NOT LISTED FOR SALE

4840 Winters Ln Cold Spring, KY 41076

Highland Heights Area

Estimated Value: $388,000 - $556,000

3 Beds
4 Baths
2,332 Sq Ft
$218/Sq Ft Est. Value

Sale Details

Date Sold: October 12, 2021

Last sale price $429,900 $184 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,371 / mo

12 Days on Market

Highlights

  • View of Trees or Woods
  • Granite Flooring
  • Vaulted Ceiling
  • Campbell County High School Rated 9+
  • 3.4 Acre Lot
  • Traditional Architecture

About This Home

As of October 2021

Premium custom built one owner home on a 3.4 acre private wooded lot. Quality craftsmanship shows in this low maintenance full brick cape cod. Gleaming hardwoods & beautiful woodwork. Double bull nosed banister & soaring ceilings in the foyer. Large eat in kitchen features granite & counter bar. Awesome sunken family room w/ brick accents, archways, & wet bar. Oversized 1st floor master suite. Finished LL w/ wet bar. New carpet & tasteful decor. Expansive driveway & rear patio plus 2 car side entry garage w/ service door. Enjoy the inviting covered front porch! Cinch Warranty

Last Agent to Sell the Property

Team Sanders

Sibcy Cline, REALTORS-Florence Listed on: 08/25/2021

Sibcy Cline, REALTORS-Florence

Last Buyer's Agent

Jeff Forlenza

Diversified Realty Services License #230409

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 3.4 Acre Lot
  • Lot Dimensions are 475 x 471 x 526.50 x 175

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 1.5-Story Property
  • Wet Bar
  • Woodwork
  • Vaulted Ceiling
  • Recessed Lighting
  • Wood Burning Fireplace
  • Brick Fireplace
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Panel Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Views of Woods
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Granite
  • Marble
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heat Pump System
  • No Utilities
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-19-081.00

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

3.4 Acres

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 3.4
  • Year Built: 1989
  • Lot Size: 475 X 471 X 526.50 X 175
  • Road Frontage Type: City Street
  • Directions: S on Rt 27 , L on Industrial, L on Winters. Or Route 8 (Mary Ingles Highway) to Winters Lane
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 475 X 471 X 526.50 X 175
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 3.404
  • General Property Description:Lot Size Square Feet: 148278.24
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Utilities:None14: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 999-99-19-081.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Percent Basement Finished: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: French Doors, Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
  • Basement: Full, Finished
  • Heating: Heat Pump, Electric
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer, Wine/Beverage Cooler
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Brick, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Insulated Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:French Doors: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Wood Burning: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Brick3: Yes
  • Family Room Features:Window Treatments4: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Marble Flooring2: Yes
  • Family Room Features:Wet Bar2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Kitchen Features:Granite Flooring2: Yes
  • Kitchen Features:Slate Flooring2: Yes
  • Dining Room Features:Window Treatments2: Yes
  • Kitchen Features:Vinyl Flooring4: Yes
  • Family Room Features:Wood Flooring5: Yes
  • Appliances:WineBeverage Cooler: Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio, Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, None
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 148278.24
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 25, 2021
Closed on
Oct 12, 2021
Sold by
Kroger Richard J and Kroger Lisa M
Bought by
Seller's Agent
Team Sanders
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Jeff Forlenza
Diversified Realty Services
List Price
$439,900
Sold Price
$429,900
Premium/Discount to List
-$10,000
-2.27%
Current Estimated Value
$531,464

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,564
Avg. Annual Appreciation
3.46%
Original Mortgage
$414,987
Outstanding Balance
$370,961
Interest Rate
2.8%
Mortgage Type
VA
Estimated Equity
$136,897

Purchase Details

Closed on
May 16, 2018
Sold by
Kroger Richard J and Kroger Lisa M
Bought by
Kroger Richard J and Kroger Lisa M

