Hillary Justice
Coldwell Banker Realty
(513) 647-6201
175 Total Sales
1 in Cold Spring
$170,000 Price
480 Ruschman Dr Cold Spring, KY 41076
Cold Spring AreaEstimated Value: $676,000 - $772,000
3
Beds
3
Baths
3,500
Sq Ft
$208/Sq Ft
Est. Value
Highlights
- In Ground Pool
- 1.11 Acre Lot
- Tiered Deck
- Donald E. Cline Elementary School Rated A
- Open Floorplan
- Family Room with Fireplace
About This Home
As of May 2024Open House Saturday (4.27) 1-3pm. This beautiful home checks all the boxes! Large ranch with open floor plan sitting on a 1.11 acre wooded lot with a wonderful view of the valley! Features include first floor master bedroom with tray ceiling/large walk-in closet with custom shelves/upgraded bathroom and wonderful view, 2 gas fireplaces, real hardwood floors, custom tile and stone, first floor laundry, 2 car garage with oversized doors, finished walkout lower level with wet bar/full bath/recreation room. The outdoor living area is amazing for entertaining and includes a screened in porch, multi-level deck, stamped concrete patio, and a low maintenance Gunite pool with heater. Lawn has an irrigation system and custom lighting. No HOA fees or city taxes!
Last Agent to Sell the Property
Simple Fee Realty License #223305 Listed on: 04/25/2024
Last Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
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Home Details
Home Type
- Single Family
Year Built
- Built in 2003
Lot Details
- 1.11 Acre Lot
- Property fronts a county road
- Aluminum or Metal Fence
Parking
- 2 Car Garage
- Oversized Parking
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 3,500 Sq Ft Home
- Open Floorplan
- Wet Bar
- Built-In Features
- Bookcases
- Woodwork
- Tray Ceiling
- Ceiling Fan
- Chandelier
- Gas Fireplace
- Vinyl Clad Windows
- Panel Doors
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Family Room with entrance to outdoor space
- Living Room
- Breakfast Room
- Home Office
- Storage
- Valley Views
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- 3 Full Bathrooms
- Double Vanity
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Stubbed For A Bathroom
Outdoor Features
- In Ground Pool
- Tiered Deck
- Enclosed Patio or Porch
- Exterior Lighting
Schools
- Donald E.Cline Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- 220 Volts
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 999-99-19-849.13
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2024
Closed on
May 28, 2024
Sold by
Bought by
Seller's Agent
Blaire Hancock
Simple Fee Realty
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
List Price
$725,000
Sold Price
$715,000
Premium/Discount to List
-$10,000
-1.38%
Views
297
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,936
Avg. Annual Appreciation
0.83%
Original Mortgage
$572,000
Outstanding Balance
$559,654
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$168,282
Purchase Details
Closed on
Aug 8, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 24, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
5.71%
Mortgage Type
Unknown
Purchase Details
Closed on
Feb 27, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
5.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 10, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,500
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 20, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cold Spring, KY
-
Hillary Justice
-
Felicia Huesman
Felicia Huesman
Huff Realty - CC
(513) 854-7862
129 Total Sales
8 in Cold Spring
$170K - $350K Price Range
-
Jake Burdine
Jake Burdine
Cahill Real Estate Services
(859) 600-6596
91 Total Sales
1 in Cold Spring
$199,000 Price
-
Steven Booth
Steven Booth
Sibcy Cline, Inc.
(947) 210-5365
89 Total Sales
6 in Cold Spring
$166K - $239K Price Range
-
Michael McDonough
Michael McDonough
YOUR TOWN REALTORS
(513) 866-2706
80 Total Sales
5 in Cold Spring
$95K - $465K Price Range
-
Cara Chitwood
Cara Chitwood
Keller Williams Realty Service
(513) 854-6469
112 Total Sales
1 in Cold Spring
$192,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $715,000 | 360 American Title | ||
| $385,000 | Advanced Land Titlie Agency | ||
| -- | Fidelity Land Title Agency | ||
| $407,000 | Fidelity Land Title Agency | ||
| $50,000 | -- | ||
| $322,468 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $572,000 | ||
| Previous Owner | $190,000 | ||
| Previous Owner | $216,000 | ||
| Previous Owner | $80,000 | ||
| Previous Owner | $200,000 | ||
| Previous Owner | $340,000 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $275,000 | ||
| Previous Owner | $288,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/28/2024 05/28/24 | Sold | $715,000 | -1.4% | $204 / Sq Ft |
| 04/29/2024 04/29/24 | Pending | -- | -- | -- |
| 04/25/2024 04/25/24 | For Sale | $725,000 | -- | $207 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,666 | $715,000 | $75,000 | $640,000 |
| 2024 | $5,096 | $415,000 | $55,000 | $360,000 |
| 2023 | $4,980 | $415,000 | $55,000 | $360,000 |
| 2022 | $5,154 | $415,000 | $55,000 | $360,000 |
| 2021 | $5,154 | $415,000 | $55,000 | $360,000 |
| 2020 | $4,837 | $385,000 | $50,000 | $335,000 |
| 2019 | $4,753 | $385,000 | $50,000 | $335,000 |
| 2018 | $4,785 | $385,000 | $50,000 | $335,000 |
| 2017 | $4,721 | $385,000 | $50,000 | $335,000 |
| 2016 | $4,636 | $385,000 | $0 | $0 |
| 2015 | $4,710 | $385,000 | $0 | $0 |
| 2014 | $4,591 | $385,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Blaire Hancock
Seller's Agent in 2024
Blaire Hancock
Simple Fee Realty
(859) 221-5050
179 Total Sales
-
Jim Murray
Seller Co-Listing Agent in 2024
Jim Murray
Simple Fee Realty
(859) 802-3733
165 Total Sales
-
T
Buyer's Agent in 2024
The Cindy Shetterly Team
Keller Williams Realty Service
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 622255
APN: 999-99-19-849.13
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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