Seller's Agent in 2025
Margaret Madsen
LAKE RETREAT PROPERTIES INC.
(703) 973-6914
58 Total Sales
480 Winding Waters Dr Moneta, VA 24121
4
Beds
3
Baths
2,665
Sq Ft
1.05
Acre Lot
Highlights
- 61 Feet of Waterfront
- 1 Dock Slip
- Deck
- Dudley Elementary School Rated A-
- Lake View
- Contemporary Architecture
About This Home
As of July 2025Discover lakeside luxury with this stunning custom-built waterfront home. Located in the desirable Winding Waters neighborhood, this one-owner residence has been meticulously maintained and offers the perfect blend of elegance, comfort, and thoughtful design. Enter through the front door with stained glass side windows and you'll find a spacious, open floor plan with dark cherry & walnut hardwoods, gas log fireplace with full-height stonework to match the home's exterior. Custom-designed kitchen with granite countertops, glass-paneled cabinetry, pendant lighting, and a new 2025 refrigerator. A formal dining room with chandelier and lighted wall niche completes the main living area. Two walls of sliding glass doors open onto an expansive Trex deck overlooking the wate
Last Agent to Sell the Property
LAKE RETREAT PROPERTIES INC. License #0225254591 Listed on: 06/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,200
Year Built
- Built in 2013
Lot Details
- 1.05 Acre Lot
- 61 Feet of Waterfront
- Wooded Lot
- Garden
HOA Fees
- $13 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Hardboard
Interior Spaces
- 1-Story Property
- Wet Bar
- Cathedral Ceiling
- Ceiling Fan
- Fireplace Features Blower Fan
- Gas Log Fireplace
- Living Room with Fireplace
- Screened Porch
- Storage
- Lake Views
- Alarm System
Kitchen
- Electric Range
- Built-In Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 2 Main Level Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Garage Door Opener
Outdoor Features
- Party Deck
- No Wake Zone
- Rip-Rap
- Dock has a Storage Area
- Boat Hoist or Davit
- 1 Dock Slip
- Deck
- Patio
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Community Details
- Cindy Thomas Association
- Winding Waters Subdivision
Listing and Financial Details
- Tax Lot 65
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 5, 2025
Closed on
Jul 21, 2025
Sold by
Bought by
Seller's Agent
Margaret Madsen
LAKE RETREAT PROPERTIES INC.
Buyer's Agent
Jim Singleton
BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
List Price
$995,000
Sold Price
$974,000
Premium/Discount to List
-$21,000
-2.11%
Views
88
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,193
Avg. Annual Appreciation
4.51%
Original Mortgage
$374,000
Outstanding Balance
$372,063
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$643,130
Purchase Details
Closed on
Aug 9, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
8.25%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $974,000 | Fidelity National Title Insura | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $374,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $974,000 | -2.1% | $365 / Sq Ft |
| 07/04/2025 07/04/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $995,000 | -- | $373 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,563 | $828,600 | $152,000 | $676,600 |
| 2024 | $3,563 | $828,600 | $152,000 | $676,600 |
| 2023 | $3,065 | $502,500 | $145,000 | $357,500 |
| 2022 | $3,065 | $502,500 | $145,000 | $357,500 |
| 2021 | $3,065 | $502,500 | $145,000 | $357,500 |
| 2020 | $3,065 | $502,500 | $145,000 | $357,500 |
| 2019 | $2,974 | $487,500 | $165,000 | $322,500 |
| 2018 | $2,974 | $487,500 | $165,000 | $322,500 |
| 2017 | $2,681 | $504,600 | $175,000 | $329,600 |
| 2016 | $2,681 | $504,600 | $175,000 | $329,600 |
| 2015 | $1,918 | $504,600 | $175,000 | $329,600 |
| 2014 | $1,918 | $504,600 | $175,000 | $329,600 |
| 2013 | $1,918 | $491,600 | $175,000 | $316,600 |
Source: Public Records
Agents Affiliated with this Home
-
Margaret Madsen
-
John Phillips
J
Seller Co-Listing Agent in 2025
John Phillips
LAKE RETREAT PROPERTIES INC.
(540) 588-4858
4 Total Sales
-
Jim Singleton
J
Buyer's Agent in 2025
Jim Singleton
BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
(540) 493-7253
31 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 917996
APN: 0320305700
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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