NOT LISTED FOR SALE

480 Ragan Rd Conowingo, MD 21918

Estimated Value: $378,000 - $422,000

3 Beds
2 Baths
1,400 Sq Ft
$283/Sq Ft Est. Value

Last Sold August 17, 2015

Last sale price $125,600 $90 Per Sq Ft

Est. 216% increase in value since last sale

Current estimated payment $2,399/month

Highlights

  • 1 Fireplace
  • Living Room
  • Kitchen Island
  • No HOA
  • En-Suite Primary Bedroom
  • Dining Room

About This Home

As of August 2015

Tons of room and potential in this 3 Bedroom, 2 Bath Split Level. Grand Kitchen with tile floors and an abundance of cabinets and counter space. Large Living and Dining Rm. Nice size bedrooms with wood floors. Lower level has additional finished rooms. Lots of room to spread out on over 2 acres of land.

Last Agent to Sell the Property

Cathy Verne

Patterson-Schwartz-Newark Listed on: 05/18/2015

Patterson-Schwartz-Newark

Last Buyer's Agent

Luanne Lonabaugh

Empower Real Estate, LLC License #601168

Empower Real Estate, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,202

Year Built

  • Built in 1987

Lot Details

  • 2.11 Acre Lot
  • Property is in below average condition
  • Property is zoned RR

Parking

  • Off-Street Parking

Home Design

  • Split Level Home
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Schools

  • Conowingo Elementary School
  • Rising Sun Middle School
  • Rising Sun High School

Utilities

  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Oakwood Acres Subdivision

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 0808015163

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,202

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Level
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1987
  • Remarks Public: Tons of room and potential in this 3 Bedroom, 2 Bath Split Level. Grand Kitchen with tile floors and an abundance of cabinets and counter space. Large Living and Dining Rm. Nice size bedrooms with wood floors. Lower level has additional finished rooms. Lots of room to spread out on over 2 acres of land.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Kitchen - Island, Dining Area
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room
  • Basement: No
  • Living Area Units: Square Feet
  • Street Number Modifier: 480

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Pool Private: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Heating Fuel: Electric
  • Heating Type: Baseboard
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • Elementary School: CONOWINGO
  • Middle School: RISING SUN
  • High School: RISING SUN
  • School District Key: 121139799812
  • Elementary School: CONOWINGO
  • High School: RISING SUN
  • Middle Or Junior School: RISING SUN

Lot Info

  • Improvement Assessed Value: 94400.00
  • Land Assessed Value: 105300.00
  • Lot Size Acres: 2.11
  • Lot Size Area: 91912
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 91912.00
  • Property Attached Yn: No
  • Property Condition: Below Average
  • Year Assessed: 2015
  • Zoning: RR

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4480124
  • Tax Annual Amount: 2202.09
  • Assessor Parcel Number: 0808015163
  • Tax Lot: 5
  • Tax Total Finished Sq Ft: 1400
  • County Tax Payment Frequency: Annually
  • Tax Year: 2014
  • Close Date: 08/17/2015

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 5, 2020
Sold by
Ragan Walter L
Bought by
Avalos Ryan Marcus and Avalos Christine A
Current Estimated Value
$396,319

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,467
Outstanding Balance
$261,320
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$142,574

Purchase Details

Listed on
May 18, 2015
Closed on
Aug 17, 2015
Sold by
The Secretary Of Housing & Urban Develop
Bought by
Ragan Walter L
Seller's Agent
Cathy Verne
Patterson-Schwartz-Newark
Buyer's Agent
Luanne Lonabaugh
Empower Real Estate, LLC
List Price
$115,000
Sold Price
$125,600
Premium/Discount to List
$10,600
9.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.29%
Original Mortgage
$150,650
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 4, 2014
Sold by
Jpmorgan Chase Bank National Association
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
May 21, 2014
Sold by
Anacay Eurethia R
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Dec 15, 2005
Sold by
Anacay Moises V Eurethia
Bought by
Anacay Eurethia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,209
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 14, 2005
Sold by
Anacay Moises V Eurethia
Bought by
Anacay Eurethia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,209
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 1, 2005
Sold by
Anacay Moises V and Anacay Eurethia R
Bought by
Anacay Euretha R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,209
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 1997
Sold by
Ragan Richard O Ann E
Bought by
Anacay Moises V Eurethia

Purchase Details

Closed on
Jun 28, 1986
Sold by
Benjamin Chester A and Benjamin Dorothy A
Bought by
Ragan Richard O and Ragan Ann E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,900
Interest Rate
10.62%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Avalos Ryan Marcus $299,900 Broadview Title
Ragan Walter L $125,600 Sage Title Group Llc
Secretary Of Housing & Urban Development -- None Available
Jpmorgan Chase Bank National Association $253,000 None Available
Anacay Eurethia R -- --
Anacay Eurethia R -- --
Anacay Euretha R -- None Available
Anacay Moises V Eurethia $111,000 --
Ragan Richard O $14,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Avalos Ryan Marcus $294,467
Previous Owner Ragan Walter L $150,650
Previous Owner Anacay Eurethia R $253,200
Previous Owner Anacay Eurethia R $16,209
Previous Owner Anacay Eurethia R $16,209
Previous Owner Anacay Euretha R $16,209
Previous Owner Ragan Richard O $14,900
Closed Anacay Moises V Eurethia --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2015 08/17/15 Sold $125,600 0.0% $90 / Sq Ft
06/09/2015 06/09/15 Pending -- -- --
06/04/2015 06/04/15 Off Market $125,600 -- --
05/18/2015 05/18/15 For Sale $115,000 -- $82 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,069 $274,900 $90,800 $184,100
2024 $2,554 $259,867 $0 $0
2023 $2,064 $244,833 $0 $0
2022 $2,648 $229,800 $90,800 $139,000
2021 $2,595 $228,933 $0 $0
2020 $5,371 $228,067 $0 $0
2019 $2,621 $227,200 $91,200 $136,000
2018 $2,575 $218,033 $0 $0
2017 $2,263 $208,867 $0 $0
2016 $2,262 $199,700 $0 $0
2015 $2,262 $199,700 $0 $0
2014 $2,131 $199,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1001668649

Bright MLS

APN: 08-015163