior Spaces
- ENERGY STAR Qualified Doors
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Ceramic Tile in Bathrooms
Parking
- 2 Parking Spaces
- Open Parking
Outdoor Features
- Covered Patio or Porch
Schools
- Schenectady High School
Utilities
- Window Unit Cooling System
- Forced Air Heating System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- No Home Owners Association
- 2 Units
Listing and Financial Details
- Tenant pays for hot water, heat, internet, snow removal, electricity, gas, grounds care
- Legal Lot and Block 33.000 / 3
- Assessor Parcel Number 421500 60.55-3-33
- Seller Concessions Not Offered
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 20, 2025
Closed on
Dec 18, 2025
Sold by
Bought by
Seller's Agent
Pearl Ha
ADI Real Estate Services LLC
Buyer's Agent
Ana Montemayor Mata
Renovo Real Estate
List Price
$289,900
Sold Price
$282,000
Premium/Discount to List
-$7,900
-2.73%
Views
96
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,599
Avg. Annual Appreciation
-8.26%
Original Mortgage
$305,346
Outstanding Balance
$302,684
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
-$33,283
Purchase Details
Closed on
Jan 28, 2008
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,609
Interest Rate
5.9%
Mortgage Type
FHA
Purchase Details
Closed on
May 6, 1997
Sold by
Bought by
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $298,920 | Stewart Title | ||
| $90,000 | David Mcdermott | ||
| $27,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $305,346 | ||
| Previous Owner | $88,609 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/18/2025 12/18/25 | Sold | $282,000 | -2.7% | $154 / Sq Ft | |
| 10/30/2025 10/30/25 | Pending | -- | -- | -- | |
| 10/20/2025 10/20/25 | For Sale | $289,900 | 0.0% | $158 / Sq Ft | |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 10/06/2025 10/06/25 | For Sale | $289,900 | 0.0% | $158 / Sq Ft | |
| 09/04/2024 09/04/24 | For Rent | $1,500 | -16.7% | -- | |
| 09/04/2024 09/04/24 | For Rent | $1,800 | 0.0% | -- | |
| 01/13/2022 01/13/22 | Sold | $85,000 | -14.9% | $46 / Sq Ft | View Prior Sale |
| 11/03/2021 11/03/21 | Pending | -- | -- | -- | |
| 10/18/2021 10/18/21 | Price Changed | $99,900 | -4.8% | $55 / Sq Ft | |
| 09/16/2021 09/16/21 | Price Changed | $104,900 | -4.5% | $57 / Sq Ft | |
| 08/24/2021 08/24/21 | For Sale | $109,900 | 0.0% | $60 / Sq Ft | |
| 07/31/2021 07/31/21 | Pending | -- | -- | -- | |
| 07/29/2021 07/29/21 | For Sale | $109,900 | 0.0% | $60 / Sq Ft | |
| 06/02/2021 06/02/21 | Pending | -- | -- | -- | |
| 05/28/2021 05/28/21 | For Sale | $109,900 | -- | $60 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,359 | $87,800 | $13,200 | $74,600 |
| 2024 | $5,359 | $87,800 | $13,200 | $74,600 |
| 2023 | $52 | $87,800 | $13,200 | $74,600 |
| 2022 | $5,040 | $87,800 | $13,200 | $74,600 |
| 2021 | $5,000 | $87,800 | $13,200 | $74,600 |
| 2020 | $4,908 | $87,800 | $13,200 | $74,600 |
| 2019 | $3,089 | $87,800 | $13,200 | $74,600 |
| 2018 | $4,951 | $87,800 | $13,200 | $74,600 |
| 2017 | $4,262 | $87,800 | $13,200 | $74,600 |
| 2016 | $5,210 | $87,800 | $13,200 | $74,600 |
| 2015 | -- | $87,800 | $13,200 | $74,600 |
| 2014 | -- | $87,800 | $13,200 | $74,600 |
Source: Public Records
Agents Affiliated with this Home
-
Pearl Ha
-
Ana Montemayor Mata
Buyer's Agent in 2025
Ana Montemayor Mata
Renovo Real Estate
(518) 878-9298
46 Total Sales
-
C
Seller's Agent in 2022
Christopher McCabe
CM Fox Real Estate
Map
Source: Global MLS
MLS Number: 202527180
APN: 060-055-0003-033-000-0000
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Information is deemed reliable but not guaranteed.
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