NOT LISTED FOR SALE

4862 Three Chopt Rd Troy, VA 22974

Estimated Value: $492,000 - $519,675

3 Beds
3 Baths
2,350 Sq Ft
$214/Sq Ft Est. Value

Sale Details

Date Sold: December 11, 2025

Last sale price $500,000 $213 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,069 / mo

106 Days on Market

Highlights

  • Wood Burning Stove
  • 2 Fireplaces
  • Central Air
  • Stone Robinson Elementary School Rated A-
  • Entrance Foyer
  • 2 Car Garage

About This Home

As of December 2025

Location, Location, Location! This delightful brick rancher is set privately on a spacious 6.7-acre lot, offering both tranquility and convenience. The home features a well-designed layout with 3 bedrooms and 2 full baths on the main level, complete with beautiful hardwood floors and solid wood cabinets. The partially finished walk-out basement boasts a large family room equipped with a cozy wood stove, an additional full bath, and plenty of storage space to meet your needs. Additionally, you’ll find a detached 24x16 garage/workshop for all your projects. Notable updates include a new HVAC system installed in 2019 and a new roof added in 2017. Don’t miss out on this charming property that blends comfort with a great location!

Last Agent to Sell the Property

Chelsea Newcomb

LAKE & COUNTRY REALTY, LLC License #0225185811 Listed on: 07/03/2025

Last Buyer's Agent

Jessica Russo

NEST REALTY GROUP License #0225067579

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,318

Year Built

  • Built in 1988

Lot Details

  • 6.78 Acre Lot
  • Zoning described as RA Rural Area

Parking

  • 2 Car Garage

Home Design

  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Entrance Foyer
  • Utility Room
  • Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Schools

  • Stone-Robinson Elementary School
  • Burley Middle School
  • Monticello High School

Utilities

  • Central Air
  • Heat Pump System
  • Private Water Source
  • Well

Community Details

Listing and Financial Details

  • Assessor Parcel Number 09400-00-00-027A2

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,318

Year Built

Built in 1988

Lot Details

6.78 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 09400-00-00-027A2
  • Property Sub Type: Detached
  • LotSizeAcres: 6.78
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 1570.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 790.0
  • Special Features: None

Interior Features

  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 780.0
  • Fireplace Features: Two, Wood Burning, Wood BurningStove
  • Fireplaces: 2
  • Interior Amenities: Primary Downstairs, Entrance Foyer, Utility Room
  • Living Area: 2350.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Brick/Mortar

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Detached, Electricity, Garage

Utilities

  • Heating: Heat Pump
  • Utilities: Fiber Optic Available
  • Sewer: Conventional Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Private, Well

Schools

  • Elementary School: Stone-Robinson
  • Middle Or Junior School: Burley

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: RA Rural Area

Building Info

  • Year Built: 1988

Tax Info

  • Year: 2023
  • Tax Annual Amount: 4317.82
  • Tax Other Annual Assessment Amount: 468500.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Monticello

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Nov 25, 2025
Sold by
Bought by
Seller's Agent
Chelsea Newcomb
LAKE & COUNTRY REALTY, LLC
Buyer's Agent
Jessica Russo
NEST REALTY GROUP
List Price
$549,700
Sold Price
$500,000
Premium/Discount to List
-$49,700
-9.04%
Views
110
Current Estimated Value
$503,669

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,669
Avg. Annual Appreciation
1.34%
Original Mortgage
$375,000
Outstanding Balance
$372,804
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$130,865
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$500,000 Fidelity National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $375,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 Sold $500,000 -6.5% $213 / Sq Ft
10/17/2025 10/17/25 Pending -- -- --
08/13/2025 08/13/25 Price Changed $534,700 -2.7% $228 / Sq Ft
07/03/2025 07/03/25 For Sale $549,700 -- $234 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,188 $542,700 $214,800 $327,900
2025 $4,188 $468,500 $177,700 $290,800
2024 -- $502,600 $208,600 $294,000
2023 $4,318 $505,600 $177,700 $327,900
2022 $3,630 $425,000 $154,500 $270,500
2021 $2,870 $336,100 $142,100 $194,000
2020 $2,756 $322,700 $139,000 $183,700
Source: Public Records

Agents Affiliated with this Home

  • Chelsea Newcomb

    Seller's Agent in 2025

    Chelsea Newcomb

    LAKE & COUNTRY REALTY, LLC

    (540) 894-1113

    286 Total Sales

    Chelsea Newcomb
    Section Image
  • Jessica Russo

    Buyer's Agent in 2025

    Jessica Russo

    NEST REALTY GROUP

    (434) 996-3176

    177 Total Sales

    Jessica Russo
    Section Image
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 666481

Charlottesville area Association of Realtors®

APN: 09400-00-00-027A2

Virginia Albemarle County Troy 22974

4862 Three Chopt Rd, Troy, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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