NOT LISTED FOR SALE

48 Spring Gardens Ct Unit 5D Saint Charles, MO 63303

Estimated Value: $327,000 - $342,000

3 Beds
2.5 Baths
1,382 Sq Ft
1,742 Sq Ft Lot

Last Sold March 12, 2019

Current estimated payment $2,055/month

76 Days on Market

Highlights

  • Primary Bedroom Suite
  • 2 Car Attached Garage
  • 1-Story Property
  • Breakfast Room
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

As of March 2019

Start enjoying easy living with this 2 bedroom, 2 full bathroom villa! Other features include a 2 car attached garage, soaring vaults, very spacious rooms, partially finished, walk out LL, and great deck! Don't wait! This one won't last long!

Last Agent to Sell the Property

Joe Lopiccolo

American Realty Group License #2005026477 Listed on: 11/08/2018

Last Buyer's Agent

Rebecca Bauer

Magnolia Real Estate License #2017029656

Magnolia Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,386

Year Built

  • Built in 1996

Lot Details

  • 1,742

Parking

  • 2 Car Attached Garage

Home Design

  • Villa
  • Vinyl Siding

Interior Spaces

  • 1,382 Sq Ft Home
  • 1-Story Property
  • Insulated Windows
  • Living Room
  • Breakfast Room
  • Partially Carpeted

Bedrooms and Bathrooms

  • Primary Bedroom Suite
  • Primary Bathroom is a Full Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Bedroom in Basement
  • Finished Basement Bathroom

Location

  • Interior Unit

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 6-0011-7630-00-005D.0000000

Community Details

Overview

  • 2 Units

Recreation

  • Recreational Area

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,386

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Condo/Coop/Villa
  • Type: Villa
  • Style: 1 Story
  • Style Description: Villa
  • Municipality Township: St. Charles
  • Special Areas: Living Room
  • Unit Location: Interior Unit
  • Age: 23
  • Ownership: Bank
  • Year Built: 1996
  • Special Features: 20
  • Property Sub Type: Condos

Interior Features

  • Basement: Bathroom in LL, Partially Finished, Rec/Family Area, Sleeping Area, Walk-Out
  • Bedroom Types: Master Bdr. Suite
  • Interior Amenities: Some Carpeting
  • Kitchen: Breakfast Room
  • Lower Level Bedrooms: 1
  • Lower Half Bathrooms: 1
  • Main Level Bedrooms: 2
  • Main Full Bathrooms: 2
  • Master Bed.: Full Bath
  • Windows/Doors: Some Insulated Wndws
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Square Footage: 1382
  • Total Full Baths: 2
  • Total Half Baths: 1

Exterior Features

  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 170
  • Total Number of Units: 2.00

Schools

  • School District: St. Charles R-VI
  • Elementary School: Harris Elem.
  • Middle School: Jefferson / Hardin
  • High School: St. Charles West High

Lot Info

  • Lot Description: Sidewalks
  • Lot Sq Ft: 1742
  • Acres: 0.0400

Tax Info

  • Taxes Paid: 2591
  • Taxes Paid Year: 2017
  • Assessor Parcel Number: 6-0011-7630-00-005D.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 17, 2020
Sold by
Slattery Barbara A and Slattery Terrence J
Bought by
Slattery Barbara A and Slattery Terrence J
Current Estimated Value
$334,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,500
Outstanding Balance
$187,408
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$147,038

Purchase Details

Closed on
Jun 26, 2019
Sold by
Bauer Jospeh and Bauer Rebecca
Bought by
Slattery Barbara A and Terrace J Slattery & Barbar A Slattery R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,400
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 8, 2018
Closed on
Mar 5, 2019
Sold by
Wells Fargo Bank Na
Bought by
Reverse Mortgage Funding Llc
Seller's Agent
Joe Lopiccolo
American Realty Group
Buyer's Agent
Rebecca Bauer
Magnolia Real Estate
List Price
$206,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.90%
Original Mortgage
$169,207
Interest Rate
4.4%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Nov 8, 2018
Closed on
Feb 19, 2019
Sold by
Reverse Mortgage Funding Llc
Bought by
Bauer Joseph and Bauer Rebecca
Seller's Agent
Joe Lopiccolo
American Realty Group
Buyer's Agent
Rebecca Bauer
Magnolia Real Estate
List Price
$206,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,207
Interest Rate
4.4%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jul 18, 2018
Sold by
Cit Bank Na
Bought by
Wells Fargo Bank Na and Riverview Mortgage Loan Trust

Purchase Details

Closed on
Jun 28, 2018
Sold by
Heckenkamp Roy G and Heckenkamp Donna C
Bought by
Cit Bank N A
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Slattery Barbara A -- None Available
Slattery Barbara A -- None Listed On Document
Slattery Barbara A -- Stl
Reverse Mortgage Funding Llc -- None Available
Bauer Joseph -- None Available
Wells Fargo Bank Na -- None Available
Cit Bank N A $207,407 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Slattery Barbara A $210,500
Previous Owner Slattery Barbara A $208,400
Previous Owner Bauer Joseph $169,207
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/12/2019 03/12/19 Sold -- -- --
01/24/2019 01/24/19 Pending -- -- --
01/17/2019 01/17/19 Price Changed $180,000 -5.2% $130 / Sq Ft
01/08/2019 01/08/19 Price Changed $189,900 -3.4% $137 / Sq Ft
12/13/2018 12/13/18 Price Changed $196,650 -4.8% $142 / Sq Ft
11/30/2018 11/30/18 Price Changed $206,500 0.0% $149 / Sq Ft
11/30/2018 11/30/18 For Sale $206,500 -1.7% $149 / Sq Ft
11/13/2018 11/13/18 Pending -- -- --
11/08/2018 11/08/18 For Sale $210,000 -- $152 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,386 $56,732 -- --
2023 $3,380 $52,763 $0 $0
2022 $3,041 $44,252 $0 $0
2021 $3,045 $44,252 $0 $0
2020 $2,927 $40,877 $0 $0
2019 $2,902 $40,877 $0 $0
2018 $2,627 $35,153 $0 $0
2017 $2,591 $35,153 $0 $0
2016 $2,543 $33,245 $0 $0
2015 $2,539 $33,245 $0 $0
2014 $2,572 $33,241 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS18088759

MARIS MLS

APN: 6-0011-7630-00-005D.0000000