Seller's Agent in 2026
Michael St. Bernard
The American Realty
(770) 639-7050
4 in this area
291 Total Sales
4890 Highway 20 S Covington, GA 30016
Estimated Value: $202,000 - $208,000
2
Beds
1
Bath
1,096
Sq Ft
$188/Sq Ft
Est. Value
Highlights
- RV or Boat Parking
- Solid Surface Countertops
- Breakfast Area or Nook
- Mud Room
- No HOA
- Formal Dining Room
About This Home
As of February 2026Cozy cottage with a large workshop/garage positioned on 1 acre. This 2-bedroom & 1-bath cottage includes a large fenced in back yard with a private patio in the back, metal roof, rocking chair front porch resting in the shade of a pecan tree, lots of space for parking & working on outdoor projects/hobbies and stepless entry in the back. Inside features new carpet and flooring, fresh painted walls, roomy living-room, eat-in kitchen with custom wood cabinets, laundry room, mud room, a full bath and 2 good size bedrooms. Outside includes a fenced in back yard and workshop with power & new LED lights. The seller also has recently installed new plumbing from the street to the house. Centrally located to downtown Covington, Conyers, Stockbridge, schools and a short distance to I-20.
Last Agent to Sell the Property
The American Realty License #385379 Listed on: 12/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,622
Year Built
- Built in 1945
Lot Details
- 1 Acre Lot
- Privacy Fence
- Back Yard Fenced
- Level Lot
- Open Lot
Home Design
- Bungalow
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,096 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Window Treatments
- Mud Room
- Family Room
- Formal Dining Room
- Storm Windows
Kitchen
- Breakfast Area or Nook
- Oven or Range
- Solid Surface Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Laundry in Mud Room
- Laundry Room
Parking
- 6 Car Garage
- Parking Pad
- Parking Storage or Cabinetry
- Off-Street Parking
- RV or Boat Parking
Outdoor Features
- Patio
- Separate Outdoor Workshop
- Porch
Schools
- Oak Hill Elementary School
- Veterans Memorial Middle School
- Alcovy High School
Utilities
- Cooling Available
- Heating Available
- Electric Water Heater
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 20, 2025
Closed on
Feb 19, 2026
Sold by
Bought by
Seller's Agent
Michael St. Bernard
The American Realty
Buyer's Agent
Natalie Henao
Virtual Properties Realty.com
List Price
$209,900
Sold Price
$208,000
Premium/Discount to List
-$1,900
-0.91%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,203
Avg. Annual Appreciation
-3.73%
Original Mortgage
$204,232
Outstanding Balance
$203,629
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$2,168
Purchase Details
Listed on
Dec 20, 2025
Closed on
Feb 18, 2026
Sold by
Bought by
Seller's Agent
Michael St. Bernard
The American Realty
Buyer's Agent
Natalie Henao
Virtual Properties Realty.com
List Price
$209,900
Sold Price
$208,000
Premium/Discount to List
-$1,900
-0.91%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,232
Outstanding Balance
$203,629
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$2,168
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $208,000 | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $204,232 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/18/2026 02/18/26 | Sold | $208,000 | -0.9% | $190 / Sq Ft |
| 01/25/2026 01/25/26 | Pending | -- | -- | -- |
| 12/20/2025 12/20/25 | For Sale | $209,900 | -- | $192 / Sq Ft |
Source: Georgia MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,818 | $73,040 | $10,000 | $63,040 |
| 2024 | $1,652 | $65,200 | $7,400 | $57,800 |
| 2023 | $1,603 | $59,080 | $5,600 | $53,480 |
| 2022 | $1,244 | $45,840 | $5,600 | $40,240 |
| 2021 | $460 | $15,160 | $5,600 | $9,560 |
| 2020 | $470 | $14,000 | $4,000 | $10,000 |
| 2019 | $434 | $12,720 | $4,000 | $8,720 |
| 2018 | $426 | $12,400 | $4,000 | $8,400 |
| 2017 | $441 | $12,840 | $4,000 | $8,840 |
| 2016 | $441 | $12,840 | $4,000 | $8,840 |
| 2015 | $448 | $13,040 | $4,000 | $9,040 |
| 2014 | $446 | $13,040 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michael St. Bernard
-
Natalie Henao
N
Buyer's Agent in 2026
Natalie Henao
Virtual Properties Realty.com
(888) 959-9461
1 in this area
1 Total Sale
Map
Source: Georgia MLS
MLS Number: 10660416
APN: 0006A00000008000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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