Seller's Agent in 2026
Nina Beitzel
Railey Realty, Inc.
(724) 272-8454
347 Total Sales
48 Stone Tavern Ln Unit 2 McHenry, MD 21541
3
Beds
2
Baths
1,370
Sq Ft
1958
Built
Highlights
- 50 Feet of Waterfront
- 5 Dock Slips
- Community Lake
- Accident Elementary School Rated 9+
- Fishing Allowed
- Rambler Architecture
About This Home
As of August 2026Enjoy the best of Deep Creek Lake living in this charming 3-bedroom, 2-bath lakefront home offering breathtaking water views and easy, level access to the shoreline. With a shared dock and your own designated dock slip, you can spend your days boating, fishing, or simply soaking in the peaceful surroundings. The open-concept layout features plenty of natural light and scenic lake vistas from nearly every room. Perfectly situated close to restaurants, shops, Wisp Resort, and all area amenities, this home combines relaxation and convenience in one ideal lakefront retreat. Whether you’re seeking a year-round residence, vacation getaway, or investment property, this Deep Creek gem has it all.
Last Agent to Sell the Property
(301) 387-2000 nbeitzel@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 Listed on: 10/04/2025
Co-Listed By
(301) 387-2000 jessier@railey.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #5006522
Last Buyer's Agent
(301) 334-8454 lwilliams@tdhomepros.com BHHS Touchdown Home Pros Realty License #WVS220302125
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,447
Year Built
- Built in 1958
Lot Details
- 50 Feet of Waterfront
- Home fronts navigable water
- Property is in excellent condition
HOA Fees
- $150 Monthly HOA Fees
Parking
- Driveway
Home Design
- Rambler Architecture
- Cottage
- Cabin
- Shingle Roof
Interior Spaces
- 1,370 Sq Ft Home
- Property has 1.5 Levels
- 1 Fireplace
Bedrooms and Bathrooms
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Limited Hours Of Personal Watercraft Operation
- Swimming Allowed
- Physical Dock Slip Conveys
- 5 Dock Slips
- Shared Waterfront
Utilities
- Forced Air Heating and Cooling System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 2
- Assessor Parcel Number 1218052857
Community Details
Overview
- Association fees include snow removal, lawn maintenance, pier/dock maintenance
- Deep Creek Lake Subdivision
- Community Lake
Recreation
- 1 Community Docks
- Fishing Allowed
Matterport 3D Tour
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 26, 2019
Closed on
Sep 16, 2019
Sold by
Elhajj Joseph and Elhajj Nichole A
Bought by
Seller's Agent
Joseph W. Elhajj
Apex Valuation Services
Buyer's Agent
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
List Price
$464,900
Sold Price
$420,000
Premium/Discount to List
-$44,900
-9.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.84%
Original Mortgage
$268,800
Outstanding Balance
$230,211
Interest Rate
3.5%
Estimated Equity
$577,445
Purchase Details
Closed on
May 5, 2011
Sold by
Elhajj Joseph
Bought by
Elhajj Joseph and Elhajj Nichole A
Purchase Details
Closed on
May 3, 2007
Sold by
Perez Christopher A and Perez Jan S
Bought by
Elhajj Joseph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 4, 1998
Sold by
Railey Charles G
Bought by
Perez Christopher A and Perez Jan S
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $420,000 | Sage Title Group Llc | |
| Deed | -- | -- | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $465,000 | -- | |
| Deed | $152,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $268,800 | No Value Available | |
| Previous Owner | $372,000 | Purchase Money Mortgage | |
| Previous Owner | $109,400 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2026 08/21/26 | Sold | $850,000 | -2.9% | $620 / Sq Ft | |
| 06/22/2026 06/22/26 | Price Changed | $875,000 | -2.7% | $639 / Sq Ft | |
| 04/23/2026 04/23/26 | Price Changed | $899,000 | -6.3% | $656 / Sq Ft | |
| 03/19/2026 03/19/26 | Price Changed | $959,000 | -1.0% | $700 / Sq Ft | |
| 11/13/2025 11/13/25 | Price Changed | $969,000 | -2.0% | $707 / Sq Ft | |
| 10/04/2025 10/04/25 | For Sale | $989,000 | +135.5% | $722 / Sq Ft | |
| 09/16/2019 09/16/19 | Sold | $420,000 | -4.5% | $307 / Sq Ft | View Prior Sale |
| 06/04/2019 06/04/19 | Price Changed | $439,900 | -5.4% | $321 / Sq Ft | |
| 02/26/2019 02/26/19 | For Sale | $464,900 | -- | $339 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $7,039 | $605,800 | $307,700 | $298,100 |
| 2025 | $6,336 | $536,067 | $0 | $0 |
| 2024 | $5,727 | $466,333 | $0 | $0 |
| 2023 | $4,910 | $396,600 | $228,000 | $168,600 |
| 2022 | $4,636 | $371,500 | $0 | $0 |
| 2020 | $4,042 | $321,300 | $213,700 | $107,600 |
| 2019 | $4,042 | $321,300 | $213,700 | $107,600 |
| 2018 | $3,830 | $321,300 | $213,700 | $107,600 |
| 2017 | $3,806 | $323,500 | $0 | $0 |
| 2016 | -- | $323,500 | $0 | $0 |
| 2015 | -- | $323,500 | $0 | $0 |
| 2014 | -- | $364,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nina Beitzel
-
Jessie Railey
Seller Co-Listing Agent in 2026
Jessie Railey
Railey Realty, Inc.
(240) 442-7262
53 Total Sales
-
ADAM MURRAY
Buyer's Agent in 2026
ADAM MURRAY
BHHS Touchdown Home Pros Realty
(301) 616-7399
100 Total Sales
-
Joseph W. Elhajj
JE
Seller's Agent in 2019
Joseph W. Elhajj
Apex Valuation Services
(717) 729-8701
3 Total Sales
-
Betsy Spiker Holcomb
Buyer's Agent in 2019
Betsy Spiker Holcomb
Taylor-Made Deep Creek Real Estate, LLC
(301) 616-5022
369 Total Sales
Map
Source: Bright MLS
MLS Number: MDGA2010530
APN: 18-052857
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Copyright 2026 Bright MLS, Inc.
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