Purchase Details

Closed on
Jul 20, 2005
Sold by
Kroger Richard J and Kroger Lisa M
Bought by
Kroger Richard J and Kroger Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
5.57%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Cold Spring, KY

  • Nicole Rankin Real Estate Agent - Coldwell Banker Realty FM

    Nicole Rankin

    Coldwell Banker Realty FM

    (859) 651-7170

    218 Total Sales

    4 in Highland Heights

    $165K - $250K Price Range

    Nicole Rankin
     Section Image
  • Richard Hubbard Real Estate Agent - RE/MAX Victory + Affiliates

    Richard Hubbard

    RE/MAX Victory + Affiliates

    (859) 955-4553

    181 Total Sales

    14 in Highland Heights

    $132K - $315K Price Range

    Richard Hubbard
     Section Image
  • Jeff Smith Real Estate Agent - RE/MAX Victory + Affiliates

    Jeff Smith

    RE/MAX Victory + Affiliates

    (513) 952-8436

    95 Total Sales

    2 in Highland Heights

    $180K - $368K Price Range

    Jeff Smith
     Section Image
  • Sandra Wethington Real Estate Agent - eXp Realty, LLC

    Sandra Wethington

    eXp Realty, LLC

    (513) 586-2852

    301 Total Sales

    3 in Highland Heights

    $110K - $210K Price Range

    Sandra Wethington
     Section Image
  • Kerry Schrand-Rawe Real Estate Agent - Huff Realty - Florence

    Kerry Schrand-Rawe

    Huff Realty - Florence

    (859) 600-0975

    46 Total Sales

    1 in Highland Heights

    $182,000 Price

    Kerry Schrand-Rawe
     Section Image
  • Ken Warden Real Estate Agent - Warden & Associates

    Ken Warden

    Warden & Associates

    (859) 600-0843

    25 Total Sales

    1 in Highland Heights

    $199,000 Price

    Ken Warden
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$429,900 360 American Title Svcs Llc
Kroger Richard J $224,700 None Available
Kroger Richard J $30,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $414,987
Previous Owner Kroger Richard J $249,000
Previous Owner Kroger Richard J $96,804
Previous Owner Kroger Richard J $55,000
Previous Owner Kroger Richard J $207,800
Previous Owner Kroger Richard J $30,000
Previous Owner Kroger Richard J $100,000
Previous Owner Kroger Richard J $76,000
Previous Owner Kroger Richard J $135,345
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/12/2021 10/12/21 Sold $429,900 0.0% $184 / Sq Ft
09/06/2021 09/06/21 Pending -- -- --
09/02/2021 09/02/21 Price Changed $429,900 -2.3% $184 / Sq Ft
08/25/2021 08/25/21 For Sale $439,900 -- $189 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,272 $435,000 $60,000 $375,000
2024 $5,015 $408,405 $50,000 $358,405
2023 $4,901 $408,405 $50,000 $358,405
2022 $5,073 $408,405 $50,000 $358,405
2021 $3,043 $283,200 $50,000 $233,200
2020 $2,852 $224,700 $26,500 $198,200
2019 $2,803 $224,700 $26,500 $198,200
2018 $2,926 $233,200 $35,000 $198,200
2017 $2,887 $233,200 $35,000 $198,200
2016 $2,686 $221,500 $0 $0
2015 $2,729 $221,500 $0 $0
2014 $2,660 $221,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • TS

    Seller's Agent in 2021

    Team Sanders

    Sibcy Cline

    (859) 380-0122

    281 Total Sales

    Team Sanders
    Section Image
  • Jeff Forlenza Real Estate Agent - Diversified Realty Services

    Buyer's Agent in 2021

    Jeff Forlenza

    Diversified Realty Services

    (859) 991-5572

    81 Total Sales

    Jeff Forlenza
    Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 552295

Northern Kentucky Multiple Listing Service

APN: 999-99-19-081.00

Kentucky Campbell County Cold Spring 41076

4840 Winters Ln, Cold Spring, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.