486 Mermie Rd Hardin, KY 42048
Estimated payment $2,856/month
Highlights
- Docks
- Boat Ramp
- Deck
- Water Access
- Lake View
- Dining Room with Fireplace
About This Home
Enjoy lake views, flexible living spaces, and extensive storage options all in one property. Whether you're looking for extra room, a place to entertain, or convenient access to Kentucky Lake recreation, this home offers a variety of possibilities. The interior features a large kitchen with marble tile countertops and a formal dining room centered by a cozy fireplace. 4 Bedrooms 2.5 bathrooms. An updated multi-purpose room includes a wet bar, fireplace and provides direct access to a generous rear deck. Great for entertaining Family and Friends. Storage is abundant with two attached 2-car garages (featuring new doors) and a detached 20x30 outbuilding designed for boat or recreational vehicle storage. The grounds are thoughtfully landscaped with a raised garden plot, established grapevines, and various fruit trees Property ownership includes access to Pirates Cove amenities: a community pool(new), clubhouse, sandy beach area, private boat ramp, and marina. Membership is optional.
Listing Agent
Keller Williams Experience - Murray License #275280 Listed on: 07/09/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 40,946 Sq Ft Lot
- Landscaped
Parking
- 4 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Brick Veneer
- Block Foundation
- Vinyl Siding
Interior Spaces
- 2,742 Sq Ft Home
- 1-Story Property
- Wet Bar
- Wood Burning Stove
- Wood Burning Fireplace
- Propane Fireplace
- Great Room with Fireplace
- Family Room
- Living Room
- Dining Room with Fireplace
- 2 Fireplaces
- Lake Views
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Water Access
- Boat Ramp
- Docks
- Deck
- Covered Patio or Porch
Schools
- South Marshall Elementary And Middle School
- Marshall High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Propane
- Heating System Powered By Owned Propane
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Pirates Cove Subdivision
Listing and Financial Details
- Assessor Parcel Number 74-0A-07-008.
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,623 | $236,000 | $10,000 | $226,000 |
| 2024 | $2,321 | $203,900 | $8,000 | $195,900 |
| 2023 | $2,112 | $203,900 | $8,000 | $195,900 |
| 2022 | $2,424 | $203,900 | $8,000 | $195,900 |
| 2021 | $2,455 | $203,900 | $8,000 | $195,900 |
| 2020 | $2,473 | $203,900 | $8,000 | $195,900 |
| 2019 | $2,474 | $203,900 | $8,000 | $195,900 |
| 2018 | $2,069 | $203,900 | $8,000 | $195,900 |
| 2017 | $2,071 | $203,900 | $8,000 | $195,900 |
| 2016 | $2,082 | $203,900 | $8,000 | $195,900 |
| 2015 | $2,092 | $203,900 | $8,000 | $195,900 |
| 2014 | $2,092 | $167,000 | $0 | $0 |
| 2010 | -- | $203,900 | $8,000 | $195,900 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/09/2026 07/09/26 | For Sale | $484,000 | -- | $177 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $179,000 | Foreman Watson Land Title | |
| Deed | $224,900 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $170,050 | New Conventional | |
| Previous Owner | $129,256 | New Conventional | |
| Previous Owner | $132,209 | Unknown | |
| Previous Owner | $282,055 | Unknown | |
| Previous Owner | $221,962 | Purchase Money Mortgage | |
| Previous Owner | $229,500 | Credit Line Revolving | |
| Previous Owner | $184,000 | Credit Line Revolving | |
| Previous Owner | $126,000 | Credit Line Revolving |
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 26017009
APN: 74-0A-07-008.000000
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The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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