NOT LISTED FOR SALE

48 Elm St Schenectady, NY 12304

Estimated Value: $273,000 - $300,000

6 Beds
2 Baths
2,200 Sq Ft
$129/Sq Ft Est. Value

Sale Details

Date Sold: July 31, 2025

Last sale price $275,000 $125 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,944 / mo

27 Days on Market

Highlights

  • Traditional Architecture
  • Full Attic
  • 2 Car Detached Garage
  • Wood Flooring
  • No HOA
  • Front Porch

About This Home

As of July 2025

This well-maintained two-family home in the heart of Schenectady is now available! Each level features three bedrooms and one bath, along with a private driveway and a two-car detached garage. Currently fully rented with month-to-month tenants, this property is ideally located near State Street, shopping, restaurants, hospitals, and public transportation. Just minutes from downtown Schenectady and the Mohawk Commons, it's perfect for both owner-occupants and investors looking to expand their portfolio. Don't miss out!

Last Agent to Sell the Property

Moonrani Gumani

Miranda Real Estate Group Inc License #10401352209 Listed on: 03/27/2025

Last Buyer's Agent

ShiCoah Yarbrough

Miranda Real Estate Group Inc License #10401388663

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,962

Year Built

  • Built in 1905

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 33x143
  • Wood Fence
  • Back Yard Fenced
  • Wire Fence
  • Level Lot
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Open Parking

Home Design

  • Duplex
  • Traditional Architecture
  • Brick Foundation
  • Combination Foundation
  • Slate Roof
  • Vinyl Siding

Interior Spaces

  • 2,200 Sq Ft Home
  • 2-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Full Attic

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Front Porch

Schools

  • Lincoln Elementary School
  • Schenectady High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • 2 Units

Listing and Financial Details

  • Legal Lot and Block 10.000 / 4
  • Assessor Parcel Number 421500 49.59-4-10
  • Seller Concessions Offered

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,962

Year Built

Built in 1905

Lot Details

4,792 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1905
  • Directions: State onto Elm St
  • Above Grade Finished Sq Ft: 2200.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 3240.83
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1557.72
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.11
  • Lot Size: 33X143
  • Parking Features Parking Total: 3.0
  • Sale Detail Seller Contribution: Yes
  • Number Of Air Conditoners: 1
  • Unit Information Number Of Dryers: 2
  • Number of Refrigerators: 2
  • Unit Information Number Of Stoves: 2
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Ceramic Tile: Yes
  • Fencing:Wood4: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Fencing:Wire: Yes
  • Foundation Details:BrickMortar: Yes
  • Levels Two: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Ceramic Tile, Hardwood
  • Basement: Full, Unfinished
  • Interior Amenities: Ceramic Tile Bath
  • Full Bathrooms: 2
  • Total Bedrooms: 6
  • Living Area: 2200.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Full Basement: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Attic Features:Walk-Up: Yes
  • Basement:Unfinished: Yes
  • Attic Features:Full2: Yes

Exterior Features

  • Exterior Features: Other
  • Roof: Slate
  • Construction Type: Drywall, Vinyl Siding
  • Fencing: Wire, Wood, Back Yard
  • Foundation Details: Brick/Mortar, Combination
  • Other Structures: Garage(s)
  • Patio And Porch Features: Front Porch
  • Waterfront: No
  • Construction Materials:Drywall: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Other58: Yes
  • Lot Features:Cleared: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 3.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers
  • Heating: Forced Air, Natural Gas
  • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Cleared
  • Parcel #: 421500 49.59-4-10
  • Lot Size Sq Ft: 4791.6

Tax Info

  • Tax Annual Amount: 4962.17
  • Tax Block: 4
  • Tax Lot: 10.000

Multi Family

  • Number Of Units Total: 2

MLS Schools

  • Elementary School: Lincoln School
  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jul 31, 2025
Sold by
Bought by
Seller's Agent
Moonrani Gumani
Miranda Real Estate Group Inc
Buyer's Agent
ShiCoah Yarbrough
Miranda Real Estate Group Inc
List Price
$315,900
Sold Price
$275,000
Premium/Discount to List
-$40,900
-12.95%
Views
18
Current Estimated Value
$283,509

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,509
Avg. Annual Appreciation
3.65%
Original Mortgage
$283,256
Outstanding Balance
$282,516
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$993

Purchase Details

Closed on
Jun 17, 2005
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$289,000 None Listed On Document
$289,000 None Listed On Document
$77,500 Michael W Schafer
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $283,256
Closed $283,256
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $275,000 -8.3% $125 / Sq Ft
04/23/2025 04/23/25 Pending -- -- --
04/16/2025 04/16/25 Price Changed $299,900 -5.1% $136 / Sq Ft
03/27/2025 03/27/25 For Sale $315,900 -- $144 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,962 $78,100 $11,700 $66,400
2024 $4,962 $78,100 $11,700 $66,400
2023 $48 $78,100 $11,700 $66,400
2022 $4,642 $78,100 $11,700 $66,400
2021 $4,603 $78,100 $11,700 $66,400
2020 $4,515 $78,100 $11,700 $66,400
2019 $2,897 $78,100 $11,700 $66,400
2018 $4,554 $78,100 $11,700 $66,400
2017 $3,841 $78,100 $11,700 $66,400
2016 $4,647 $78,100 $11,700 $66,400
2015 -- $78,100 $11,700 $66,400
2014 -- $78,100 $11,700 $66,400
Source: Public Records

Agents Affiliated with this Home

  • Moonrani Gumani

    Seller's Agent in 2025

    Moonrani Gumani

    Miranda Real Estate Group Inc

    (518) 356-1701

    127 Total Sales

    Moonrani Gumani
    Section Image

  • S

    Buyer's Agent in 2025

    ShiCoah Yarbrough

    Miranda Real Estate Group Inc

    (518) 356-1701

    17 Total Sales

    ShiCoah Yarbrough
    Section Image
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Map

Source: Global MLS

MLS Number: 202514166

Global MLS

APN: 049-059-0004-010-000-0000

New York Schenectady County Schenectady 12304

48 Elm St, Schenectady, NY

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Information is deemed reliable but not guaranteed.



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