$1,700,000

Estimated payment $9,719/month

Total Views 889
4 Beds
3.5 Baths
4,369 Sq Ft
$389 Price per Sq Ft

Highlights

  • Pier
  • Waterfront
  • Deck
  • Spa
  • 1.25 Acre Lot
  • Wooded Lot

About This Home

Experience exceptional lakefront living on the shores of Mountain Island Lake in this expansive and meticulously designed 4-bedroom, 3 full bath, 1 half bath luxury residence. Offering more than 4,000 square feet of heated living space, this home blends elegant craftsmanship with breathtaking natural beauty — all with unparalleled views of Latta Park and the sparkling water beyond.
The main level features a spacious open floor plan highlighted by rich hardwood flooring and abundant natural light. The owner’s suite on the main provides comfort and convenience, while a stunning sunroom captures panoramic lake views — perfect for morning coffee or relaxing evenings. A formal dining room, breakfast nook, and a beautifully integrated family room with gas fireplace create ideal spaces for both everyday living and refined entertaining.
A dedicated main-level office with hardwoods offers a quiet workspace or library retreat.
The upper level hosts four exceptionally large bedrooms, office and a generous bonus room, providing flexibility for guests, multigenerational living, recreation, or media use. Every room feels open, airy, and thoughtfully designed.
Outdoors, the property truly shines with exceptional lakefront amenities, including hot tub, a private dock, boat slip, and a covered gazebo — offering endless opportunities to enjoy the water, entertain, and savor stunning sunsets. This is lake living at its finest.
With its ideal layout, extraordinary views, and direct access to Mountain Island Lake, this expansive and beautifully appointed home offers a rare opportunity to own a premier lakeside retreat with room to live, work, play, and unwind.

Listing Agent

Corinne Murphy

Century 21 Murphy & Rudolph Brokerage Email: corinnemurphy@c21charlotte.com License #144160 Listed on: 04/01/2026

Century 21 Murphy & Rudolph

Co-Listing Agent

Joel Murphy

Century 21 Murphy & Rudolph Brokerage Email: corinnemurphy@c21charlotte.com License #40248

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1991

Lot Details

  • 1.25 Acre Lot
  • Waterfront
  • Irrigation
  • Wooded Lot
  • Property is zoned N1-C

HOA Fees

  • $61 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • French Doors
  • Water Views
  • Walk-In Attic

Kitchen

  • Breakfast Area or Nook
  • Self-Cleaning Oven
  • Gas Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Basement

  • Apartment Living Space in Basement
  • Workshop

Outdoor Features

  • Spa
  • Pier
  • Deck
  • Gazebo
  • Separate Outdoor Workshop

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • Mountain Point Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 023-163-14

Home Details

Home Type

Single Family

Year Built

Built in 1991

Lot Details

1.25 Acres

HOA Fees

$61 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1991
  • Restrictions: Architectural Review,Rental – See Restrictions Description
  • Second Living Quarters: None
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 389.11
  • Property Sub Type Additional: None
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: corinnemurphy@c21charlotte.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Walk In
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2257
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 789
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 518
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 1307
  • Sq Ft Upper: 2112
  • Appliances: Dishwasher, Exhaust Hood, Gas Range, Ice Maker, Microwave, Oven, Refrigerator, Self Cleaning Oven, Tankless Water Heater
  • Above Grade Finished Sq Ft: 4369
  • Has Basement: Apartment, Basement Garage Door, Basement Shop
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Gas, Gas Log
  • Living Area: 4369
  • Window Features: Insulated Window(s)
  • Bedroom Main: 1
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: Dock - Floating, Hot Tub, In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water
  • Water Body Name: mountain island lake
  • Waterfront Features: Boat Ramp – Community, Pier
  • Construction Type: Brick Full
  • Other Structures: Gazebo, Workshop
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Natural Gas
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Connected, Electricity Connected, Natural Gas, Wired Internet Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 735
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 735.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Waterfront, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 023-163-14
  • Lot Size Acres: 1.25
  • Additional Parcels: No
  • Zoning Specification: N1-C

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,030 $869,700 $325,000 $544,700
2024 $6,030 $869,700 $325,000 $544,700
2023 $5,938 $869,700 $325,000 $544,700
2022 $6,956 $771,500 $325,000 $446,500
2021 $6,790 $771,500 $325,000 $446,500
2020 $6,752 $771,500 $325,000 $446,500
2019 $6,682 $771,500 $325,000 $446,500
2018 $8,813 $773,300 $400,000 $373,300
2017 $8,610 $773,300 $400,000 $373,300
2016 $8,504 $773,300 $400,000 $373,300
2015 $8,424 $773,300 $400,000 $373,300
2014 $8,285 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/01/2026 04/01/26 For Sale $1,700,000 -- $389 / Sq Ft
Source: Canopy MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $835,000 None Available
Warranty Deed $640,000 None Available
Warranty Deed $725,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $424,100 New Conventional
Previous Owner $608,000 New Conventional
Previous Owner $507,500 Fannie Mae Freddie Mac
Source: Public Records

Source: Canopy MLS

MLS Number: 4359009

Canopy MLS

APN: 023-163-14

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